Up to 80% of your daily savings balance to control loan interest
Long-run flexibility to your cashflow
Balances are not hold for flexibility to transact
KII Reguler Terms of Application
No | Type | Description |
---|---|---|
1 | Provision | 1% loan plafond |
2 | Administration Fee | IDR 500.000 |
3 | Insurance Premium | Subject to charges imposed by OCBC insurance partners |
4 | Notary | Subject to charges imposed by OCBC notary partners |
5 | Legal Documents | Imposed when legal documents are prepared by OCBC |
6 | Appraisal | IDR 750.000 or subject to charges imposed by KJPP |
7 | Late Charges | 0.15% per day of delayed payments |
8 | Penalty | 4% of the amount paid off, if the loan is still in the penalty period. 3% of the amount paid off, if the loan has passed the penalty period. |
9 | Safekeeping Certificate Fee | Safekeeping Certificate fee of IDR 20,000 per day will be charged since the date of paid off, if the certificate documents haven't been collected in 30 calendar days after the credit facility is paid off |
10 | Interest rate | In accordance with the Rate Promo |
No | Type | Description |
---|---|---|
1 | Provision | Tenure ≤ 10 years: 1% loan plafond Tenure > 10 years: 1.5% loan plafond |
2 | Administration Fee | Tenure < 10 years: 0.1% loan plafond or min. IDR 250.000 Tenure ≥ 10 years: 0.1% loan plafond or min. IDR 500.000 |
3 | Insurance Premium | Subject to charges imposed by OCBC insurance partners |
4 | Notary | Subject to charges imposed by OCBC notary partners |
5 | Legal Documents | Imposed when legal documents are prepared by OCBC |
6 | Appraisal | IDR 750.000 or subject to charges imposed by KJPP |
7 | Late Charges | 0.15% per day of delayed payments |
8 | Penalty | 4% of the amount paid off, if the loan is still in the penalty period. 3% of the amount paid off, if the loan has passed the penalty period. |
9 | Safekeeping Certificate Fee | Safekeeping Certificate fee of IDR 20,000 per day will be charged since the date of paid off, if the certificate documents haven't been collected in 30 calendar days after the credit facility is paid off |
10 | Interest rate | In accordance with the Rate Promo |
How Kendali loans can be repaid faster?
Savings balance offsets the interest rate on KII Kendali loan. Thus remaining instalments are immediately put into principal repayment, resulting in earlier outstanding loan repayment
No, installments may vary according current interest rate fluctuations. By increasing savings account balance, the portion of installments going to interest rate repayment will lessen, and going to capital repayment, resulting in an earlier outstanding loan repayment instead.
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