Bunga & Biaya Digital Channel

Detailed information on interest and transaction fees for OCBC Digital Channel products

  • Digital Channel

    OCBC mobile

    Limit Transaksi

    Transaction Fee

    ONe Wallet

    Internet Banking

    Limit Transaksi

    Transaction Fee

    ATM

    Transaction Fee

    Transaksi Melalui ATM

    OCBC Business

Transaction Limit Online Banking OCBC

TYPES OF TRANSACTION CURRENCY
IDR Valas
OCBC Intrabank Transfer    
To own account
IDR 2,000,000,000 USD 100,000 (equivalent) / Month*
To other OCBC account IDR 1,000,000,000 USD 100,000 (equivalent) / Month*
Interbank Transfer        
Online IDR 200,000,000/day
100,000,000/transaction
   
BI FAST IDR 1,000,000,000/day
250,000,000/transaction
   
LLG IDR 200,000,000/transaction
1,000,000,000/day
N/A
RTGS IDR 1,000,000,000/transaction
1,000,000,000/day
   
Telegraphic Transfer     USD 100,000 (equivalent) / Month*
QRIS TUNTAS
       
Transfer IDR 10.000.000/transaksi N/A  
Tarik Tunai IDR 10.000.000/transaksi

N/A

 
Setor Tunai IDR 10.000.000/transaksi N/A  
         
Payment IDR 500,000,000 N/A
         
Purchase IDR 10,000,000 N/A

 

* Monthly transaction limit


Types of Funds Transfer to Other Banks :

  • Online is an inter-bank transfer in real time, so it goes directly to the recipient's account
  • LLG (Lalu Lintas Giro) is an inter-bank transfer mechanism by using clearing facility
  • RTGS or Real Time Gross Settlement is a real time inter-bank transfer mechanism, so it goes directly into the recipient's account
  • TT or Telegraphic Transfer is transfer activity mechanism for overseas
  • BI FAST Transfer is the latest fund transfer service issued by Bank Indonesia to support real-time, efficient, safe and available payments 24 hours a day per week

Transaction Fee

Transaction Fee
Fund Transfer
   
Interbank Transfer (Online) IDR 6,500
Interbank Transfer (LLG / SKN) – IB / MB only IDR 2,000
Interbank Transfer (RTGS) – IB / MB only IDR 25,000
Interbank Transfer (BI FAST) IDR 2,500
Telegraphic Transfer    
> Telex Fee
IDR 75,000
> Provision Fee
  Free of Charge
> Full Amount Fee
   
    - USD USD 25
    - EUR EUR 20
    - AUD AUD 30
    - GBP GBP 20
    - HKD HKD 300
    - SGD SGD 25
    - CNY CNY 200
    - CAD CAD 25
    - CHF CHF 15
    - NZD NZD 45
    - JPY JPY 5000
Bill Payment    
Go-Pay IDR 2.000
ShopeePay IDR 1.000
LinkAja IDR 1.000
Dana IDR 1.000
OVO IDR 1.500 (*deducted from the nominal amount you topped up
PLN Tagihan Listrik IDR 3.000
PLN Non Tagihan Listrik IDR 3.000
Telkom/Speedy/Indihome IDR 2.500
Transvision IDR 2.500 (efektif 28 November 2024)
Telkomsel Kartu Halo IDR 2.500 (3.000 per 2 Juli 2024)
BPJS Kesehatan IDR 2.500
PDAM Kota Bogor IDR 2.500
PDAM Kota Semarang IDR 4.000
PDAM Kota Surabaya IDR 2.500
PDAM Kota Denpasar IDR 2.500
PDAM Kota Banjarmasin IDR 2.500
PDAM Kota Mataram IDR 2.500
PDAM Kota Tangerang IDR 3.000
PT AETRA Air Tangerang IDR 3.000
PDAM Kab Bandung IDR 2.500
PDAM Kab Bekasi IDR 2.500
PDAM Kab Bogor IDR 2.500
PAM Jaya IDR 2.500
PDAM Kota Bandung IDR 2.500
PDAM Kota Depok IDR 2.500
PAM Kota Batam IDR 2.500
Rumah Zakat IDR 3.000
Credit Card IDR 2.500
Pajak DKI IDR 5.000
PBB DKI Jakarta IDR 5.000
PBB KOTA BEKASI IDR 5.000
PBB KOTA BOGOR IDR 5.000
PBB KOTA TANGERANG SELATAN IDR 5.000
PBB KOTA TANGERANG IDR 5.000
PBB KOTA MEDAN IDR 5.000
PBB Kab Cirebon IDR 5.000
PBB KOTA BANJARMASIN IDR 5.000
PBB KAB. PURWAKARTA IDR 5.000
PBB KOTA CIREBON IDR 5.000
PBB KOTA SUKABUMI IDR 5.000
PBB KOTA TASIKMALAYA IDR 5.000
PBB KAB. SERANG IDR 5.000
PBB Kab Pandeglang IDR 5.000
PBB KOTA CILEGON IDR 5.000
PBB KAB. TASIKMALAYA IDR 5.000
PBB KAB. SUKABUMI IDR 5.000
PBB KAB. SEMARANG IDR 5.000
PBB Kab Kebumen IDR 5.000
PBB Kab Magelang IDR 5.000
PBB KAB. PEKALONGAN IDR 5.000
Credit Top Up Purchase    
PLN Prepaid IDR 3.000
Telkomsel IDR 1.500
XL IDR 1.500
Indosat IDR 1.500
Tri IDR 500
Data Purchase    
Telkomsel IDR 1.500
Indosat IDR 1.000
QRIS TUNTAS    
Transfer    
- Transaksi > IDR100,000 IDR 2,500
- Transaksi ≤ IDR100,000 IDR 2,000
Tarik Tunai IDR 6,500
Setor Tunai IDR 5,000

