OCBC Voyage Complimentary Privileges

Get your OCBC Voyage Premier credit card and get a variety of attractive promos, especially for you:

• Free annual fee for OCBC Voyage Premier Main Credit Card worth IDR8 Million as long as you are an OCBC Premier Banking customer who has a minimum combined balance of IDR500 Million
• Free of fee for the second year onwards for OCBC Voyage Premier Credit Card supplement worth IDR2.5 million with a minimum transaction of IDR300 million in the previous year

1. Voyage Travel Privileges

   Voyage Miles for Each of Your Transactions

   • For Every IDR10.000 Transaction You Will Get 1 (One) Voyage Mile Is Valid Forever
   • Every 1 Voyage Miles can be redeemed for 1.05 GarudaMiles (minimum redemption is 1,000 Voyage Miles) and is equivalent to 1 Krisflyer or 1 AirAsia point.
   • Maximum redemption of Voyage Miles is up to 150,000 Voyage Miles/month
   • Transactions that do not earn Voyage Miles can be viewed at ocbc.id/voyage

   FACILITIES TO 1,356 INTERNATIONAL AIRPORT LOUNGES IN MORE THAN 703 AIRPORTS IN 137 COUNTRIES WITH DRAGONPASS

   • Free executive airport lounge access 2x per year at more than 1,356 International Airport Lounges in 137 countries
   • Call TANYA OCBC 1500-999 to get the DragonPass Membership Number and Activation Code at least 3 days before departure
   • Download the application and register for DragonPass membership to enjoy the international airport lounge. Complete information: ocbc.id/dragonpass

   Domestic Airport Lounge Facilities in 17 Major Cities in Indonesia

   • Free access to 24 executive airport lounges in 17 major cities throughout Indonesia. Further information: ocbc.id/loungedomestik

2. 24/7 VOYAGE EXCHANGE CONCIERGE TO FULFIL YOUR VARIOUS NEEDS ASPIRATIONS

   Integrated Voyage Miles redeption service that is ready to serve you 24/7 via +62-21-26506363 or email tanya@ocbc.id

   • Exchange Voyage Miles
   • Travel itinerary arrangement
   • Recommended tourist spots
   • Vehicle rental including Limousine facilities
   • Voyage Miles balance information
   • Reservations for you and your family’s favourite restaurants, both at home and abroad
   • Personal buyer for lifestyle needs ranging from gadgets, bags, jewellery to special wedding anniversary gifts for your beloved partner
   • Purchase tickets to your favourite music concert or shows around the world, and more

3. Voyage Complimentary Privileges

   General provisions

   • The calculation of MOB, AUM, and accumulated transactions according to the internal parameters of the bank. Such bank data shall be final and binding.
   • The Bank, at its discretion and discretion, has the right to suspend or cancel the provision of rewards if there are indications of fraud, irregularities or violations of these Terms and Conditions.
   • The Bank has the right and authority to change, add and/or reduce these Terms and Conditions by notification through media deemed good by the Bank by taking into account the applicable laws and regulations.

Easy way to get Voyage Complimentary

1. T&C for Minimum and Transaction Types
   • Total accumulated retail transaction per monthly billing period (basic + additional card billing) from all Voyage credit card transaction using is minimum IDR60 million, IDR250 million, and IDR500 million (according to the complimentary scheme)
   • The calculated transaction is online/offline retail transaction both domestic and international.
   • Transaction that are not calculated are:
     • Credit/cancellation of transaction in the current month
     • Current instalments (monthly instalment billing)
     • Monthly routine transactions (recurring)
     • Cash withdrawal (cash advance)
     • Loan on Phone (LOP)
     • Credit card fees and charges (interest, annual fees, stamp fees, and other costs arising from current month transactions are charged in the billing statement)
     • That the Bank has the right to debit previously credited mileage/reward points if the customer changes the transaction to installments or does not meet the provisions.
2. The minimum limit requirement for the customer's Voyage credit card must be equal to or greater than the total accumulated transactions in each benefit package.
   Effective from billing April 2024 (transaction period 19 March – 18 April 2024)
   Example
   • To join the Premium Package scheme (minimum spending IDR60 million), the minimum limit of the customer's Voyage credit card is IDR60 million. So if the customer has a limit of IDR100 million, the customer can only participate in the Premium Package scheme and is not eligible to participate in tiering of IDR250 million and IDR500 million.
   • To join the Ultimate Package scheme (minimum spending IDR500 million), the minimum limit of the customer's Voyage credit card is IDR500 million.
   • If the customer wants a higher package but the limit is insufficient, the customer must apply for a temporary/permanent limit increase by contacting RM, Tanya OCBC 1500999 or via OCBC Mobile.
3. Provisions limiting transactions at 4 merchants (Tokopedia, Blibli, Online Pajak paper.id) that can be used for B2B transactions with a maximum accumulation of all merchants is IDR100 million.
   Effective from billing May 2024 (transaction period 19 April – 18 May 2024)
   Calculation Simulation
   
