Free to determine monthly deposit & period of saving
Fixed interest rate per year
No Administration Fee
Flexible Monthly Deposit
Free to specify monthly deposit as planned
Flexible Timeframe
Free to choose the time period as needed
Autodebet System
Auto debit monthly deposit from Relasi account
No Admin Fee
Saving without being charged a monthly administration fee.
Competitive Interest Rates
Fixed interest rate per year.
Achieve Life Goals with TAKA
Make your dreams come true with the discipline of saving in a planned way with Life Goals feature on OCBC mobile.
Taka Interest Rate
Effective November 14th, 2022
Produk | Suku Bunga (p.a) s/d 13 Nov 2022 | Suku Bunga (p.a) eff. 14 Nov 2022 |
---|---|---|
Pembukaan TAKA Melalui Cabang | ||
TAKA Angsuran Tetap | 2.50% | 3.75% |
Pembukaan TAKA Melalui OCBC mobile / Internet Banking | ||
TAKA Angsuran Tetap | 2.50% | 3.75% |
Tarif dan Biaya | |
---|---|
Cabang | Online |
Tutup rekening sebelum jatuh tempo : Rp100 ribu | Tutup rekening sebelum jatuh tempo : Rp100 ribu |
Features | |
---|---|
Customer Terms | Individual |
Currency | IDR |
Monthly Installment Deposit | Min IDR100,000 |
Installment Multiples | IDR100,000 |
Period | Minimum 1 year and maximum 10 years (multiple of 6 months) |
Target Funds | #N/A (target funds are assumptions depending on term, monthly deposit and interest) |
Rates Review | Fixed 1 year (review rate per year) |
Admin Fee | No Admin Fee |
Closing Costs | IDR100,000 |
Monthly Deposit Late Fee | 0.025% x monthly deposit arrears x number of days in arrears (grace period = 0 days) |
Auto Close | If there is a monthly deposit arrears for 6 consecutive months |
Account Closing Before Maturity | Through Branch Office (valid for branch opening / in OCBC mobile) |
Taka Fix Installment
1. Proof of valid identification
- Indonesians: Identification card (KTP) (seasonal/permanent) or Driver’s License (SIM)
- Foreigners: Passport and Letter of temporary residence (KIMS/KITAS/KITAP)
2. NPWP (Tax payment number), if you do not possess a NPWP, NPWP belonging to a parent can be used. If either parent does not possess a NPWP, a form to state of not owning a NPWP can be filled in
3. Fill in the savings application form, a specimen of signature and stamp duty IDR 6 thousand
4. Minimum balance to open an account according to the type of savings account
1. Fill in and complete the deposit account form
2. Present documents such as: identification cards, passport or Letter of temporary residence (KIMS/KITAS/KITAP) for foreigners
3. Minimum balance to open a deposit account
1. At least 18 years old or married
2. Photocopy of identification (for example: Identification card)
3. Photocopy of the NPWP (Tax payment number)
4. Letter of reference from a bank
5. Letter of authority
6. Specimen of signature
7.Not included in the blacklist of Bank Indonesia
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