*if not stated in the Table of Fees above, other payments & purchases are free of charge

Biaya Transaksi

Transaksi Biaya
Transfer Dana
Transfer anter Pengguna ONe Wallet Gratis / Tidak dikenakan biaya
Transfer ke Bank Lain (Online) Rp6.500
Pembayaran
QRIS Gratis / Tidak dikenakan biaya
Pembelian Pulsa Isi Ulang
Telkomsel
XL
Indosat
Tri
Smartfren
Gratis / Tidak dikenakan biaya

Transaction Limit Online Banking OCBC

TYPES OF TRANSACTION CURRENCY
IDR Valas
OCBC Intrabank Transfer    
To own account
IDR 2,000,000,000 USD 100,000 (equivalent) / Month*
To other OCBC account IDR 1,000,000,000 USD 100,000 (equivalent) / Month*
Interbank Transfer        
Online IDR 200,000,000/day
100,000,000/transaction
   
BI FAST IDR 1,000,000,000/day
250,000,000/transaction
   
LLG IDR 200,000,000 N/A
RTGS IDR 1,000,000,000    
Telegraphic Transfer     USD 100,000 (equivalent) / Month*
         
Payment IDR 500,000,000 N/A
         
Purchase IDR 10,000,000 N/A

 

* Monthly transaction limit


Types of Funds Transfer to Other Banks :