4. Minimum AUM Requirements
   Customers who participate in the Voyage Complimentary program are required to have AUM as shown in the following table:

   Package	Average AUM
   Premium (minimum spending IDR60 million)	IDR500.000.000
   Luxury (minimum spending IDR250 million)	IDR750.000.000
   Ultimate (minimum spending Rp 500 million)	Rp1.500.000.000

   The following are the conditions for simulating the calculation of average AUM:

   • 0th month after Voyage credit card is approved, AUM is calculated based on position at the time of print billing date.
   • 1st month to 3rd month after Voyage credit card is approved, AUM will be calculated based on the previous month's end AUM position.
   • 4th month onwards after your Voyage credit card is approved, AUM will be calculated based on the average of the 1st month AUM average, 2nd month average, and 3rd month average.

   How to calculate:
   Average AUM of each period, summed and divided by 3
   Simulation table:

   Card Approved	Month of Printing Bills
   	Jan-24 MOB 0	Feb-24 MOB 1	Mar-24 MOB 2	Apr-24 MOB 3	Mei-24 MOB 4
   Jan-24	AUM as of Bill print date in Jan 2024	AUM position at the end of January 2024	AUM position at the end of February 2024	AUM position at the end of March 2024	Average AUM 3 months prior: Feb average, Mar average, Apr average

   • This provision applies to all customer segments
   • AUM calculated is liabilities facility and includes Bond, ORI, Mutual Fund and other investment product facilities.
   • Especially for reinstatement (reactivating a closed card), the MOB calculation refers to the latest open date.
   • The calculation of MOB and AUM corresponds to the internal parameters of the bank. Such bank data shall be final and binding.

Program Mechanism

• Customers who are eligible to get complimentary must meet the minimum transaction and minimum AUM in accordance with the provisions above, if there is a determination that is not met, Voyage Complimentary cannot be given.
• Eligible customers will receive an invitation via email and/or SMS every month in week 4.
• Customers MUST contact Voyage Exchange via +62-21-26506363 or email tanya@ocbc.id to choose a package and exchange the desired package before the usage period ends.

  Benefit Voyage Complementary (choose one)

  Complimentary/Billing Cycle (Choose one)	Points Calculation against GarudaMiles
  	Premium IDR60 Mio	Luxury IDR250 Mio	Ultimate IDR500 Mio
  Fine Dining	Up to 1 Pax	Up to 7 Pax	Up to 18 Pax
  Hotel	-	Stay up to 3 Nights at Selected Hotel	Stay up to 5 Nights at Selected Hotel
  Voyage Miles	3.250	15.000	50.000
  Cash Rebate	IDR500,000	IDR2,500,000	IDR5,000,000
  Premiere Ticket Movie	3 Tickets	15 Tickets	30 Tickets

  Notes

  1. Changes to the update regarding the maximum complementary voyage bonus is a maximum of 50 thousand per customer per billing period
  2. Especially for Luxury and Ultimate packages, complementary movie and dining tickets can be exchanged for a minimum of 5 pax with a maximum of 3 splits per benefit package received (valid for multiples)
  3. Hotel offers are not valid during peak season
  4. Effective starting from October 2024 billing (transaction period 19 September - 18 October 2024)
  5. Effective October 2024, you can exchange Voyage Miles up to a maximum of 150,000 Voyage Miles/month
  6. Each benefit is valid for 3 months starting from the month of billing. For benefits that have expired according to the bank's policy, there cannot be a deviation from the extension of the period. The bank has the right to refuse the request for an extension of the period.

