Join Nyala get cashback up to IDR500 Thousand

1 Nov 2024 - 31 Dec 2024

Register for Nyala at an OCBC branch and receive your reward!


  • Visit the nearest PT Bank OCBC NISP Tbk (”OCBC”) branch and sign up for the Nyala service.
  • Make the required placement according to the scheme by the end of the second month after account opening to qualify for the reward.
  • Create Life Goals on OCBC mobile.
Placement Reward
Minimum Deposit of IDR 1 million, tenor min. 3 months Required to Create Life Goals IDR100,000
Minimum Deposit of IDR 10 million, tenor min. 3 months IDR125,000
Minimum Total combined fund balance of IDR 25 million IDR150,000
Minimum Total combined fund balance of IDR 25 million + minimum 1 new product opened IDR250,000
Minimum Total combined fund balance of IDR 25 million + minimum 2 new product opened IDR400,000
Minimum Total combined fund balance of IDR 50 million + minimum 3 new products opened IDR500,000

Choice of products included in the program:

No Product Information
1 Time Deposit Min. IDR10 million, min. 3 months
2 Tanda Hold Min. IDR10 million, min. 3 months
3 Giro Average daily balance min. IDR10 Million until the second month since the opening of the account.
4 Bonds Min. IDR10 million
5 Mutual Fund (not included Mutual Fund Futures) Min. IDR10 million
6 RDN Min. IDR5 million
7 Nyala Credit Card Nyala Credit Card with an active status up to the second month since account opening.
8 Gold Savings Min. IDR10 million (Gold Savings balance must be maintained until the end of the following month)

Terms & Conditions:

  1. Valid for:
    • New Customers OR
    • Existing Customers provided that as of December 31, 2023, all accounts have been closed and they do not hold any other products except for Credit Card.
  2. Funds and product placement must be fresh (originating from other bank) and cannot be transferred from other OCBC Bank accounts.
    Example: Customer join with Deposit IDR 1 Million and fund placement IDR 500K from other bank and overbooking IDR 500K. Therefore, Customer is not eligible because the funds are not fresh funds.
  3. Customers must be registered to Nyala or Nyala Payroll (not applicable to Nyala Business).
  4. Customers are required to create Life Goals on OCBC mobile to qualify for rewards.
  5. The requirement must be met by the end of the second month after account opening, based on the highest the total combined fund balance or deposit placement at the end of month in the 2nd month after the month of joining.
  6. Customers are required to complete the account opening process and make sure the account is in active status at the time the payment of the program reward is made by the Bank.
  7. Cashback will be credited to the customer’s active Tanda 360 Plus IDR / Tabungan Mudharabah iB IDR account no later than the 4th week of the third month after account opening.
    Example: If a customer opens an account in July 2024, the total combined fund balance and deposit placement considered will be the highest one by the end of August 2024. Cashback will be credited in the 4th week of September 2024.
  8. 1 Customer is eligible for only one New Customer program.
  9. This program cannot be combined with other new customer programs.
  10. OCBC has the right not processing/cancelling the provision of cashback to Customer who based on OCBC’s assessment are indicated to have committed fraud on account opening and/or included in OCBC’s fraud list.
  11. OCBC has the right and authority to modify, add, and/or reduce these Terms and Conditions with notification through media deemed appropriate by the bank, considering the legal regulations and legislation in force.
  12. OCBC’s decision is final and inviolable.
  13. The customer hereby declares that they have read, understood, and agree to abide by the Terms and Conditions of this Program.
  14. The Terms and Conditions of this Program have been adjusted in accordance with the provisions of statutory regulations, including the regulations of the Financial Services Authority (OJK).
+ High Interest Rate up to 5% p.a
  1. Valid for OCBC New Customers own Tanda 360 Plus S, Tanda 360 Plus Digital and Tanda 360 Plus Community accounts.
  2. Bonus Interest scheme:
    Average balance growth* Bonus Interest Rate (% gross p.a.)
    < IDR 5 Million -
    ≥ IDR 5 Million - < IDR 25 Million 3%
    ≥ IDR 25 Million - < IDR 100 Million 4%
    ≥ IDR 100 Million - ≤ IDR 500 Million 5%

    *The maximum increase in average balance calculated for bonus interest is capped at IDR 500 million per customer.

  3. Only applied for fresh funds in the total growth of funds.
  4. Savings balances that are taken into account are conventional savings in IDR currency and accounts in active status (for multicurrency accounts only IDR balances are taken into account). IDR Bonus Interest Program not applied for on-hold balance, TAKA IDR, RDN-IDR and Tanda Premium-IDR
  5. Program is valid for the 2nd month since becoming OCBC Customer
  6. Bonus interest is credited maximum at the end of the following month.
    Example: Mrs. Reni tops up funds and is eligible to get bonus interest on the average balance in June 2024. Then Mrs. Reni will get the bonus interest credited to her savings account maximum at the end of July 2024, etc.
  7. Program period: 1 June – 31 December 2024
  8. Further information: web.ocbc.id/bungatinggi

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