  • Online is an inter-bank transfer in real time, so it goes directly to the recipient's account
  • LLG (Lalu Lintas Giro) is an inter-bank transfer mechanism by using clearing facility
  • RTGS or Real Time Gross Settlement is a real time inter-bank transfer mechanism, so it goes directly into the recipient's account
  • TT or Telegraphic Transfer is transfer activity mechanism for overseas
  • BI FAST Transfer is the latest fund transfer service issued by Bank Indonesia to support real-time, efficient, safe and available payments 24 hours a day per week
Jenis Transaksi Biaya Tarif Normal Biaya Nasabah Premier Biaya Nyala Biaya Nyala Individu Biaya Nyala Bisnis
Transfer Rupiah LLG/SKN melalui IB / MB 2.000 Free Free 10X per bulan Free 50X per bulan Free 50X per bulan
RTGS melalui IB / MB 25.000 Free 10x Per bulan gabungan transaksi melalui IBMB / Cabang 25.000 25.000 Free 50X per bulan
Online melalui ATM / IB / MB 6.500 Free Free 10X per bulan Free 50X per bulan Free 50X per bulan
BI FAST melalui IB / MB 2.500 Free Free Free Free
Transfer Valas Telex melalui IB / MB 75.000 Free 1x per bulan 75.000 75.000 75.000
Provisi melalui IB / MB Free Free Free Free Free
Biaya Full Amount USD 25, EUR 20, AUD 30, GBP 15, HKD 300, SGD 25, CNY 200, CAD 25, CHF 15, NZD 45, dan JPY: Nominal ≤ JPY 40 juta : JPY 4.500. Nominal > JPY 40 juta : JPY 4.500 + 0.05% dari kelebihannya USD 25, EUR 20, AUD 30, GBP 15, HKD 300, SGD 25, CNY 200, CAD 25, CHF 15, NZD 45, dan JPY: Nominal ≤ JPY 40 juta : JPY 4.500. Nominal > JPY 40 juta : JPY 4.500 + 0.05% dari kelebihannya
* Bebas biaya hanya berlaku untuk transaksi melalui One Mobile, 1x per bulan.
USD 25, EUR 20, AUD 30, GBP 15, HKD 300, SGD 25, CNY 200, CAD 25, CHF 15, NZD 45, dan JPY: Nominal ≤ JPY 40 juta : JPY 4.500. Nominal > JPY 40 juta : JPY 4.500 + 0.05% dari kelebihannya USD 25, EUR 20, AUD 30, GBP 15, HKD 300, SGD 25, CNY 200, CAD 25, CHF 15, NZD 45, dan JPY: Nominal ≤ JPY 40 juta : JPY 4.500. Nominal > JPY 40 juta : JPY 4.500 + 0.05% dari kelebihannya USD 25, EUR 20, AUD 30, GBP 15, HKD 300, SGD 25, CNY 200, CAD 25, CHF 15, NZD 45, dan JPY: Nominal ≤ JPY 40 juta : JPY 4.500. Nominal > JPY 40 juta : JPY 4.500 + 0.05% dari kelebihannya
Debit Prima/BCA   Free Free Free Free Free
Pembayaran Tagihan PLN Pascabayar IDR 2,000 Free 2.000 Free 50X per bulan 2.000
Telkom / Indihome IDR 2,500 2.500 2.500
Rumah Zakat IDR 2,500 2.500 2.500
Credit Card (kecuali DBS ex-ANZ, Citibank, Danamon, Permata) IDR 2,500 2.500 2.500
Pajak DKI IDR 5,000 5.000 5.000
PDAM IDR 2,500 2.500 2.500
PDAM Kota Tangerang IDR 3,000 3.000 3.000
Top Up Go-Pay IDR 2,000 2,000 2,000
OVO IDR 1,500(* dipotong dari jumlah nominal yang di top up 1,500(* dipotong dari jumlah nominal yang di top up 1,500(* dipotong dari jumlah nominal yang di top up
Pembelian Pulsa Isi Ulang PLN Prabayar (Token) IDR 3,000 Free 3,000 3,000
Telkomsel IDR 1,500 1,500 1,500
XL IDR 1,500 1,500 1,500
Indosat IDR 1,500 1,500 1,500

Note:

* Ketentuan Biaya penarikan mata uang rupiah di counter teller Tidak berlaku untuk Tabunganku, Tanda Junior, Multicurrency, GIRO, Business Smart, Business Signature, Tanda Payroll, Simpel , Tabungan syariah dan apabila mesin ATM OCBC NISP Off-line. Biaya Tarik Tunai diberlakukan untuk transaksi penarikan tunai lebih kecil atau sama dengan Rp5.000.000

Transaction Fee

Transaction Normal Fee Premier Fee Nyala Fee Nyala Individu Fee Nyala Bisnis Fee
Bill Payment            
PLN Pascabayar
IDR 2,000 Free 2.000 Free 50X per month 2.000
Telkom / Indihome
IDR 2,500 2.500 2.500
Rumah Zakat
IDR 3,000 3.000 3.000
Credit Card (kecuali DBS ex-ANZ, Citibank, Danamon, Permata)
IDR 2,500 2.500 2.500
Pajak DKI
IDR 5,000 5.000 5.000
PDAM
IDR 2,500 2.500 2.500
PDAM Kota Tangerang
IDR 3,000 3.000 3.000
Top Up Go-Pay
IDR 2,000 2,000 2,000
     
Credit Top Up Purchase        
PLN Prabayar (Token)
IDR 2,000 Free 2,000 2,000
Telkomsel
IDR 1,500 1,500 1,500
XL
IDR 1,500 1,500 1,500
Indosat
IDR

1,500

1,500

1,500

*if not stated in the Table of Fees above, other payments & purchases are free of charge

