Tanda Valas SGD

Savings in Singapore Dollar (SGD) for easy transactions in Singapore

Direct Transactions

Transaction directly with SGD currency

Access to OCBC Bank ATM

No need to foreign exchange while in Singapore

No Administration Fees

Foreign currency savings without admin fee

Other benefits

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Low Initial Deposit

Start from 500 SGD for need of business, medical treatment, & vacation

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ATM Tanda Valas SGD Card

Forex transactions via ATM are easier

    Terms & Conditions

    Interest & Fees

    Other Informations

    Installment Simulation

    Product Information Summary

    Terms & Conditions

Terms to Apply KTA Cashloan

  • Indonesian citizen with a registered national ID (KTP)
  • Owns an Electronic ID (e-KTP) & an active e-mail address
  • A minimum age requirement of 21 years old upon application and a maximum of 55 years old by the end of loan tenure
  • Resides/ works within OCBC coverage area
  • Steady income source

Document to Upload

  • Photo of Indonesian national electronic ID card (e-KTP)
  • Self-portrait photo with an Indonesian national electronic ID card (e-KTP)
  • Photo of applicant’s signature on white paper
  • Photo of Tax Identification Number (NPWP) (for loan application starting from IDR 50.000.000)
No Services Fee
1 Disbursement Fee IDR 25,000
2 Stamp Duty IDR 10,000
3 Provision Fee 3% of loan nominal, minimum IDR 150.000
4 Late Payment Fee 5% of total instalment (minimum IDR 150.000 and maximum IDR 750.000)
5 Insurance Premium (optional) 1.50% of the nominal loan amount
6 Early Paid Off Fee 8% of the remaining principal bill

Product Risk

  • Any outstanding payment done below the minimum payment amount and/or after the due date stated in the billing statement will be classified as an KTA Cashloan with loan collectibility of ‘non-current’, according to the regulation/policies by Bank Indonesia (BI) and/or Otoritas Jasa Keuangan (OJK). This could negatively affect the Customer’s application for future loan facilites or their existing loan facilites, either in OCBC or in other financial institution

  • In the event of the passing of Customer who does not apply for life insurance protection in the middle of terms of loan, the outstanding debt will then be transferred to Customer’s next of kin.

Loan Amount

Monthly installment amount (IDR)

Tenure

6 months

12 months

18 months

24 months

36 months

10,000,000 1,844,667 1,011,333 733,556 604,667 465,778
15,000,000 2,767,000 1,517,000 1,100,333 907,000 698,667
20,000,000 3,689,333 2,022,667 1,467,111 1,209,333 931,556
25,000,000 4,611,667 2,528,333 1,833,889 1,511,667 1,164,444
30,000,000 5,414,000 2,914,000 2,110,667 1,724,000 1,307,333
35,000,000 6,316,333 3,399,667 2,462,444 2,011,333 1,525,222
40,000,000 7,218,667 3,885,333 2,814,222 2,298,667 1,743,111
45,000,000 8,121,000 4,371,000 3,166,000 2,586,000 1,961,000
50,000,000 9,023,333 4,856,667 3,517,778 2,873,333 2,178,889
55,000,000 9,925,667 5,342,333 3,869,556 3,160,667 2,396,778
60,000,000 10,828,000 5,828,000 4,221,333 3,448,000 2,614,667
65,000,000 11,730,333 6,313,667 4,573,111 3,735,333 2,832,556
70,000,000 12,632,667 6,799,333 4,924,889 4,022,667 3,050,444
75,000,000 13,535,000 7,285,000 5,276,667 4,310,000 3,268,333
80,000,000 14,437,333 7,770,667 5,628,444 4,597,333 3,486,222
85,000,000 15,339,667 8,256,333 5,980,222 4,884,667 3,704,111
90,000,000 16,242,000 8,742,000 6,332,000 5,172,000 3,922,000
95,000,000 17,144,333 9,227,667 6,683,778 5,459,333 4,139,889
100,000,000 17,646,667 9,313,333 6,735,556 5,446,667 4,057,778
125,000,000 22,058,333 11,641,667 8,419,444 6,808,333 5,072,222
150,000,000 26,470,000 13,970,000 10,103,333 8,170,000 6,086,667
175,000,000 30,881,667 16,298,333 11,787,222 9,531,667 7,101,111
200,000,000 35,293,333 18,626,667 13,471,111 10,893,333 8,115,556

