Global Debit Tokocrypto

Get Cashback, Anti Holdback

Limited edition Global Debit Tokocrypto

Tokonauts, get your debit with special design that fits you. More trendy, when trading! Get it now, and your card will be sent to your doorstep.

Special cashback for your activities

Receive cashback up to IDR475,000 when opening a new account, topping up wallets and do digital transactions. The top up & digital transaction program is valid every month.

Auto cuan from overseas transaction without conversion

With contactless feature, shopping & ride MRT in abroad just tap/dip card & direct debit from 12 currencies, without conversion.

Other Advantages

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Cashback IDR100,000

Open Nyala OCBC Account via Tokocrypto App with fund placement min. IDR1 million. Don't forget to do minimum 1x offline transaction using the Tokocrypto Global Debit Card at any offline merchant.

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Cashback 5% Top Up Wallet

Top up Tokocrypto wallet from your OCBC account, and get 5% cashback (maximum IDR25,000) for every month, adjusted to the Customer's Nyala level. Perform a minimum wallet top-up of IDR100,000.

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Cashback 5% for Online Subscription

Make a recurring transaction of at least IDR100,000 using Tokocrypto Global Debit Card at selected OCBC merchants and receive 5% cashback (max. IDR50,000) per month.

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Discount for online transaction

Get discount with transactions on websites, e-commerce, and online transportation at domestic & overseas

Info: web.obcd.id/promodebitonline

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Set Card Limit in OCBC mobile

Easy set a debit card daily shopping limit according to your needs via OCBC mobile. Info:web.ocbc.id/aturlimit

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Available 12 Currencies

Cash withdrawal transaction at ATM aboard with foreign currency : IDR, USD, AUD, SGD, JPY, EUR, HKD, CHF, NZD, CAD, GBP, CNH. For transaction outside of these 12 currency will be debited from IDR account.

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Easy Debit Transaction

Enjoy transaction fee for debit shopping at domestic or international merchants. Easy ATM access for cash withdrawal in Indonesia and abroard on all Mastercard network.

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Nyala Level Benefit

Free transaction fee up to 90X / month (transfer online, withdrawal & top up e-wallet).
Maintain your saving balance in average IDR 1Million every month.

    Program Terms & Conditions

    Transaction Limits

    Transaction Fee

    Account Opening

A. IDR100,000 Cashback Program for Opening an OCBC Account:

  • Program period: November 19, 2024 – April 30, 2025.
  • Opening Nyala OCBC (including Tanda 360 OCBC account) is done directly on the Tokocrypto platform.
  • Tokocrypto Co-Brand Debit Card will be sent to Customer's address after Tanda 360 account opening process is successful and funds are placed.
  • Rewards in the form of cashback can be obtained by maintaining a final balance of IDR1,000,000 for the first month and carrying out 1x (one time) offline transactions using Tokocrypto Global Debit Card. Cashback that customer can get is worth IDR100,000.
  • Fulfillment of funding and transaction requirements is expected until one month after (M+1) by month of onboarding.
  • Cashback incentives will be paid no later than two months after (M+2).
  • Program only applies to new to bank Customer.
  • Customers can only get rewards from one of Nyala Acquisition Schemes Program.
  • Funds must be fresh funds (must come from an account outside OCBC).
  • PT Bank OCBC NISP Tbk (“OCBC”), at its discretion and discretion, has the right to suspend or cancel the awarding of rewards if there are indications of fraud, impropriety or violation of these terms and conditions.
  • For further information, please contact Ask OCBC 1500-999 or on the website www.ocbc.id regarding the Program.
  • These terms and conditions have been adjusted to the provisions of laws and regulations including the provisions of the Financial Services Authority regulations.
  • OCBC has the right and authority to change, add and/or reduce these terms and conditions by notification through media deemed appropriate by OCBC taking into account the applicable legal provisions and regulations.
  • PT Bank OCBC NISP Tbk is licensed and supervised by the Financial Services Authority & Bank Indonesia and is an LPS guarantee participant.

