Jakarta. March 20. 2025 – PT Bank OCBC NISP Tbk (OCBC) has held the 2025 Annual General Meeting of Shareholders (AGMS) at OCBC Tower. Jakarta. which can also be accessed electronically through the eASY.KSEI application. In this meeting. shareholders approved all proposed agenda items. reflecting confidence in the Bank.

Shareholders' Approval on Five AGMS Agenda Items

In the 2025 AGMS. OCBC received approval for:

1. The Company's Annual Report. including the Board of Directors' Report and the Board of Commissioners' Supervision Report for the fiscal year 2024.
2. Determination of the utilization of Company's consolidated Net Profit for the fiscal year 2024. amounting to Rp4.87 trillion. as follows:
   • IDR106 per share or amounting to IDR2.43 trillion is designated as cash dividends. or 50% of the consolidated Net Profit;
   • IDR 100 million is allocated for general reserves.
   • The remaining is allocated as retained earnings.
3. Buyback of Company’s shares at a total of 390.000 shares and the transfer of buyback shares proceeds for the distribution of variable remuneration in accordance with the prevailing Indonesia’s Financial Services Authority Regulation (POJK) and applicable regulations.
4. Changes in the Company's Board composition as follows:
   • Re-appointment of Na Wu Beng as Commissioner. Andrae Krishnawan W. and Johannes Husin as Director. effective from the closure of this AGMS until the closure of the AGMS in 2028.
   • Appointment of Hartadi Agus Sarwono as Independent Commissioner to be effective after OJK’s approval is obtained until the closure of the AGMS in 2028.
   • Acceptance of Joseph Chan Fook Onn's resignation as Director. effective from the closure of this AGMS.
   • Appointment of Heriyanto as Director to be effective after OJK’s approval is obtained until the closure of the AGMS in 2028.
   • Determination of remuneration for the Company’s Board of Commissioners. Board of Directors. and Sharia Supervisory Board.
5. The delegation of authority and power of attorney to the Board of Commissioners to appoint a Public Accountant and a Public Accounting Firm to audit the Company’s Consolidated Financial Statements for the financial year of 2025.

Parwati Surjaudaja. President Director of OCBC said. "We appreciate the trust and support of our shareholders for all decisions made during the 2025 Annual General Meeting of Shareholders (AGMS). With a solid financial performance. we remain optimistic about the years ahead. The acquisition of Bank Commonwealth. followed by its integration into OCBC. has strengthened our position in the banking industry. aligning with our commitment to providing innovative and sustainable financial solutions for our customers.”

OCBC is one of the highest-rated banks in Indonesia. holding a AAA(_idn)/stable rating from PT Fitch Ratings Indonesia. The Bank continues to maintain strong credit quality. as reflected in a stable Gross Non-Performing Loan (NPL) ratio of 1.6% and improved Loan at Risk (LaR) ratio by 0.4 percentage points compared to the previous year.

For its consistency and achievements. OCBC was once again recognized as The Bank of the Year - Indonesia by The Banker magazine. part of the Financial Times Group. marking its seventh consecutive year receiving this prestigious award.

Advancing Technology to Enhance Customer Experience

OCBC continues to innovate and invest in Information Technology that is comprehensive and relevant to customer needs.

By the end of 2024. transactions through e-channels grew by 58% YoY. Active users of individual internet banking and OCBC Mobile increased by 20% YoY. while active users of OCBC Business Mobile for corporate customers increased by 30% YoY.

In 2024. OCBC introduced new features on OCBC Mobile to enhance digital banking experience. These features include Financial Fitness Check Up Lite. where customer can assess their financial health score directly in the application. In addition. customers can now buy and sell foreign currencies anytime between 00:00 and 23:30 on business days.

