Exclusively for OCBC Premier Banking customers, top up fresh funds (fresh fund required) in selected products with a minimum placement of IDR100 Million per product and enjoy rewards of up to millions of Rupiah.
| Activity | Reward | Maximum Reward |
|---|---|---|
| Main Reward Scheme | ||
| Placement of new funds (fresh funds) in selected products*, with a growth of total funds under management (net growth AUM) of at least IDR 100 million | 0,1% | IDR 3 Million |
| New Product Opening Reward Scheme | ||
| Pembukaan produk baru sesuai produk pilihan* | IDR 500K / product | IDR 1.5 Million |
Terms & Conditions:
- Customers are entitled to receive rewards if they meet the following conditions:
- This program is applicable to OCBC Premier Banking customers (“Customers”), subject to the following conditions:
- Customers who have been registered as OCBC Premier Banking customers for a minimum of three (3) months
- Customers who have been registered as OCBC customers (non-Premier Banking) for a minimum of three (3) months and are successfully upgraded to OCBC Premier Banking in the same month as program enrollment.
- Eligible products for this program are listed in the Selected Products table (also applicable to Sharia-compliant products).
- Reward eligibility will be calculated based on the growth of total managed funds in the month the Customer participates in the program compared to the Customer’s total managed funds in the preceding month (net growth).
- Fund placements counted toward the growth of total managed funds must be made in specified eligible products, either through top-ups or new product openings, with funds originating from outside OCBC.
- Fulfillment of the program scheme must be completed within the same month as program enrollment. Example: If a Customer enrolls in the program on 2 January 2026, the Customer must complete the fresh fund placement and new product opening by 31 January 2026.
- Rewards apply to a minimum growth of total managed funds of IDR100 million and are calculated in multiples thereof, up to the maximum amount specified in the program scheme.
- Each Customer may participate in this program only once (1 time) during the calendar year 2026.
- Customers must first meet the requirements of the main reward scheme to get rewards from the new product opening reward scheme
- For the new product opening reward scheme, Customer is required to open selected products that the Customer has never owned as of December 31, 2025 - February 28, 2026
Example: If a Customer’s total managed funds prior to joining the program is IDR0, to receive the maximum reward of IDR3 million, the Customer must top up funds amounting to IDR3 billion.
- Rewards will be credited no later than the following month to the Customer’s active Tanda 360 Plus IDR or iB Mudharabah IDR account, after all applicable Terms & Conditions have been fulfilled. For placements in Sharia-compliant products, rewards will be credited in the form of Poinseru with an equivalent value in accordance with the program scheme. The form and mechanism of reward distribution may be adjusted from time to time, subject to the maximum reward amount stated.
- Participation in the Premier Top Up Program cannot be combined with other programs from the Premier segment (such as Premier Take Off & OCBC Summer Camp Program) or other segments but may be combined with the programs of each product that fall under the selected product category.
- The Bank, at its discretion and consideration, has the right to suspend or cancel the award of rewards if there is an indication of fraud, impropriety or violation of these Terms and Conditions.
- The Bank has the right and authority to amend, add and/or reduce these Terms and Conditions with notice through the media deemed good by the Bank by taking into account the provisions and applicable laws and regulations.
Program Simulation
| Customers | Month of joining the program and the total funds under management before joining the program | Activity | Reward percentage | Reward Earned | Remarks |
|---|---|---|---|---|---|
| A | January 2026 with total managed funds of IDR100 Million | Top up fresh funds of IDR 1.5 Billion and allocated to open products:
|
0,1% | IDR1,5 Million | Customer is eligible for a 0,1% rewards |
| Total | IDR 1,5 Million | Total reward received | |||
| B | February 2026 with total managed funds of IDR1 Billion | Fresh fund top up IDR5 Billion and allocated to open product:
|
0,1% | IDR3 Million | Customer is eligible for a 0,1% rewards capped at the maximum reward amount |
| Total | IDR3 Million | Total reward received | |||
| C | February 2026 with total managed funds of IDR5 Billion | Fresh fund top up IDR5 Billion and allocated to open product:
|
Not eligible | IDR 0 | Customer is not eligible reward as the product is not included in the selected products |
| Total | IDR0 | Total reward received | |||
| D | June 2026 with total managed funds of IDR100 Million | Fresh fund top up IDR 550 Million and allocated to open product:
|
0.1% | IDR500,000 | Customer is eligible for a 0,1% reward based on a placement of IDR500 Million (in multiples of IDR100 Million) |
| Total | IDR500,000 | Total reward received | |||
| E | February 2026 with total managed funds of IDR 1 Billion | Fresh fund top up IDR 1 Billion and allocated to open product:
|
0.1% | IDR1 Million | Customer is eligible for a 0,1% rewards |
| June 2026 with total managed funds of IDR2 Billion | Fresh fund top up IDR1 Billion and allocated to open product:
|
Not eligible | IDR0 | Customer is not eligible 0,1% reward as the customer has already participated in the program during the current year | |
| Total | IDR1 Million | Total reward received | |||
| F | June 2026 with total managed funds of IDR5 Billion | Fresh fund top up IDR2 Billion and allocated to open product:
|
Not eligible | IDR0 | Customer is not eligible For rewards as there is no growth in totsl managed funds, despite fresh fund top-ups and placements in selected products |
| Total | IDR0 | Total reward received | |||
| G | March 2026 with total managed funds of IDR 500 Million | Fresh fund top up IDR 3 Billion and allocated to open product:
|
0,1% and cashback 3 new products | IDR 4.5 Million | Customer is eligible for a 0.1% reward and 3 new product reward |