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Requirements for Applying KTA Cashloan Payroll for Contract Employees
- Indonesia Citizen
- Minimum age of 21 years old when applying and maximum 55 when paid off
- Minimum net income above UMP/UMK of the company's location
- An employee of OCBC Bank's Payroll company
- Contract employee status with minimum working period 12 months
- Installment payment should be paid with auto debit from an OCBC payroll account
Documents Required
- Photo of Electronic Identity Card (E-KTP)
- Selfie with E-KTP
Tariff and Fee Table
| Types of Fees | Fees |
|---|---|
| Loan disbursement fees | Rp25.000,- |
| Provisioning fees | 5,00% |
| Late fees | 5% of the installment amount (minimum Rp150.000,- & maximum Rp750.000,-) |
| Expedited payment fees | 8% of the remaining principal bill (minimum Rp150.000,-) |
| Monthly billing fees | No Fees |
| Stamp fees | Disbursement: Rp10.000,- Redemption: ≤ Rp5.000.000,- = Rp0,- > Rp5.000.000,- = Rp10.000,- |
- Rates are subject to change at any time
- Life Insurance does not apply to this offer
- Changes in fare information can be seen on the www.ocbc.id website
Installment Estimate Table
| Loan Amount (Rp) | Monthly Installment (Rp) | |
|---|---|---|
| 3 months | 6 months | |
| 5.000.000 | 1.776.667 | 943.333 |
| 7.500.000 | 2.665.000 | 1.415.000 |
| 10.000.000 | 3.553.333 | 1.886.667 |
| 12.500.000 | 4.441.667 | 2.358.333 |
| 15.000.000 | 5.330.000 | 2.830.000 |
| 17.500.000 | 6.218.333 | 3.301.667 |
| 20.000.000 | 7.106.667 | 3.773.333 |
| 22.500.000 | 7.995.000 | 4.245.000 |
| 25.000.000 | 8.883.333 | 4.716.667 |
- The Estimated Installment Value above is based on an illustration of the calculation
- The actual Installment value will be informed after approval
How to Apply
- Apply for KTA Cashloan Payroll Contract Employees through the physical application form
- Prepare ID card documents (mandatory)
- Complete personal and employment data on the physical application form
- Complete the account information for the purpose of disbursement of funds
- Submit a photo of your ID card and a selfie photo with your ID card to email: tanyakta@ocbc.id with the subject of the email: R50_Nama Complete Nasabah_DOB(DDMMYYYY)
- Submit the physical application form to sales
- Submission completed
