KTA Cashbiz Flex

Unsecured cash loans with flexible payment scheme for your business needs.

Limit Up to IDR 200 Million

Support business needs

Tenor Up to 12 Months

Freely manage financial allocations

Flexible Payment Scheme

Freely determine your payment scheme

Payment Scheme

placeholder.png

Fixed Installment with Flat Rate

Payment with fixed installment method until the end of loan tenor with flat interest calculation

placeholder.png

Fixed Installment with Effective Rate

Payments with fixed installment methods until the end of tenor with effective interest calculation. 

placeholder.png

Balloon Payment

Small portion payment of principal and interest for early tenor, and at the end of loan tenor, remaining principal and interest are billed

placeholder.png

Balloon Interest Only

Payment of interest for early tenor, and at the end of loan tenor, principal and interest are billed

placeholder.png

Bullet Payment 

Payment of principal and interest are paid all at once at the end of loan tenor

    Terms & Conditions

    Interest & Fees

    Facility

    Other Conditions

    Product Information Summary

TAKA Angsuran Tetap Account Opening Requirements

  • KTP and NPWP card for Indonesian citizens
  • KIMS/KITAS/KITAP for Foreigners
  • Have an account with Bank OCBC
  • Make the first deposit equal to the monthly deposit
Reguler Saving Plan
Reguler Saving Plan

Reguler Saving Plan

Taka Interest Rate
Effective November 14th, 2022

Produk Suku Bunga (p.a) s/d 13 Nov 2022 Suku Bunga (p.a) eff. 14 Nov 2022
Pembukaan TAKA Melalui Cabang
TAKA Angsuran Tetap 2.50% 3.75%
Pembukaan TAKA Melalui OCBC mobile / Internet Banking
TAKA Angsuran Tetap 2.50% 3.75%


Tarif dan Biaya
Cabang Online
Tutup rekening sebelum jatuh tempo : Rp100 ribu Tutup rekening sebelum jatuh tempo : Rp100 ribu
Features
Customer Terms Individual
Currency IDR
Monthly Installment Deposit Min IDR100,000
Installment Multiples IDR100,000
Period Minimum 1 year and maximum 10 years (multiple of 6 months)
Target Funds #N/A (target funds are assumptions depending on term, monthly deposit and interest)
Rates Review Fixed 1 year (review rate per year)
Admin Fee No Admin Fee
Closing Costs IDR100,000
Monthly Deposit Late Fee 0.025% x monthly deposit arrears x number of days in arrears (grace period = 0 days)
Auto Close If there is a monthly deposit arrears for 6 consecutive months
Account Closing Before Maturity Through Branch Office (valid for branch opening / in OCBC mobile)
  1. Deposit conditions are autodebit accounts from Relasi Accounts.
  2. The currency of the TAKA account must be the same as the currency in the Relasi Account.
  3. The name of the TAKA account owner must be the same as the relasi account (debit source).

Taka Fix Installment

Taka Fix Installment (Cabang)
Taka Fix Installment (Cabang)

Taka Fix Installment (Cabang)

Taka Fix Installment (Online)
Taka Fix Installment (Online)

Taka Fix Installment (Online)

Promo for You

90°N Credit Card, OCBC Nyala Platinum, Platinum Credit Card, Titanium Credit Card, Voyage Credit Card

0% Installment up to 24 months - Advance

12 Jun 2024 - 2 May 2026

Platinum Credit Card, Titanium Credit Card, Voyage Credit Card, 90°N Credit Card, OCBC Nyala Platinum

Save up to IDR 750,000 | 0% Installments up to 12 Months - Oppo

25 Nov 2024 - 30 Apr 2026

Debit Card, GPN Debit Card, Online Debit Card, Premier Debit Card, 90°N Credit Card, Platinum Credit Card, Titanium Credit Card, Voyage Credit Card

Up To 35% OFF - Holiday in Singapore

1 Jun 2022 - 1 Apr 2026

Story for Your Inspiration

Read

Announcement, Daily Update

hadiah-menarik-poinseru

Read

Announcement, Daily Update

Wujudkan Rencana Masa Depan dengan Life Goals di ONe Mobile