Get rewards up to IDR 13.29 million - Top Up Program

1 Jan 2025 - 30 Jun 2025

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Get a total reward of up to IDR 13.29 million by placing funds (fresh funds) of at least IDR 100 million/product on various selected products

Skema Program

Customers Criteria	Activity	Reward	Max. Reward (IDR)
Exclusive for invited customers with total asset under management < IDR1 Billion as of 31 December 2024	Placement of fresh funds in selected products* minimum IDR100 Million/product	0.15%	2.25 Million
Customers with total asset under management ≥ IDR1 Billion before participating in the program		0.10%	1.5 Million

*Selected Product (Minimum fund placement of IDR100 Million/product)
Bonds (transaction nominal)	Mutual Funds (excluding Money Markets)	Bancassurance (premiums paid)	USD savings (end-of-month balance & exchange rate)
Fixed Deposits with a minimum tenor of 3 months	Hold account with a minimum tenor of 3 months	Gold savings (total balance & end-of-month price)	Customer Fund Account with a minimum of 1x wrong purchase transaction at PTOS

Term & Conditions:

Customers are entitled to a reward if they meet the following conditions:
1. This program applies to customers with the following criteria:
  - Invited customers with total managed funds < IDR1 Billion as of 31 December 2025.
  - Customers with total managed funds ≥ IDR1 Billion before joining the program.
2. This program applies to OCBC Premier Banking customers with the following conditions:
  - Customers who have joined as OCBC Premier Banking Customers for at least 3 months.
  - Customers who have joined as OCBC Customers (non-Premier Banking) for at least 3 months and have been successfully upgraded to OCBC Premier Banking in the same month as the month they join the program.
3. Customers place fresh funds according to the program scheme table.
4. Eligible products for this program are listed in the *Selected Products table (also applies to sharia products).
5. The calculation of reward eligibility will be based on the growth in total managed funds in the month the customer joins the program compared to the total managed funds of the customer in the previous month (net growth). Example: total managed funds of the customer before joining the program is IDR 0 (included in the category of total managed funds < IDR1 Billion). To get a maximum reward of IDR2.25 Million, the customer must top up IDR1.5 Billion.
6. Placement of funds that are calculated into the growth of total managed funds must be done on the type of product that has been determined, which can be in the form of top up or opening a new product with funds originating from outside OCBC.
7. Fulfillment of the program scheme must be done in the same month as registering for the program. Example: Customers join the program on 2 March 2025, then customers must place new funds & open new products before 31 March 2025.
8. Rewards apply to a minimum growth in total managed funds of IDR100 Million and apply in multiples, up to the maximum value specified in the program scheme.
9. Invited customers with total managed funds < IDR1 Billion are allowed to join the program as customers with total managed funds < IDR1 Billion and ≥ IDR1 Billion each 1 time during the program period.
10. Customers with total managed funds ≥ IDR1 Billion are only allowed to join the program 1 time during the program period.
Rewards will be credited no later than the following month to an active Tanda 360 Plus IDR account after the customer meets the applicable Terms and Conditions. Especially for placement in sharia products, rewards will be credited in the form of Poinseru with an equivalent value according to the program scheme. The form and mechanism of reward can be adjusted later with a maximum nominal amount as indicated.
The Bank, at its discretion and consideration, has the right to suspend or cancel the provision of rewards if there are indications of fraud, unfairness or violations of these Terms and Conditions. The Bank has the right and authority to change, add and/or reduce these Terms and Conditions with notification through media deemed good by the Bank by considering the provisions and regulations of applicable laws and regulations.

Program Simulation

Customers	Month of joining the program and the total funds under management before joining the program	Activity	Reward percentage	Reward	Remarks
Customer A	March 2025 with a total fund under management of IDR 100 Million	Top up fresh funds of IDR 1.5 billion and allocated to open products: Mutual Funds IDR 750 Million Bancassurance IDR 750 Million	0,15%	IDR2,25 Million	Customers eligible for 0,15% cashback as customers with total funds under management < IDR 1 Billion
	May 2025 with a total fund under management of IDR 1.6 Billion	Top up fresh funds of IDR 1.5 billion and allocated to open products: Mutual Funds IDR 1.5 Billion	0,10%	IDR1,5 Million	Customers eligible for 0,10% cashback as customers with total funds under management of ≥ IDR 1 Billion
	July 2025 with a total fund under management of IDR 200 Million	Top up fresh funds of IDR 1 billion and be used to open products: RDN IDR1 Billion	Not eligible	IDR0	Customers are not eligible for 0,15% cashback because they have already joined the program
Total				IDR3,75 Million	Total reward received
Customer B	May 2025 with a total fund under management of IDR 5 Billion	Top up fresh funds of IDR 5 billion and allocated to open products: Current Account IDR 5 Billion	Not eligible	IDR0	Customer not eligible cashback karena penempatan dana di produknya tidak sesuai opsi
Total				IDR0	Total reward received
Customer C	June 2025 With a total fund under management of IDR 100 Million	Top up fresh funds of IDR 550 million and allocated to open products: USD Savings equivalent to IDR 550 Million	0,15%	IDR750 Thousand	Customers are eligible for 0.15% cashback on deposits of IDR 500 million (per multiple of IDR 100 million) as customers with total managed funds < IDR 1 Billion.
Total				IDR750 Thousand	Total reward received
Customer D	May 2025 with a total fund under management of IDR 2 Billion	Top up fresh funds of IDR 1.5 Billion and allocated to open products.	0,10%	IDR1,5 Million	Customers eligible for 0.10% cashback as customers with total funds under management of ≥ IDR 1 billion.
Customer D		Fresh funds worth IDR 1.5 billion are allocated to open Tanda Hold products with a tenor of 3 months through OCBC mobile	Following the terms of the program that apply in that month	IDR11,04 Million*	Customers are eligible for cashback from placing funds in Tanda Hold.
Total				IDR12,54 Million	Total reward received
Customer E	June 2025 with a total fund under management of IDR 100 Million	Top up fresh funds of IDR 1,5 Billion and allocated to open products.	0,15%	IDR2,5 Million	Customers eligible for 0.15% cashback as customers with total funds under management < IDR 1 Billion.
Customer E		The fresh funds worth IDR 1,5 Billion were allocated to open Tanda Hold products with a tenor of 3 months through OCBC mobile.	Following the terms of the program that apply in that month	IDR11,04 Million*	Customers are eligible for cashback from placing funds in Tanda Hold.
Total				IDR13,29 Million	Total reward received

*Rewards for the Tanda Hold program are subject to change and follow the terms of the program that apply in that month.

Premier Banking OCBC mobile

Get rewards up to IDR 13.29 million - Top Up Program

Get a total reward of up to IDR 13.29 million by placing funds (fresh funds) of at least IDR 100 million/product on various selected products

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OCBC mobile