KPR Kendali

Product bundling of mortgage and savings account, which allows you to control your mortgage through your savings account

Control The Interest

Lower daily interest, utilizing 80% of saving balances

Control The Tenor

Faster loan payoff with bigger principal payment

Control The Saving Accounts

Saving account will not be blocked for your transaction

Other benefits

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Deposits with Profits

Deposits with Profits Fund will grow optimally

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Savings Safely

Secure deposits because only the account holder can withdrawn the deposits

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Competitive Interest Rates

Competitive Interest Rates The more you save the higher the interest you get

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Achieve Life Goals with Deposit

Make your dreams come true with the discipline of saving in a planned way with Life Goals feature on OCBC mobile.

    Terms & Conditions

    Interest & Fees

    Facility

    Product Information Summary

Terms to Open Deposito IDR Account

  • ID Card/Driving License
  • KIMS/KITAS/KITAP for Foreigners
  • Minimum placement IDR 8 Million
Time Deposits
Time Deposits

Time Deposits

Digital Time Deposits
Digital Time Deposits

Digital Time Deposits

Regular Interest Rate

  Period of Time( Month )
Nominal placement 1 >1-3 >3-6 >6-12
Minimum IDR 8 Million  3.00%  3.00%  3.25%  3.25%

Mobile/ Internet Banking Interest Rate:

  Interest Rate (% p.a)
Nominal Placement 14 Days** 1 Month 3 Months 6 Months 12 Months
≥ IDR 1 Million - < IDR 500 Million 2,00% 3.75% 4.00% 4.25% 4.25%
≥ IDR 500 Million - ≤ IDR 2 Billion 2,00% 3.75% 4.00% 4.25% 4.25%
> IDR 2 Billion  - ≤ IDR10 Billion 2,00% 4,25% 4,25% 4,50% 4,75%

* The interest rate is subject to change anytime
* Effective November 30, 2023

** Spesial for tenor of 14 days, min. plavement of IDR5 million

Deposito IDR Facilities

  • OCBC Application
  • Internet Banking OCBC

IDR

IDR - Branch
IDR - Branch

IDR - Branch

IDR - Online
IDR - Online

IDR - Online

IDR - Call
IDR - Call

IDR - Call

Popular Questions About KPR Kendali

Saldo tabungan meringankan bunga KPR Kendali. Sehingga, kelebihan angsuran digunakan untuk mengurangi sisa hutang pokok. Hal ini menyebabkan penurunan sisa pinjaman lebih cepat.

Tidak. Angsuran hanya berubah ketika suku bunga berubah, dengan menabung lebih banyak maka porsi kewajiban bunga akan mengecil dan porsi pokok pinjaman semakin besar , hal ini menyebabkan pinjaman akan cepat lunas dari jadwal yang seharusnya

Tidak dapat , KPR Kendali harus menggunakan tabungan khusus yaitu TANDA KPR KENDALI

Tidak ada pencreditan bunga ke rekening debitur, karena pendapatan bunga yang diperoleh digunakan untuk mengurangi kewajiban bunga tiap harinya

Tabungan tidak ditutup namun di konversikan menjadi tabungan TANDA 360

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KPR Kendali