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Cashback up to Millions of Rupiah - Refer a Friend Premier Banking

1 Apr 2025 - 30 Apr 2025

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Invite Customers to refer relatives to join as Nyala or Premier Banking Customers and get rewards of up to IDR 500,000/Customer who is successfully referred and opens an OCBC account. Program Valid For:

  • Referral Provider: Existing Nyala / Premier Customer
  • Referral Recipient: New Customer (New To Bank) by joining Nyala / Premier services

Service AUM Reward
Nyala IDR 1,000,000 IDR 84,000
IDR 25,000,000 IDR 184,000
Premier Banking IDR 500,000,000 IDR 684,000

Terms & Conditions of Refer A Friend Special OCBC Anniversary Program

  1. The referral you refer must be a new customer who has never joined OCBC and has fresh funds.
  2. Rewards will be credited if the referral has successfully joined the available services and placed funds no later than the end of the following month since the month the account was opened with calculations according to the table scheme above
  3. The Referrer must have joined the Nyala/Premier service (not valid for Nyala Bisnis).
  4. The referrer will only receive a maximum of 5 referral customers per year.
  5. Customers who participate in this program MUST use one of 2 channels, namely OCBC mobile or Internet Banking.
  6. The reward is given in the form of cashback, for Sharia (profit sharing in advance) and the net reward amount will be credited to the account.
  7. The reward will be credited to the Tanda 360 Plus / Tabungan Mudharabah iB IDR account of the active customer no later than the 4th week of the following month since the month the scheme is fulfilled.
  8. Terms and Conditions of the program may change at any time and the changes will be informed by OCBC to the Customer.
  9. The Bank, at its discretion and consideration, has the right to suspend or cancel the provision of rewards if there are indications of fraud, unfairness or violations of these Terms and Conditions.
  10. The Bank has the right and authority to change, add and/or reduce these Terms and Conditions by notification through media deemed good by the Bank by considering the provisions and regulations of applicable laws and regulations.

Reward Calculation Simulation

Customer A referring: Customer B Customer C Customer D
Service Nyala Premier Banking
Joining Date via Branch with underlying via internet banking 06 April 2025 08 April 2025 30 April 2025
Scheme Fulfillment Date 15 April 2025 22 Mei 2025 05 Mei 2025
Total Combined Balance in the month of scheme fulfillment IDR 1,000,000 IDR 500,000 IDR 500,000,000
Reward 0 0 IDR 684,000
Reward Crediting Not eligible Not eligible Week-4 June 2025
Remarks Because the waiting period for the program period is until the following month from the first account opening / CIF formation, Because the minimum total AUM Nyala for the Refer a Friend program is IDR 1 million, n/a
Individual Premier Banking Premier Debit Card

Related Product

Premier Debit Card

Premier Debit Card

  • Broad ATM Network
  • Free Check Balance
  • Free of Cash Withdrawals

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PT Bank OCBC NISP Tbk is licensed and supervised by the Indonesian Financial Services Authority & Bank Indonesia, and is a guaranteed member of Indonesia Deposit Insurance Corporation (LPS). The maximum deposit value guaranteed by LPS per customer per bank is IDR 2 billion. To check the LPS Guarantee Interest Rate, click here.