* The table is only a simulation with insurance protection. The installment amount will be adjusted as recorded in OCBC system. The Interest rate that applied and recorded in OCBC system is flat annuity with fixed installments per month where the principal and interest portion can be different every month. Interest rates might change at any time based on OCBC policy.

Personal Loan

KTA Cashloan
KTA Cashloan

KTA Cashloan

Terms and Conditions

Terms and Conditions
Terms and Conditions

Terms and Conditions

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Popular Questions About the Tanda Valas SGD

Banks will no longer issuing Debit/ATM Cards for customers who have SGD Currency Sign accounts. This applies to new requests and/or any other reasons (such as expired/lost card/damaged card/others).

This request will be accommodated only until 14 August 2024.

We will no longer issuing the Debit Card starting 15 August 2024.

Features & Benefits Tanda Valas SGD Tanda 360 Plus
Withdrawal at ATM OCBC Indonesia and OCBC Singapore Yes Yes
Withdrawal or transfer (including Telegraphic Transfer) via branch and OCBC mobile Yes Yes
Withdrawal at ATM with Mastercard logo all over the world No Yes
Shop online and offline via Mastercard EDCs by tap or dip-in your Global Debit like locals No Yes
Shop and withdraw cash directly debit Tanda 360 Plus Account without conversion and with no fee No Yes
Promotions for online transaction with Global Debit such as Grab, Tokopedia and Shopee (https://www.ocbc.id/id/promo) No Yes

Debit cards linked to Tanda Valas SGD can still be used to do cash withdrawal at ATM OCBC (Indonesia and Singapore) until the expiration date stated in the card.

Get your account by going to the nearest branch or via OCBC mobile by following these steps:

  1. Open and login to your OCBC mobile
  2. Pick Apply
  3. Pick Conventional Savings
  4. Choose Tanda 360 Plus with your preferred your base currency
  5. Fill-in personal information and pick “Yes” under field Create an ATM Card
  6. Review and accept “Product & Service Summary” and “Terms & Conditions”
  7. Input your transaction PIN
  8. Successfully finish on account opening and debit card request

Transfer your SGD balance from Tanda Valas SGD to Tanda 360 Plus by going to the nearest branch or via OCBC mobile by following these steps:

  1. Open and login to your OCBC mobile
  2. Pick Transfer
  3. Pick My Account
  4. Pick your new Tanda 360 Plus account on SGD currency
  5. Input the nominal amount to transfer
  6. Review your Transfer Summary and confirm
  7. Review and accept “Terms & Conditions”
  8. Input your transaction PIN
  9. Your balance has been successfully transferred

Debit card will be processed after 10 working days on request submitted to the system.

Customers can activate the new debit card by going to the nearest branch or via OCBC mobile:

  1. Open and login your OCBC mobile account
  2. Get into Settings and pick Card Management
  3. If debit card is shown at the Card Management list, click “Click to Activate” and input CVV and expiry date
  4. If debit card is not shown at the Card Management list, pick “Request or Activate New Card”, pick Instant and input your debit card number, expiry date and source of fund account
  5. Review and accept “Terms & Conditions”
  6. Input your transaction PIN
  7. Your card has been successfully activated

Customers are still be able to use their Tanda Valas SGD account, but no new debit card will be provided by 15 August 2024 with any reason.

There will be closing fee charges, detail information please refer to: https://www.ocbc.id/en/tarif-dan-biaya/bunga-dan-biaya-individu

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Savings in Singapore Dollar (SGD)

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