General Terms and Conditions:

1. Restaurant:

   • Valid at selected OCBC Restaurants
   • Reservations can be made according to table availability at each Restaurant
   • Restaurant List is subject to change at any time
   • The number of pax refers to each restaurant on the table

   Enjoy Free Complimentary Dining at 22 selected premium restaurants as follows:

   List Restaurants

2. Hotel:

   • Valid at selected OCBC Hotels, according to the transaction tiering package
   • Tickets cannot be refunded, rescheduled, and cashed
   • Cancellation fees are borne by the customer
   • Requests submitted outside of working hours will be processed on the next working day/hour
   • Minimum reservation 7 days before the date of stay
   • Reservations can be made according to room availability at each hotel
   • The name of the person making the reservation must be the same as the name of the cardholder
   • All costs incurred outside the basic hotel price will be the responsibility of the Customer

   Enjoy Free Room at 27 selected hotels as follows:

   List Hotels

3. The Premiere XXI Movie Tickets:

   • Valid at all The Premiere XXI, according to the transaction tiering package
   • Customers must have an M-Tix account. The mobile phone number registered in the M-Tix account must be the same as the one registered in the OCBC credit card system
   • Reservations are made through M-Tix by entering the voucher code provided by OCBC
   • All costs incurred outside the basic ticket price will be the responsibility of the Customer

4. Bonus Voyage Miles

   Get Voyage Miles bonus up to 50,000 Voyage Miles. Voyage Miles can be exchanged for Airlines Miles (KrisFlyer, GarudaMiles or AirAsia points).

   
   

   Example illustration of Voyage Miles earnings & calculation against GarudaMiles, KrisFlyer and AirAsia points

   Increase your transactions and earn up to 102,499 Voyage Miles/month or equivalent to IDR4,878/GarudaMiles, which can be exchanged for Jakarta – Amsterdam tickets (Return – Economy Class) or Jakarta – Shanghai tickets (One-Way – First Class)

   *The exchange of Voyage Miles benefits to GarudaMiles is effective on 17 September 2024.

   Complimentary/Billing Cycle	Points Calculation against GarudaMiles
   	Premium IDR60 Mio	Luxury IDR250 Mio	Ultimate IDR500 Mio
   Voyage Miles Feature (Every Transactions IDR9,524 = 1 GarudaMiles)	6.300	26.249	52.499
   Claim Voyage Complimentary	3.250	15.000	50.000
   Total Voyage Complimentary	9.550	41.249	102.499
   Earning Rate GarudaMiles	Rp6.283	Rp6.061	Rp4.878

   Or earn up to 100,000 Voyage Miles/month or equivalent to 5,000/KrisFlyer or AirAsia points, which can be exchanged for Jakarta – Hong Kong tickets (Return – First Class) or Jakarta – Europe tickets (One Way – Economy Class)

   Complimentary/Billing Cycle	Points Calculation against KrisFlyer & AirAsia points
   	Premium IDR60 Mio	Luxury IDR250 Mio	Ultimate IDR500 Mio
   Voyage Miles Feature (Every Transactions IDR10,000 = 1 KrisFlyer & AirAsia points)	6.000	25.000	50.000
   Claim Voyage Complimentary	3.250	15.000	50.000
   Total Voyage Complimentary	9.250	40.000	100.000
   Earning Rate Krisflyer & AirAsia BIG	Rp6.486	Rp6.250	Rp5.000

5. Cash Rebate

   Cash Rebate Cash Rebate up to IDR 5 million will be credited to the OCBC Voyage Premier Credit Card bill which will reduce the current bill.