FWD Multiple Protection

Maximum Protection for Present and Future

Comprehensive Protection

Protection to 50 types of Major Critical Illness, 15 types of Minor Critical Illness, and Death Benefit up to age of 80 years

Maximum Benefit

Coverage up to 3 times of Major Critical Illness, 1 time of Minor Critical Illness without reducing other benefit

Flexible and Competitive

Premium payment options for 5, 10 and 20 years

Other Advantages

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Partners Insurance Company

PT FWD Insurance Indonesia

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Return of Premium

100% Return of Premium at the end of coverage period if there is no Major Illness claim payment

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Flat Premium

Flat premium during the premium payment term

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Waiver of Premium

Free from the obligation of paying premium since diagnosed with major critical illness for the first time

    Terms & Conditions

    Interest & Fees

    Facility

    Other Conditions

    Product Information Summary

TAKA Angsuran Tetap Account Opening Requirements

  • KTP and NPWP card for Indonesian citizens
  • KIMS/KITAS/KITAP for Foreigners
  • Have an account with Bank OCBC
  • Make the first deposit equal to the monthly deposit
Reguler Saving Plan
Reguler Saving Plan

Reguler Saving Plan

Taka Interest Rate
Effective November 14th, 2022

Produk Suku Bunga (p.a) s/d 13 Nov 2022 Suku Bunga (p.a) eff. 14 Nov 2022
Pembukaan TAKA Melalui Cabang
TAKA Angsuran Tetap 2.50% 3.75%
Pembukaan TAKA Melalui OCBC mobile / Internet Banking
TAKA Angsuran Tetap 2.50% 3.75%


Tarif dan Biaya
Cabang Online
Tutup rekening sebelum jatuh tempo : Rp100 ribu Tutup rekening sebelum jatuh tempo : Rp100 ribu
Features
Customer Terms Individual
Currency IDR
Monthly Installment Deposit Min IDR100,000
Installment Multiples IDR100,000
Period Minimum 1 year and maximum 10 years (multiple of 6 months)
Target Funds #N/A (target funds are assumptions depending on term, monthly deposit and interest)
Rates Review Fixed 1 year (review rate per year)
Admin Fee No Admin Fee
Closing Costs IDR100,000
Monthly Deposit Late Fee 0.025% x monthly deposit arrears x number of days in arrears (grace period = 0 days)
Auto Close If there is a monthly deposit arrears for 6 consecutive months
Account Closing Before Maturity Through Branch Office (valid for branch opening / in OCBC mobile)
  1. Deposit conditions are autodebit accounts from Relasi Accounts.
  2. The currency of the TAKA account must be the same as the currency in the Relasi Account.
  3. The name of the TAKA account owner must be the same as the relasi account (debit source).

Taka Fix Installment

Taka Fix Installment (Cabang)
Taka Fix Installment (Cabang)

Taka Fix Installment (Cabang)

Taka Fix Installment (Online)
Taka Fix Installment (Online)

Taka Fix Installment (Online)

Tanya OCBC

Medical check up is required under certain conditions based on underwriting terms & conditions

  • Death Benefit: 100% Sum Assured
  • Major Critical Illness Benefit: 100% Sum Assured (up to 3 claims)
  • Minor Critical Illness Benefit: 20% Sum Assured
  • Maturity Benefit: 100% Premium Paid
  • Waiver of Premium Benefit: Waived the Remaining Premium

The insurance Premium payments will be done in autodebet periodically through OCBC account according to the selected product

Complete the claim documents stated in the Policy, give it to the Relationship Manager of OCBC Branch to be forwarded to PT FWD Insurance Indonesia, or send it directly to the PT FWD Insurance Indonesia with the following address:

FWD Insurance Indonesia
UP: Claim Individu

Pacific Century Place, Lantai 20 SCBD Lot 10, Jl. Jendral Sudirman Kav. 52-53 Jakarta Selatan 12190

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FWD Multiple Protection

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