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Start owning your own house, even for first jobbers
For lower monthly installment compared to regular KPR
Afford your monthly installment, while keep maintaining a good lifestyle
Tenor of up to 25 years
Longer tenor for your cash flow flexibility
Gradual Installments
Adjust monthly installment in every 1 or 2 years
New and Second Home
Choose between a New House or Secondary House
| Required Documents | Individual | Corporate |
|---|---|---|
| Account Opening Application Form |
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| Terms and Conditions |
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| Business Smart or Business Signature Account Opening Statement Letter |
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| ID Card (KTP/SIM) |
|
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| Passport + Residence Permit Card (KIMS/KITAS) |
|
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| NPWP |
|
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| Establishment Deed | - |
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| SK Amandement Deed (if any) | - |
|
| Ministry of Justice Decree (SK Menkumham) | - |
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| Business License (SIUP) | - |
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| Company Registration Certificate (TDP) / (Foundation Registration Certificate (TDY) - for Foundation) | - |
|
| Certificate of Business Domicile (SK Domisili) | - |
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| Permission from the competent authority | - |
|
| Fee | Jumlah | Unit |
|---|---|---|
| Administration fee | IDR 30,000.- | per month |
| Fall below fee | Free | per month |
| Non-OCBC NISP ATM balance inquiry fee | IDR 4,500.- | per inquiry |
| Non-OCBC NISP ATM withdrawal fee | IDR 8,000.- | per withdrawal |
| Interbank transfer fee |
IDR 6,500.- | per online transfer |
| IDR 2,000.- | per LLG (Internet/Mobile/Velocity) | |
| IDR 2,900.- | per LLG (Over the counter) | |
| IDR 25,000.- | per RTGS (Internet/Mobile/Velocity < 14:00 WIB) | |
| IDR 30,000.- | per RTGS (Over the counter) | |
| Remittance fee | IDR 100,000.- | per TT |
| Chequebook order fee | IDR 275,000.- | per book |
| Card replacement fee | IDR 20,000.- | per replacement |
| Stamp duty fee | IDR 10,000.- | per stamp |
| Account closure fee | IDR 100,000.- |
Easy Start KPR has the advantage of being low in installments for several years at the beginning of a loan. With lower installments, customers can own homes faster.
Angsuran ringan diawal kredit sehingga sesuai dengan pendapatan dari generasi muda diawal masa kerja (karir)
Easy Start installments are made tiered, so the increase is still in accordance with the increase of income from customers.
The maximum loan obtained from KPR Easy Start is Rp. 2.5 billion, if the down payment is 20%, then with KPR Easy Start the customer can buy a house for IDR 3 billion.
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