B. Cashback Program up to IDR125,000 from Tokocrypto Wallet Top-up:

  • Program period: November 19, 2024 – April 30, 2025.
  • Get 5% cashback (maximum up to IDR25,000) adjusted to Customer's Nyala level with following details:
    Level Nyala Average Balance Cashback 5% per month
    Level YUK MULAI < IDR1,000,000,- maksimum IDR5,000,-
    Level BASIC IDR1,000,000,- ≤ IDR10,000,000,- maksimum IDR10,000,-
    Level FIT IDR10,000,000,- ≤ IDR25,000,000,- maksimum IDR15,000,-
    Level PRO IDR25,000,000,- ≤ IDR50,000,000,- maksimum IDR20,000,-
    Level MASTER min, IDR50,000,000,- maksimum IDR25,000,-
  • Customer can receive total cashback of IDR125,000 for 5 months.
  • This program is valid for the first 5 months, and throughout the program period.​
  • Cashback rewards will be given to customer no later than one month after (M+1) transaction is made
  • Program is valid for only one top-up transaction per month during program period.
  • Nyala level refers to the tiering that applies to one month after (M+1) transactions.
  • Reward will be credited to OCBC account in following month.
  • Program is only valid for Customer who open an OCBC account through the Tokocrypto App.
  • How to top up:
    • On the main menu, select 'Other Transactions'
    • Select 'Transfer'
    • Select 'Transfer later tanother bank'
    • Enter the name of the destination bank
    • Enter the amount you want tpay
    • Enter your virtual account number
    • On the confirmation page, the amount paid, number and name of the merchant will appear, continue if appropriate
    • Transaction completed
    • When the transaction is complete; the invoice will be updated automatically. This may take up t5 minutes
  • OCBC reserves the right to not process/cancel the cashback to customers who, based on OCBC's assessment, are indicated to have committed fraud in account opening and/or are included in OCBC's fraud list.
  • OCBC has the right and authority to change, add, and/or reduce these Terms and Conditions with prior notice through media deemed appropriate by the Bank, in accordance with applicable legal provisions and regulations.
  • OCBC's decision is final and cannot be contested.

C. 5% Cashback Program for Online Subscription:

  • Program period: November 19, 2024 – April 30, 2025.
  • Make a recurring payment using Tokocrypto Global Debit Card with a minimum of IDR100,000 at selected OCBC merchants, and get 5% cashback (maximum IDR50,000) every month. OCBC Merchant selection :Apple (iCloud+, Apple Music, Apple TV+),Google (incl. Youtube), Netflix, Amazon Prime Video, Microsoft, Adobe / Adobe Illustrator / Adobe Premiere, Spotify. LinkedIn, Notion, Wix.com, HBO Go, Disney+ Hotstar ID, Vidio, VisionPlus, Canva​
  • This program is valid for the first 5 months, and throughout the program period.
  • Customer can receive maximum cashback of IDR250,000 for 5 months.
  • Program valid for only 1 online transaction per month.
  • The program only applies to Nyala Customer levels FIT, PRO and MASTER.
  • Reward will be credited to the OCBC account in the following month.
  • Program is only valid for Customer who open an OCBC account through Tokocrypto App.
  • OCBC reserves the right to not process/cancel the cashback to customers who, based on OCBC's assessment, are indicated to have committed fraud in account opening and/or are included in OCBC's fraud list.
  • OCBC has the right and authority to change, add, and/or reduce these Terms and Conditions with prior notice through media deemed appropriate by the Bank, in accordance with applicable legal provisions and regulations.
  • OCBC's decision is final and cannot be contested.

Transaction Limit Tokocrypto Global Debit Card

Tokocrypto Global Debit Card
Cash withdrawal IDR 15.000.000/day/account
Interbank Transfer IDR 50.000.000/day/account
Shopping Debit IDR 50.000.000/day/card
Book Transfer IDR 100.000.000/day/account
Purchase Payment IDR 100.000.000/day/card
Contactless(Without PIN) IDR1 mio/transaction/day

*The limit transaction limit is equivalent to a foreign currency

Starting 23 September 2024

Tokocrypto Global Debit Card Transaction Fee
Monthly Admin Card Fee IDR10,000/card/month (subject to change)
Card Replacement Cost Before Maturity / Expired IDR40,000 /card (subject to change)
Transactions on ATM Cash withdrawal fees changes by OCBC Bank:

  • Free cash withdrawal at OCBC Singapore ATM
  • Cash withdrawal fees at other international ATM as follows:
    Biaya Tarik Tunai Per Mata Uang
    AUD EUR GBP USD SGD CAD CHF NZD HKD CNH JPY IDR
    3 3 3 3 3 5 5 5 15 15 200 30.000
Cash withdrawal feed changed by other international bank ATM owners overseas.
The fee is varied and depends on the policy of each bank owning the ATM. This fee is changed by the customer.
Overseas Transportation Transactions (Aggregate Settlement)

 

Effective 10 August 2023, temporary fund hold will be conducted in an amount corresponding to the currency used for transaction with the following scheme:
Rp (Rupiah) AUD AUD CHF CAD CNH EUR GBP HKD JPY NZD SGD USD 
200,000 20 20 20 20 200 20 20 200 2,000 20 20 20

More information regarding transaction settlement process for overseas transportation transactions using OCBC Mastercard Debit Card with contactless and Global Wallet/Global Debit feature can be accessed here

Valid for Tokocrypto member only
Apply Nyala OCBC via Tokocrypto App

Step 1

Login to Tokocrypto App

Step 2

Tap banner Tokocrypto Global Debit

Step 3 – next

Complete your personal data and follow steps for account opening via web click here

Global Debit Tokocrypto

Download OCBC mobile