KPR Kendali | OCBC NISP

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Control The Interest

Lower daily interest, utilizing 80% of saving balances

Control The Tenor

Faster loan payoff with bigger principal payment

Control The Saving Accounts

Saving account will not be blocked for your transaction

Other Advantages

Loan Tenure of up to 25 years

Longer tenor for your cash flow flexibility

Funding for Various Residentials

Ranging from homes, shop houses, shops, land, apartments, even for multi-use

Low Daily Interest

80% of the savings balance is calculated to offset daily interest

Requirements

Terms & Conditions Rekening Dana Lender

Facility

Requirements for Account Opening

Individuals
- ID Card/Passport(WNI)
- Passport and KITAS/KIMS/KITAP (WNA)
- NPWP
- Fill in account opening form and other supporting documents
Corporate
- Submit the certificate of establishment and its amendments, SIUP, TDP, NPWP, organizational structure, identity of the management (KTP /Passport and KIMS / KITAS authorized officials)
- Fill in account opening form and other supporting documents

Terms & Conditions Rekening Dana Lender

Terms & Conditions Rekening Dana Lender

Terms & Conditions Rekening Dana Lender

Facilities

E-Statement sent via Email to customer
Access in OCBC mobile to view account balance and its movement

Other Information

The Customer is free to make deposits and/or transfer funds to RDN
The Bank may only transfer funds from RDN if there are instructions from the customer to the Fintech company.
Accounts cannot be automatically closed and account closing can only be processed based on the customer's instructions through the Fintech company
Customers are not given saving account passbook/cheques book/current account book/letter authorization and debit cards

Popular Questions About KPR Kendali

Saldo tabungan meringankan bunga KPR Kendali. Sehingga, kelebihan angsuran digunakan untuk mengurangi sisa hutang pokok. Hal ini menyebabkan penurunan sisa pinjaman lebih cepat.

Tidak. Angsuran hanya berubah ketika suku bunga berubah, dengan menabung lebih banyak maka porsi kewajiban bunga akan mengecil dan porsi pokok pinjaman semakin besar , hal ini menyebabkan pinjaman akan cepat lunas dari jadwal yang seharusnya

Tidak dapat , KPR Kendali harus menggunakan tabungan khusus yaitu TANDA KPR KENDALI

Tidak ada pencreditan bunga ke rekening debitur, karena pendapatan bunga yang diperoleh digunakan untuk mengurangi kewajiban bunga tiap harinya

Tabungan tidak ditutup namun di konversikan menjadi tabungan TANDA 360

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KPR Kendali