Automobile Loan

Solution to have the car of your dream

New and Used Car Financing

Choose your dream car

Tenor up to 5 years

Flexibility to manage your cash flow

Simple Requirements

Having your own car is no longer a dream

Other Advantages

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Low Interest Rates

Provides Low Interest Rates for 5 years

    Terms & Conditions

    Interest & Fees

    Facility

    Product Information Summary

Terms to Open Deposito IDR Account

  • ID Card/Driving License
  • KIMS/KITAS/KITAP for Foreigners
  • Minimum placement IDR 8 Million
Time Deposits
Time Deposits

Time Deposits

Digital Time Deposits
Digital Time Deposits

Digital Time Deposits

Regular Interest Rate

  Period of Time( Month )
Nominal placement 1 >1-3 >3-6 >6-12
Minimum IDR 8 Million  3.00%  3.00%  3.25%  3.25%

Mobile/ Internet Banking Interest Rate:

  Interest Rate (% p.a)
Nominal Placement 14 Days** 1 Month 3 Months 6 Months 12 Months
≥ IDR 1 Million - < IDR 500 Million 2,00% 3.75% 4.00% 4.25% 4.25%
≥ IDR 500 Million - ≤ IDR 2 Billion 2,00% 3.75% 4.00% 4.25% 4.25%
> IDR 2 Billion  - ≤ IDR10 Billion 2,00% 4,25% 4,25% 4,50% 4,75%

* The interest rate is subject to change anytime
* Effective November 30, 2023

** Spesial for tenor of 14 days, min. plavement of IDR5 million

Deposito IDR Facilities

  • OCBC Application
  • Internet Banking OCBC

IDR

IDR - Branch
IDR - Branch

IDR - Branch

IDR - Online
IDR - Online

IDR - Online

IDR - Call
IDR - Call

IDR - Call

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Popular Questions About KPM OCBC

It is true that you will be fined if you make payments past the due date, even if it's only 1 day late. Therefore, we recommend that you make payment on the previous business day if the due date of your installments coincides on holidays (including Saturday + Sunday)

For payment installment via auto-debit, should there be a delay in payment resulting in penalty fee, the system will prioritize to debit the penalty fee amount first, then the interest and principal. This shall applies to all transactions.

True, there is a deadline for payment for accelerated repayment at 12.00 WIB. After making payment, please Mr / Mrs can send proof of payment can be sent to the email sld.aftersales@ocbcnisp.com

Bank OCBC will still keep the BPKB, but after the 60 calendar day deadline from the last payment was made, a BPKB deposit fee will be charged with a nominal value of Rp. 25,000 / month

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Our solution for you to own your dream car