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Lower daily interest, utilizing 80% of saving balances
Faster loan payoff with bigger principal payment
Saving account will not be blocked for your transaction
Loan Tenure of up to 25 years
Longer tenor for your cash flow flexibility
Funding for Various Residentials
Ranging from homes, shop houses, shops, land, apartments, even for multi-use
Low Daily Interest
80% of the savings balance is calculated to offset daily interest
Taka Interest Rate
Effective November 14th, 2022
| Produk | Suku Bunga (p.a) s/d 13 Nov 2022 | Suku Bunga (p.a) eff. 14 Nov 2022 |
|---|---|---|
| Pembukaan TAKA Melalui Cabang | ||
| TAKA Angsuran Tetap | 2.50% | 3.75% |
| Pembukaan TAKA Melalui OCBC mobile / Internet Banking | ||
| TAKA Angsuran Tetap | 2.50% | 3.75% |
| Tarif dan Biaya | |
|---|---|
| Cabang | Online |
| Tutup rekening sebelum jatuh tempo : Rp100 ribu | Tutup rekening sebelum jatuh tempo : Rp100 ribu |
| Features | |
|---|---|
| Customer Terms | Individual |
| Currency | IDR |
| Monthly Installment Deposit | Min IDR100,000 |
| Installment Multiples | IDR100,000 |
| Period | Minimum 1 year and maximum 10 years (multiple of 6 months) |
| Target Funds | #N/A (target funds are assumptions depending on term, monthly deposit and interest) |
| Rates Review | Fixed 1 year (review rate per year) |
| Admin Fee | No Admin Fee |
| Closing Costs | IDR100,000 |
| Monthly Deposit Late Fee | 0.025% x monthly deposit arrears x number of days in arrears (grace period = 0 days) |
| Auto Close | If there is a monthly deposit arrears for 6 consecutive months |
| Account Closing Before Maturity | Through Branch Office (valid for branch opening / in OCBC mobile) |
Taka Fix Installment
Saldo tabungan meringankan bunga KPR Kendali. Sehingga, kelebihan angsuran digunakan untuk mengurangi sisa hutang pokok. Hal ini menyebabkan penurunan sisa pinjaman lebih cepat.
Tidak. Angsuran hanya berubah ketika suku bunga berubah, dengan menabung lebih banyak maka porsi kewajiban bunga akan mengecil dan porsi pokok pinjaman semakin besar , hal ini menyebabkan pinjaman akan cepat lunas dari jadwal yang seharusnya
Tidak dapat , KPR Kendali harus menggunakan tabungan khusus yaitu TANDA KPR KENDALI
Tidak ada pencreditan bunga ke rekening debitur, karena pendapatan bunga yang diperoleh digunakan untuk mengurangi kewajiban bunga tiap harinya
Tabungan tidak ditutup namun di konversikan menjadi tabungan TANDA 360
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