To further improve customer experience. OCBC officiated three new Premium Guest Houses (PGH) in Bandung. Jakarta. and Semarang in 2024. PGH is an innovative banking service concept that emphasizes interaction. financial education. and personalized advisory. As of December 2024. OCBC operates 26 PGHs across Indonesia. reflecting its commitment to enhancing customer engagement through tailored banking experiences.

Sustainability Commitment: Green Financing and Impactful CSR

OCBC remains committed to creating a positive impact on the environment and society:

• Sustainable financing grew by 17% YoY. reaching IDR5.5 trillion.
• 42.3% of total financing was allocated to sustainability-linked and green financing projects.
• In partnership with OCBC Group. OCBC actively supports environmental conservation by planting over 21.000 mangrove seedlings between 2024 and 2025. In 2024. 11.000 seedlings were planted. with an estimated carbon absorption of 1.2 tons CO2eq per year. By the end of 2025. the impact is projected to twofold to 2.4 tons CO2eq. with the planting of an additional 10.000 mangrove seedlings.
• Plastic recycling initiatives: Repurposed 7 tons of plastic waste into green funds for reforestation efforts.
• OCBC Society & OCBC Volunteer Goes to Village: Built vital infrastructure. including pipelines. sanitation facilities. and street lighting in Sirnajaya Village. West Bandung.

Helping MSMEs #BeraniNaikLevel & Support Individuals More #FUNanciallyFit

OCBC is committed to enhancing financial wellness for both individuals and businesses. As part of this mission. the Bank continuously expands its financial education platform. www.ruangmenyala.com. by adding new features. One of the features allows Ruang Menyala members and OCBC customers to schedule free financial consultation sessions with Certified Financial Planners directly through the website. helping them become more #FinanciallyFit.

To support MSMEs. OCBC also launched:

• Indonesia’s first fully digital business current account opening solution. enabling MSMEs to open a dedicated business account easier and faster through personal device without the need of branch visitation.
• Ruang Kreasi by OCBC – Indonesia’s first creative hub from a financial institution designed to empower MSMEs
• Collaboration with XL Axiata in the Finansister program – providing business loans and digital financial literacy training for women-led MSMEs.
• OCBC Preneurship: UMKM Disabilitas Melaju Jauh and “Semua Bisa #FinanciallyFit: Disabilitas Menyala Tanpa Batas” program aimed at providing greater access to financial knowledge and resources for people with disabilities. ensuring more inclusive financial management and independence.

With a strong financial performance. continuous investment in technology. and a firm commitment to sustainability and economic empowerment. OCBC remains dedicated to creating a lasting positive impact for individuals. businesses. families. and the nation.

"Moving forward. we will continue to strengthen our digital transformation. develop more inclusive financial solutions. and creating positive impact towards society and environment. We believe that OCBC’s success is not only measured by business growth but also by our contributions to building a better future for all." concluded Parwati Surjaudaja.

About OCBC
PT Bank OCBC NISP Tbk ‘OCBC’ was established in Bandung in 1941 under the name Nederlandsch Indische Spaar en Deposito Bank. Over its 83 years of journey. the Bank has undergone several name changes. from 'Bank NISP' to 'Bank OCBC NISP'. and 'OCBC' on November 14. 2023. As of December 31. 2024. OCBC serves customers through 207 office networks in 54 cities in Indonesia. Furthermore. customers could conduct transaction through the Bank's 531 ATM. more than 90.000 ATM networks in Indonesia. and connected to more than 580 OCBC Group ATM networks in Singapore and Malaysia. OCBC also serves customers through various digital channels. including mobile banking and internet banking – both for individuals and corporations. OCBC is one of the banks with the highest credit ratings in Indonesia. namely AAA(_idn)/stable from PT Fitch Ratings Indonesia.

Brand & Communication Division, OCBC
OCBC Tower, Jl Prof Dr Satrio Kav 25, Jakarta 12940
Tel: 021- 25533888; Fax: (62)-021-57944000
Email: brand.communication@ocbc.id
Website: www.ocbc.id