1 Policy for serenity protection during productive age and potential Investment Value during the old
105% Regular Basic Premium allocation as Investment Fund since the 6th Policy Year onward
Persistency Bonus Benefit in amount of 70% from Regular Basic Premium at the end of the 5th Policy Year refer to the Policy provision
Deposits with Profits
Deposits with Profits Fund will grow optimally
Savings Safely
Secure deposits because only the account holder can withdrawn the deposits
Competitive Interest Rates
Competitive Interest Rates The more you save the higher the interest you get
Achieve Life Goals with Deposit
Make your dreams come true with the discipline of saving in a planned way with Life Goals feature on OCBC mobile.
Period of Time( Month ) | ||||
Nominal placement | 1 | >1-3 | >3-6 | >6-12 |
Minimum IDR 8 Million | 3.00% | 3.00% | 3.25% | 3.25% |
Interest Rate (% p.a) | |||||
Nominal Placement | 14 Days** | 1 Month | 3 Months | 6 Months | 12 Months |
≥ IDR 1 Million - < IDR 500 Million | 2,00% | 3.75% | 4.00% | 4.25% | 4.25% |
≥ IDR 500 Million - ≤ IDR 2 Billion | 2,00% | 3.75% | 4.00% | 4.25% | 4.25% |
> IDR 2 Billion - ≤ IDR10 Billion | 2,00% | 4,25% | 4,25% | 4,50% | 4,75% |
* The interest rate is subject to change anytime
* Effective November 30, 2023
** Spesial for tenor of 14 days, min. plavement of IDR5 million
IDR
Regular Basic Premium allocation as Investment Fund at the first year is 70% from Regular Basic Premium, then at the 2nd year until 5th year is 95% from Regular Basic Premium and then 6th year onwards is 105% from Regular Basic Premium. Allocation only for Reguklar Top Up Premium and/or Single Top Up Premium as Investment Fund: 95% from Regular Top Up Premium and/or Single Top Up Premium.
Medical examination is required under certain conditions based on underwriting terms & conditions.
Yes, there are few rider options such as 100 Critical Illness condition benefit (CI 100), Premium paid by Allianz for Premium Payor diagnosed with Critical Illness / total permanent disability (Payor Benefit) and hospitalization as charge benefit (Prime Medical Protection).
The insurance Premium payment will be debited from OCBC Customer Account
For claims, the customer or the heirs as beneficiary can complete the documents as stated in the Policy, then:
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