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OCBC 90°N Credit Card

Mainstay Card When Traveling with Benefits of faster Miles accrual

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Earn Travel Miles Faster

Travel Miles for your every traveling needs

Travel Miles Bonus

With activation and monthly transaction accumulation

Airport Lounge Access

Access to over 1,300 International Airport Lounges in over 137 countries with DragonPass

Other Benefits

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Cash Out Remaining Limit

Now you can withdraw the remaining credit card limit directly into your savings account with interest up to 0% via OCBC mobile.
Info: web.ocbc.id/cairlimitcc

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Taking the MRT abroad just TAP

With the Contactless feature, valid in countries and transportation companies that accept payments by Credit Card and contactless

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Contactless Feature

Equipped with contactless features for convenience, security & faster transaction

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Travel Miles

Travel miles for every your retail transaction

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Faster Miles Collecting

Earn travel miles faster for certain transactions abroad

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Bill Payment Facility

Paying various monthly bills easily and more practically

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Accepted Worldwide

Shopping at more than 29 million merchants and International VISA partners

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Access Cash Worldwide

Easiness cash withdrawals at more than 1 million ATMs worldwide anytime

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Pay Flexible Bills

Payment credit card bills minimum 5% of the total bill

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Payment Methods Vary

Pay credit cards easily anytime and anywhere

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More Profitable Holidays

Check various special promos at web.ocbc.id/kartuliburan

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Easy transaction via Alipay/Weixin Pay with OCBC Credit Card

Now traveling abroad is easier because you can transact on Alipay & Weixin Pay with OCBC Credit Card. Info: web.ocbc.id/trxchina

    Detail Information

As a beyond banking service, Bank’s partner would help the customers' businesses to switch from offline to online sales activities.

We will introduce the cooperation partners to set up your online business:

  • Develop a system for online sales
  • Sales management to register your brand on various e-commerce platforms
  • Integrated stock management in one hand

Promo for You

0% Installment up to 24 months - Advance

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0% Installment up to 24 months - Advance

12 Jun 2024 - 2 May 2026

Up To 35% OFF - Holiday in Singapore

Debit Card, GPN Debit Card, Online Debit Card, Premier Debit Card, 90°N Credit Card, Platinum Credit Card, Titanium Credit Card, Voyage Credit Card

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1 Jun 2022 - 1 Apr 2026

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Popular Questions About Kartu Kredit OCBC 90°N

Terms OCBC 90°N Credit Card
Age Main Card Holders aged 21 - 65 years
Additional Card Holders for a minimum of 17 years (Maximum 3 people
Citizenship Indonesian citizen and foreign national
Income Min Income: IDR 120,000,000 per year.
Personal Identification Documents Photocopy of KTP or
Photocopy of Passport / KIMS / KITAS (For foreigners only) or
Photocopy of Other Bank Credit Cards (For Other Bank Customers)
Income Document Original month's latest salary slip / Statement of Income (Especially Employees and Foreigners) or
Photocopy of SIUP / Company Establishment Deed
Current account / savings account for the last 3 months (only for entrepreneurs) or
Current Account / Savings Account for the last 3 months, Photocopy of Practice Permit and Photocopy of SPT (Professional Only) or
Photocopy NPWP.

  • Every domestic transaction IDR 10,000 and overseas IDR 8,000 = 1 Travel Miles
  • Double Travel Miles for overseas transactions at Restaurant, Transportation, Hotel and Flight (maximum 500 Travel Miles per bill)

Redeem your Travel Miles through Raih.id which can be accessed via a browser or the OCBC mobile application.

  1. Every 1 Travel Miles can be exchanged for 1,05 Garuda Miles/ 1 KrisFlyer/ 1 AirAsia points
  2. Travel Miles for free annual fee
    • Redeem 25,000 Travel Miles for one year free annual fee (Basic Card Holder)
    • Redeem 12,500 Travel Miles for one year free annual fee (Supplement Card)
  3. Travel Miles for any rebates for your transaction
    • Merchandise/Voucher
    • Travel Rebate for all travel transactions or all your transaction 2,500 Travel Miles = IDR 100,000

Collect Miles from Favorite Airlines or Exchange Whatever Your Travel Needs with OCBC 90°N Credit Card

  • Get 1 (one) Travel Miles for every IDR 8,000 (eight thousand Rupiah) overseas retail transaction and every IDR 10,000 (ten thousand Rupiah) domestic retail transaction
  • Double Travel Miles for overseas transactions at Restaurant, Transportation, Hotel, and Flight (maximum 500 Travel Miles per bill)
  • Airline Miles will be provided in the form of Travel Miles which can be seen in the Miles balance column on the billing statement
  • Conversion of 1 (one) Travel Miles is 1,05 Garuda Miles/ 1 KrisFlyer/ 1 AirAsia points
  • Travel Miles can also be redeemed for other options through Raih.id
  • Shopping transactions that get Travel Miles are retail shopping transactions from major Credit Cards and additional Credit Cards that have been recorded in the Bank system and do not include all installment transactions, cash withdrawals, Loans on Phone and canceled transactions
  • Foreign transactions are transactions that are recorded in foreign currencies other than Rupiah (IDR)
  • Travel Miles will be credited a maximum of 1 month after the transaction is posted to the Bank system
  • Travel Miles are only given on your main credit card with payment status smoothly and not blocked.

