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Flexibility to fulfill your various needs
Fulfill your needs in no time
Flexibility to manage your cash flow
Flexible
Available with “against payment – DP” or “against acceptance – DA” options
Reputable
Good reputation with vast conections with overseas correspondent bank
Trustworthy
Transactions are handled by professional and experienced staff
| No | Cost Type | Fee |
|---|---|---|
| 1 | Interest | Starting from 1.58% flat per month |
| 2 | Provision Fees | 2,00% of the loan nominal |
| 3 | Stamp Fee | IDR 10.000 |
| 4 | Late Fees | 5% of total bill with a minimum of IDR 150,000 and a maximum of IDR 750,000 |
| 5 | Monthly Bill Printing Fee | IDR 8.000 (only if using hardcopy) |
| 6 | Credit Life Insurance Premium (optional) | Refer to the provisions of each partner |
| Installment | Loan Principal | Installment Portion | Installment Total | Loan Principal Residu | |
|---|---|---|---|---|---|
| pokok | Interest | ||||
| 1 | 30.000.000 | 9.680.488 | 979.512 | 10.660.000 | 20.319.512 |
| 2 | 20.319.512 | 9.996.560 | 663.440 | 10.660.000 | 10.322.952 |
| 3 | 10.322.952 | 10.322.952 | 337.048 | 10.660.000 | 0 |
| Installment | Loan Principal | Installment Portion | Installment Total | Loan Principal Residu | |
|---|---|---|---|---|---|
| Principal | Interest | ||||
| 1 | 30.000.000 | 10.000.000 | 660.000 | 10.660.000 | 20.000.000 |
| 2 | 20.000.000 | 10.000.000 | 660.000 | 10.660.000 | 10.000.000 |
| 3 | 10.000.000 | 10.000.000 | 660.000 | 10.660.000 | - |
| Installment | Loan Principal | Installment Portion | Installment Total | Loan Principal Residu | |
|---|---|---|---|---|---|
| Principal | Interest | ||||
| 1 | 30.000.000 | - | 660.000 | 660.000 | 30.000.000 |
| 2 | 30.000.000 | - | 660.000 | 660.000 | 30.000.000 |
| 3 | 30.000.000 | 30.000.000 | 660.000 | 30.660.000 | - |
| Installment | Loan Principal | Installment Portion | Installment Total | Loan Principal Residu | |
|---|---|---|---|---|---|
| Principal | Interest | ||||
| 1 | 30.000.000 | 4.607.159 | 979.512 | 5.586.671 | 25.392.841 |
| 2 | 25.392.841 | 4.757.584 | 829.086 | 5.586.670 | 20.635.257 |
| 3 | 20.635.257 | 20.635.257 | 673.749 | 21.309.006 | - |
| Installment | Loan Principal | Installment Portion | Installment Total | Loan Principal Residu | |
|---|---|---|---|---|---|
| Principal | Interest | ||||
| 1 | 30.000.000 | - | - | - | 30.000.000 |
| 2 | 30.000.000 | - | - | - | 30.000.000 |
| 3 | 30.000.000 | 30.000.000 | 1.980.000 | 31.980.000 | - |
*The table is only an installments simulation. The amount of installments used by customers is in accordance with that recorded in the Bank's system. The simulation above uses an indicative interest rate per month. Interest rates are subject to change at any time based on Bank's policy.
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