Jenis Transaksi Biaya Tarif Normal Biaya Nasabah Premier Biaya Nyala Biaya Nyala Individu Biaya Nyala Bisnis
Cek Saldo ATM Bersama/Prima
4.500 Free 4.500 4.500 4.500
Penarikan Tunai Rupiah ATM OCBC            
Free Free Free Free Free
ATM Bersama/Prima 8.000 Free Free 10X per bulan Free 50X per bulan Free 50X per bulan
Penarikan Tunai Valas ATM OCBC Bank Singapura 10.000 Free Free 10X per bulan Free 50X per bulan Free 50X per bulan
ATM BankCard Malaysia / MEPS 15.000 Free 15.000 15.000 15.000
ATM Visa / Mastercard 30.000 Free 30.000 30.000 30.000
Gagal Transaksi ATM Bersama / Prima 4.000 4.000 4.000 4.000 4.000
Transfer Rupiah Online melalui ATM 6.500 Free Free 10X per bulan Free 50X per bulan Free 50X per bulan
Transfer Valas Biaya Full Amount USD 25, EUR 20, AUD 30, GBP 15, HKD 300, SGD 25, CNY 200, CAD 25, CHF 15, NZD 45, dan JPY: Nominal ≤ JPY 40 juta : JPY 4.500. Nominal > JPY 40 juta : JPY 4.500 + 0.05% dari kelebihannya USD 25, EUR 20, AUD 30, GBP 15, HKD 300, SGD 25, CNY 200, CAD 25, CHF 15, NZD 45, dan JPY: Nominal ≤ JPY 40 juta : JPY 4.500. Nominal > JPY 40 juta : JPY 4.500 + 0.05% dari kelebihannya USD 25, EUR 20, AUD 30, GBP 15, HKD 300, SGD 25, CNY 200, CAD 25, CHF 15, NZD 45, dan JPY: Nominal ≤ JPY 40 juta : JPY 4.500. Nominal > JPY 40 juta : JPY 4.500 + 0.05% dari kelebihannya USD 25, EUR 20, AUD 30, GBP 15, HKD 300, SGD 25, CNY 200, CAD 25, CHF 15, NZD 45, dan JPY: Nominal ≤ JPY 40 juta : JPY 4.500. Nominal > JPY 40 juta : JPY 4.500 + 0.05% dari kelebihannya USD 25, EUR 20, AUD 30, GBP 15, HKD 300, SGD 25, CNY 200, CAD 25, CHF 15, NZD 45, dan JPY: Nominal ≤ JPY 40 juta : JPY 4.500. Nominal > JPY 40 juta : JPY 4.500 + 0.05% dari kelebihannya
Debit Prima/BCA
Free Free Free Free Free

Note:

* Ketentuan Biaya penarikan mata uang rupiah di counter teller Tidak berlaku untuk Tabunganku, Tanda Junior, Multicurrency, GIRO, Business Smart, Business Signature, Tanda Payroll, Simpel , Tabungan syariah dan apabila mesin ATM OCBC Off-line. Biaya Tarik Tunai diberlakukan untuk transaksi penarikan tunai lebih kecil atau sama dengan Rp5.000.000

Jenis Transaksi Biaya Tarif Normal Biaya Nasabah Premier Biaya Nyala
Transaksi melalui OCBC Business Giro Umum/Multicurrency Giro Business Smart Giro Business Signature
Cek Saldo Free
Gagal Transaksi Free
Transfer Rupiah LLG/SKN 2.000 2.000 2.000
RTGS - < jam 14.00 = 25,000
- > jam 14.00 = 30,000
- < jam 14.00 = 22,500
- > jam 14.00 = 28,000
Online 6.500 6.500 6.500
BI FAST 2.500 2.500 2.500
Transfer Valas Telex melalui IB / MB Giro Umum : 50,000
Multicurrency : 100,000
100.000 75.000
Provisi melalui IB / MB Giro Umum : 0.125% dari nominal (min ekuiv USD 10, max USD 150)
Giro Multicurrency : Free
Free Free
Biaya Full Amount USD 25, EUR 20, AUD 30, GBP 20, HKD 300, SGD 25, CNY 200, CAD 25, CHF 15, NZD 45, dan JPY:
• Nominal ≤ JPY 40 juta: JPY 5.000
• Nominal > JPY 40 juta: JPY 5.000 (sampai nominal transfer JPY 40 juta) + 0.05% dari sisa nominal transfer
Pembelian pulsa isi ulang PLN Prepaid 2.000 2.000 2.000
Pembayaran tagihan PLN Postpaid 2.000 2.000 2.000
Telkom/Indihome 2.500 2.500 2.500
PDAM 2.500 2.500 2.500
Pajak DKI 5.000 5.000 5.000

Note:
* Ketentuan Biaya penarikan mata uang rupiah di counter teller Tidak berlaku untuk Tabunganku, Tanda Junior, Multicurrency, GIRO, Business Smart, Business Signature, Tanda Payroll, Simpel , Tabungan syariah dan apabila mesin ATM OCBC Off-line. Biaya Tarik Tunai diberlakukan untuk transaksi penarikan tunai lebih kecil atau sama dengan Rp5.000.000