OCBC anniversary special, bigger profits for a stronger business!

Program #1: Open a current account digitally, get cashback of up to IDR 840K!

Terms and conditions:

1. Program period 1-30 April 2025.
2. The program is valid for the first 84 business entity customers who join OCBC during the program period.Nasabah setuju untuk bergabung di layanan Nyala Bisnis / Nyala Bisnis program TAYTB Women Warriors.
3. Customer agrees to register for OCBC Business web/mobile.
4. The eligibility of the Customer who is entitled to receive the reward will be determined based on the initial deposit and the Customer's settled balance.
5. The reward conditions are as follows:
   1. Customers who make an initial deposit and the balance settles min. IDR 10 million gets cashback worth IDR 300K.
   2. Customers who make an initial deposit and the balance settles min. IDR 50 million gets IDR 840K cashback.
6. Valid for Customers who join online via https://onboarding.ocbc.id/product/bisnis.
7. Program rewards will be credited no later than the end of the following month after the deposit period.
8. The terms and conditions of the program are subject to change at any time and the changes will be informed by the Bank to the Customer.

Program #2: Take a Nyala Bisnis loan, get special interest rate of 7.84% per year!

Terms and conditions:

1. Program period 1 April-31 May 2025.
2. The program is valid for OCBC business entity and individual customers.
3. The program is valid for Customers who have Nyala Bisnis/ Nyala Bisnis TAYTB Women Warriors program/ Premier Banking.
4. Special anniversary interest rate of 7.84% per year for business loans.
5. Free provision fee.
6. Free administration fees.
7. The terms and conditions of the program are subject to change at any time and the changes will be informed by the Bank to the Customer.

Program #3: Cashback of up to IDR 8.4 million for disbursement of loans for investment and working capital needs!

Terms and conditions:

1. Program period 1 April-31 May 2025.
2. The program is valid for OCBC business entity and individual customers.
3. The program is valid for Customers who have Nyala Bisnis/ Nyala Bisnis TAYTB Women Warriors program/ Premier Banking.
4. Reward terms for the Overdraft Credit/ Demand Loan facility are determined based on the Customer's average outstanding (remaining loan) until June 2025 as follows:

    

   Average outstanding in June 2025	Cashback
   IDR1 – <5 billion	IDR840K
   IDR5 – <10 billion	IDR4,2 million (5x IDR840K)
   ≥ IDR10 billion	IDR8,4 million (10x IDR840K)



5. The reward conditions for the Commercial Property Loan/ Term Loan facility are determined based on the disbursement limit of the facility as follows:

    

   Loan limit	Cashback
   IDR1 – <5 billion	IDR840K
   IDR5 – <10 billion	IDR4,2 million (5x IDR840K)
   ≥ IDR10 billion	IDR8,4 million (10x IDR840K)



6. Program rewards will be credited no later than July 31, 2025.
7. The terms and conditions of the program are subject to change at any time and the changes will be informed by the Bank to the Customer.

Program #4: IDR 840 thousand cashback for every loan disbursement with insurance bundling!

Terms and conditions:

1. Program period 1 April - 31 May 2025.
2. The program is valid for OCBC business entity and individual customers.
3. The program is valid for customers who have Nyala Bisnis TAYTB Women Warriors program/ Nyala Bisnis Green (sustainable business)
4. The program is valid with the purchase of any insurance (bundling) with a minimum premium of Credit Life Insurance of IDR 25 million or Non- Credit Life Insurance of IDR 50 million.
5. Rewards do not apply in multiples.
6. Program rewards will be credited no later than July 31, 2025.
7. The terms and conditions of the program are subject to change at any time and the changes will be informed by the Bank to the Customer.

Program #5: Reward equivalent to up to IDR 840K for the issuance of Bank Guarantee!

Syarat dan ketentuan:

1. Program period 1 April-30 June 2025.
2. The program is valid for OCBC business entity and individual customers.
3. For customers who already have OCBC Bank Guarantee, cashback will be given for the first 20 customers every month.
4. The program is valid for Customers who have Nyala Bisnis/ Nyala Bisnis TAYTB Women Warriors program/ Premier Banking.
5. Cashback of 4.200 Poinseru (equivalent to IDR 84K) for individual customer or GoPay worth IDR 84K for non-individual customer for every issuance of Bank Guarantee min. IDR 100 million.
6. Reward applicable in multiples, with a maximum reward per Bank Guarantee of 21.000 Poinseru (equivalent to IDR 420K) for individual customer or GoPay worth IDR 420K for non-individual customer.
7. Reward can be given to more than 1 Bank Guarantee as long as it is issued within the program period.
8. Each customer can get cashback of up to 42.000 Poinseru (equivalent to IDR 840K) for individual customer or GoPay worth IDR 840K for non-individual customer during the program period.
9. Valid for all types of Bank Guarantee with a maximum tenor of 12 months.
10. Minimum Bank Guarantee IDR 100 million/ issuance with a minimum issuance fee equivalent to 1% and a minimum IDR 1 million/ Bank Guarantee.
11. Program rewards will be credited no later than July 31, 2025.
12. The terms and conditions of the program are subject to change at any time and the changes will be informed by the Bank to the Customer.