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Start owning your own house, even for first jobbers
For lower monthly installment compared to regular KPR
Afford your monthly installment, while keep maintaining a good lifestyle
Deposits with Profits
Deposits with Profits Fund will grow optimally
Savings Safely
Secure deposits because only the account holder can withdrawn the deposits
Competitive Interest Rates
Competitive Interest Rates The more you save the higher the interest you get
Achieve Life Goals with Deposit
Make your dreams come true with the discipline of saving in a planned way with Life Goals feature on OCBC mobile.
| Period of Time( Month ) | ||||
| Nominal placement | 1 | >1-3 | >3-6 | >6-12 |
| Minimum IDR 8 Million | 3.00% | 3.00% | 3.25% | 3.25% |
| Interest Rate (% p.a) | |||||
| Nominal Placement | 14 Days** | 1 Month | 3 Months | 6 Months | 12 Months |
| ≥ IDR 1 Million - < IDR 500 Million | 2,00% | 3.75% | 4.00% | 4.25% | 4.25% |
| ≥ IDR 500 Million - ≤ IDR 2 Billion | 2,00% | 3.75% | 4.00% | 4.25% | 4.25% |
| > IDR 2 Billion - ≤ IDR10 Billion | 2,00% | 4,25% | 4,25% | 4,50% | 4,75% |
* The interest rate is subject to change anytime
* Effective November 30, 2023
** Spesial for tenor of 14 days, min. plavement of IDR5 million
IDR
Easy Start KPR has the advantage of being low in installments for several years at the beginning of a loan. With lower installments, customers can own homes faster.
Angsuran ringan diawal kredit sehingga sesuai dengan pendapatan dari generasi muda diawal masa kerja (karir)
Easy Start installments are made tiered, so the increase is still in accordance with the increase of income from customers.
The maximum loan obtained from KPR Easy Start is Rp. 2.5 billion, if the down payment is 20%, then with KPR Easy Start the customer can buy a house for IDR 3 billion.
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