Earn Reward up to IDR5 Million – Refer a Friemd Premier Banking

Refer your friend or family to become an OCBC Premier Banking customer and earn rewards of up to IDR1 Million/Customer successfully referred customer who opens an OCBC Premier Banking Account.

This program is valid for:

1. Referrer: Eksisting Nasabah Nyala / OCBC Premier Banking
2. Referee: New To Bank customers who join OCBC Premier Banking services.

Reward Scheme:

You may earn total rewards of up to IDR5 Million by referring your friends or family with the following criteria:

How to Participate in the Refer a Friend Program

1. Via Website / Nearest OCBC Branch
1. Steps for the REFERRER
1. Visit to online.ocbc.id
2. Login to Internet Banking.
3. Select Customer Service’ then 'Refer a Friend’.
4. Enter the details of the friend or family member you wish to refer (Name and Phone Number).
5. Click ‘OK’ to save the information.
2. Steps for the REFEREE
   Your Relationship Manager / Premier Banking Manager will contact you and assist with the account opening process and enrollment in the Refer a Friend program.
2. Via OCBC mobile*
1. Steps for the REFERRER via OCBC mobile*
1. On the dashboard, select the Refer a Friend menu.
2. Click ‘Invite My Friend’ and share the invitation with your friend or family member via your preferred channel.
3. Click OK on the notification ‘Invitation has been sent’.
4. Inform your friend or family member to enter the Referral Code received during the account opening process via OCBC mobile

*) This option is only valid for referees who have not previously downloaded OCBC mobile

2. Steps for the REFEREE via OCBC mobile
1. Click the link shared by the Referrer.
2. The link will direct you to download OCBC mobile, proceed with download OCBC mobile.
3. Next click button Register.
4. Select button Don’t Have an PCBC Account.
5. Choose Open Nyala by OCBC Services.
6. The Referee is REQUIRRED to enter the Referral Code sent by the Referrer in order for the Referrer to receive rewards Refer a Friend program.
7. After entering the Referral Code, a list of available Program Code that the Referee may join will appear along with the entered Referral Code.
8. Select the Promo Code you wish to participate in.
9. The click Apply.
10. After entering the Referral Code and Promo Code, an optional field will appear to enter the Bank Officer Code if the account opening process is assisted by your Premier Banking Manager.
11. Select the OCBC Premier Banking service type that suits your need, the click Submit.

Syarat dan Ketentuan Refer a Friend Program

1. The referred customer (Referee) must be a new customer who has never previously held an OCBC account and the funds placed must be fresh funds.
2. Reward will be credited once the Referee has successfully joined the OCBC Premier Banking service and completed the required fund placement no later than the end of the following month from the account opening month with the calculation as follows:

   Selected services by referee	Minimum Fund Placement	Reward/Customer
   OCBC Premier Banking services	Rp1 Billion	IDR1 Million

3. The Referrer must already be a customer of Nyala Services/OCBC Premier Banking (Not valid for Nyala Bisnis customers).
4. Each Referrer is entitled to receive rewards for a maximum of five (5) Refereed per year.
5. Customers participating in this program are required to use one (1) of the following channels program ini WAJIB menggunakan salah 1 dari 2 channel, yaitu OCBC mobile atau Internet Banking.
6. Reward are provided in the form of cashback, for Sharia-complimany product, reward will be givem in the form of profit sharing, and the net reward amount will be credited to the account.
7. Reward will be credited to the Tanda 360 Plus Account or iB Mudharabah Account no later than the 4^th week of the following month after the program requirements have been fulfilled.
8. The Bank reserves the right to amend these Terms & Conditions at any time, and any changes will be informed by OCBC to customers.
9. The Bank, at its discretion, has the right to withhold or cancel rewards if there are indications of fraud, irregularities, or ciolations of these Terms & Conditions.
10. Bank memiliki hak dan kewenangan untuk mengubah, menambah dan/atau mengurangi Syarat dan Ketentuan ini dengan pemberitahuan melalui media yang dianggap baik oleh Bank dengan memperhatikan ketentuan dan peraturan perundangan-undangan hukum yang berlaku.

Program Simulation

FAQ

• [Q] As a referrer, when can I receive the referral reward?
  [A] Customers can get rewards maximum in the second month after the referred customer joins the Premier Banking service and opens an account.
• [Q] As a Premier Banking customer, can I refer friends as NYALA customers?
  [A] Yes.
• [Q] If I refer customers from different segments, what rewards will I receive?
  [A] The reward that the reference giver will get is in accordance with the segment and AUM of the reference recipient.
• [Q] Can I, as a Premier Banking customer, refer friends through branch offices?
  [A] Yes, as long as the reference is still provided via internet banking.
• [Q] If I refer a friend who already has an OCBC account, will I still get a reward?
  [A] No, because the Refer a Friend program only applies if the referral recipient is a new OCBC customer.