File an objection due to a transaction incompatibility, no later than 45 calendar days from the date the Billing Statement is sent. Please submit your objections to Call OCBC 1500-999 or + 62-21-26506300 (from abroad)

Main Card IDR 1,000,000 per year, Supplementary Card: IDR 500,000 per year (Free of first year tuition fees)

OCBC mobile Application *

Download the latest version of the OCBC mobile Application and follow these steps:

  1. Enter with your USER ID and Password OCBC mobile
  2. Click ""Your Obligations""
  3. Select the Credit Card that you want to set the PIN for
  4. Click ""CREATE / CHANGE PIN""
  5. Set the PIN you want and reconfirm
  6. PIN successfully created

(* Create PIN via OCBC mobile only for Primary Card holders)

Credit Cardholders can simply contact OCBC Call 1500-999 or + 62-21-26506300 (from overseas) for the process of blocking a lost Credit Card and submit a credit card replacement at a cost of Rp 100,000 for OCBC Titanium, Platinum, and 90 Credit Cards ° N and costs IDR 2,500,000 for an OCBC Voyage Credit Card.

Travel Miles Bonus

  • Activation Bonus of 13,000 Travel Miles*
  • Monthly bonus 1,000 Travel Miles**

*Enjoy an Activation Bonus of 13,000 (Thirteen Thousand) Travel Miles

  • Activate your OCBC 90°N Credit Card
  • Make a minimum transaction of IDR10,000,000 (Ten Million Rupiah) per month with accumulated retail transactions of IDR40,000,000 (Forty Million Rupiah) within 3 months since your OCBC 90°N Credit Card was approved
  • The shopping transactions that are taken into account are the total shopping transactions from the main Credit Card and additional Credit Cards that have been recorded in the Bank's system no later than 3 (three) months from the date your OCBC 90°N Credit Card was approved
  • Types of transactions that are not taken into account in this program include the following transactions:
    • Cash advance transactions and Loan on Phone (LOP)
    • All credit card-related fees
    • Current installment transactions
    • Disclaimer transactions, double postings, canceled transactions, and recurring payments
    • Cardholders are required to make claims via SMS if the customer has met the above criteria to 86477 with the format:
      OCBC (space) BONUS90N (space) last 4 digits of the Credit Card number
      Example: OCBC BONUS90N 1234
  • Customers are required to make SMS claims using the cellphone number registered in the OCBC Bank Credit Card system. And to ensure that the Customer gets a response message related to the Welcome Bonus program from 86477
  • The claim period can be made up to the end of the 3rd month since the card was approved and the Travel Miles bonus will be given in the 4th month
  • Activation bonuses will only be given to the main Credit Card
  • This program applies to the Main Cardholder (Basic) first owned by the Customer according to the last 4 digits of the card number invited to the program, Does not apply to Additional Cards (Supplements) and Second Main Cards (Add On)
  • Activation bonuses will be given to customers with smooth payment status and no blocks
  • The program is valid from 1 October – 31 December 2024
  • The bank has the right to cancel the provision of miles if there is any indication of fraud
  • More complete information can be seen at www.ocbc.id/cashbacknew

** Enjoy 1,000 (one thousand) Travel Miles monthly Bonus

  • Perform a retail transaction accumulation of at least IDR 60,000,000 (sixty million Rupiah) in the current month
  • The bank has the right to cancel the awarding of miles if an indication of fraud is found

Collect Travel Miles Faster

  • 13.000 Travel Miles Activation Bonus by make a minimum transaction of IDR10,000,000 (Ten Million Rupiah) per month with accumulated retail transactions of IDR40,000,000 (Forty Million Rupiah) within 3 months since your OCBC 90°N Credit Card was approved
  • The calculation of Travel Miles that customers can get by making a transaction of IDR 40 million is as follows:
    Travel Miles EarningTM
    Every Domestic Transactions IDR10,000 = 1 Travel Miles 4.000
    Bonus Travel Miles 13.000
    Total Travel Miles 17.000
  • Exchange rate of 17,000 Krisflyer = 1 Ticket from Jakarta to Singapore (Round Trip, Economy Class – Saver) using Singapore Airlines

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PT Bank OCBC NISP Tbk is licensed and supervised by the Indonesian Financial Services Authority & Bank Indonesia, and is a guaranteed member of Indonesia Deposit Insurance Corporation (LPS)