OCBC Platinum
Elevate Your Discoveries

Credit Card that gives Reward Points for each transaction

Get Poinseru

Transaction of IDR 10,000 gets 1 Poinseru

Flexible gift redemption

Redeemed anytime and anywhere at www.raih.id

Partner Merchants Offers

Special offers in Indonesia, Singapore & Malaysia

Other benefits

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Deposits with Profits

Deposits with Profits Fund will grow optimally

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Savings Safely

Secure deposits because only the account holder can withdrawn the deposits

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Competitive Interest Rates

Competitive Interest Rates The more you save the higher the interest you get

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Achieve Life Goals with Deposit

Make your dreams come true with the discipline of saving in a planned way with Life Goals feature on OCBC mobile.

    Terms & Conditions

    Interest & Fees

    Facility

    Product Information Summary

Terms to Open Deposito IDR Account

  • ID Card/Driving License
  • KIMS/KITAS/KITAP for Foreigners
  • Minimum placement IDR 8 Million
Time Deposits
Time Deposits

Time Deposits

Digital Time Deposits
Digital Time Deposits

Digital Time Deposits

Regular Interest Rate

  Period of Time( Month )
Nominal placement 1 >1-3 >3-6 >6-12
Minimum IDR 8 Million  3.00%  3.00%  3.25%  3.25%

Mobile/ Internet Banking Interest Rate:

  Interest Rate (% p.a)
Nominal Placement 14 Days** 1 Month 3 Months 6 Months 12 Months
≥ IDR 1 Million - < IDR 500 Million 2,00% 3.75% 4.00% 4.25% 4.25%
≥ IDR 500 Million - ≤ IDR 2 Billion 2,00% 3.75% 4.00% 4.25% 4.25%
> IDR 2 Billion  - ≤ IDR10 Billion 2,00% 4,25% 4,25% 4,50% 4,75%

* The interest rate is subject to change anytime
* Effective November 30, 2023

** Spesial for tenor of 14 days, min. plavement of IDR5 million

Deposito IDR Facilities

  • OCBC Application
  • Internet Banking OCBC

IDR

IDR - Branch
IDR - Branch

IDR - Branch

IDR - Online
IDR - Online

IDR - Online

IDR - Call
IDR - Call

IDR - Call

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Popular Questions About OCBC Platinum

  1. Login OCBC mobile
  2. Click Finance and select Loan
  3. Select the credit card for which the limit increase will be applied
  4. Click Increase limit
  5. Adjust the amount you wish to apply for
  6. Enter transaction pin
  7. Done

Are there any fees charged for applying for credit card installments?

The fee charged for the installment application is IDR15,000 per application

Terms OCBC Platinum Credit Card
Age Main Card Holders aged 21 - 65 years
Additional Card Holders for a minimum of 17 years (Maximum 3 people
Citizenship Indonesian citizen and foreign national
Income Min Income: Rp. 120,000,000 per year.
Personal Identification Documents Photocopy of KTP or
Photocopy of Passport / KIMS / KITAS (For foreigners only) or
Photocopy of Other Bank Credit Cards (For Other Bank Customers)
Income Document Original month's latest salary slip / Statement of Income (Especially Employees and Foreigners) or
Photocopy of SIUP / Company Establishment Deed
Current account / savings account for the last 3 months (only for entrepreneurs) or
Current Account / Savings Account for the last 3 months, Photocopy of Practice Permit and Photocopy of SPT (Professional Only).

Every transaction of IDR 10,000 gets 1 Reward Point and applies multiples

Terms and Conditions for Exchange of OCBC Platinum Credit Card Reward Points through www.poinseru.com:

  • Exchange points only through the website at www.poinseru.com.
  • Redeem Points through the www.poinseru.com website using the Online Banking User ID and password.
  • For customers who do not yet have an Online Banking user and password to log in to the website at www.poinseru.com, can register at the nearest OCBC branch office.
  • The entire process of exchanging Credit Card Reward Points can only be done through www.poinseru.com
  • Points earned from all banking activities, such as savings and credit cards at Bank OCBC will be combined into ONe Points at www.poinseru.com.
  • Installments and dispute transactions do not get points.
  • Product criteria that are included in the Reedem Points are Credit Card (OCBC Platinum Only), OCBC Debit Card, Savings (conventional and Sharia), and E-Channel (ATM, Internet Banking, Mobile Banking, SMS Banking).
  • Prizes in the form of E-vouchers will be sent to the relevant customer's email address.
  • Points earned by the customer are valid for 12 months from the time the points are formed.
  • The point exchange verification process on the website www.poinseru.com uses SMS (for Mobile Banking customers) and tokens (for Internet Banking customers).
  • Information about the amount, expiry period and history of points in the website is seen through www.poinseru.com.

Points redemption for prizes are made directly through www.poinseru.com. Here are the steps to exchange your points:

  1. Enter https://www.poinseru.com/ and see the gift catalog that can be exchanged
  2. Exchange points and get attractive prizes!
  3. Enter the name and information needed to send the prize.
  4. Points redeemed will reduce your previous accumulated points.

For more information about the question and answer exchange question, please visit https://www.poinseru.com/#!/redeem-point

Main Card Rp. 600,000 per year, Supplementary Card: Rp. 300,000 per year (Free of first year tuition fees)

File an objection due to a transaction incompatibility, no later than 45 calendar days from the date the Billing Statement is sent. Please submit your objections to Call OCBC 1500-999 or + 62-21-26506300 (from abroad)

OCBC mobile Application *

Download the latest version of the OCBC mobile Application and follow these steps:

  1. Enter with your USER ID and Password OCBC mobile
  2. Click ""Your Obligations""
  3. Select the Credit Card that you want to set the PIN for
  4. Click ""CREATE / CHANGE PIN""
  5. Set the PIN you want and reconfirm
  6. PIN successfully created

(* Create PIN via OCBC mobile only for Primary Card holders)"

Credit Cardholders can simply contact OCBC Tanya 1500-999 or + 62-21-26506300 (from overseas) for the process of blocking a lost Credit Card and submit a credit card replacement at a cost of Rp 100,000 for OCBC Titanium, Platinum, and costs IDR 2,500,000 for an OCBC Voyage Credit Card.

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Credit Card that gives Reward Points for each transaction

Optimize savings with OCBC mobile