OCBC Debit Premier

Debit Card with Global Debit* Feature

Withdraw and shop abroad without currency conversion, directly debit foreign currencies at Tanda 360 Plus

Online E-Commerce Transactions

Transactions on any e-commerce, including subscriptions (Netflix/Spotify, etc.), and the convenience of linking the card with Alipay / Weixin Pay while vacationing in China. Set your transaction limits up to Rp500 million per day.

Set the Limit on OCBC Premier Global Debit Card*

Currently, you can set a temporary limit for OCBC Premier Global Debit Card* transactions of up to IDR 500 million on OCBC mobile

Other benefits

No Transfer Fee

Transfer anywhere via ATM without worry to think about additional fees

No Fee Check Balance

Check balances at domestic and international ATM

11 Foreign Currencies Cash Withdrawals

Withdraw 11 currencies at overseas ATM. Exclusive for countries using USD, AUD, SGD, JPY, EUR, HKD, CHF, NZD, CAD, GBP, CNH currencies

Free Cash Withdrawal Fees Outside Indonesia

Free cash withdrawal fees on the Mastercard network in domestic and abroad, but the Bank owning the ATM/acquiring may charge a fee determined by the Bank

Safe

With Premier Global Debit Card*,
you are no longer need to bring cash when travelling overseas

*Formerly known as Global Wallet

Shop Like Locals

Directly debits from foreign currency account balance while shopping abroad
Specifically with BIN 531928, enjoy the benefits and programs from Platinum Mastercard.
Click here for more info

MRT Access

Valid in countries and transportation companies that accept Mastercard and contactless Bank cards. Info here

Broad ATM Network

Easy access in Indonesia, Singapore, Malaysia

Terms & Conditions

Interest & Fees

Other Informations

Installment Simulation

Product Information Summary

Terms & Conditions

Terms to Apply KTA Cashloan

Indonesian citizen with a registered national ID (KTP)
Owns an Electronic ID (e-KTP) & an active e-mail address
A minimum age requirement of 21 years old upon application and a maximum of 55 years old by the end of loan tenure
Resides/ works within OCBC coverage area
Steady income source

Document to Upload

Photo of Indonesian national electronic ID card (e-KTP)
Self-portrait photo with an Indonesian national electronic ID card (e-KTP)
Photo of applicant’s signature on white paper
Photo of Tax Identification Number (NPWP) (for loan application starting from IDR 50.000.000)

No	Services	Fee
1	Disbursement Fee	IDR 25,000
2	Stamp Duty	IDR 10,000
3	Provision Fee	3% of loan nominal, minimum IDR 150.000
4	Late Payment Fee	5% of total instalment (minimum IDR 150.000 and maximum IDR 750.000)
5	Insurance Premium (optional)	1.50% of the nominal loan amount
6	Early Paid Off Fee	8% of the remaining principal bill

Product Risk

Any outstanding payment done below the minimum payment amount and/or after the due date stated in the billing statement will be classified as an KTA Cashloan with loan collectibility of ‘non-current’, according to the regulation/policies by Bank Indonesia (BI) and/or Otoritas Jasa Keuangan (OJK). This could negatively affect the Customer’s application for future loan facilites or their existing loan facilites, either in OCBC or in other financial institution

In the event of the passing of Customer who does not apply for life insurance protection in the middle of terms of loan, the outstanding debt will then be transferred to Customer’s next of kin.

Loan Amount	Monthly installment amount (IDR)
	Tenure
	6 months	12 months	18 months	24 months	36 months
10,000,000	1,844,667	1,011,333	733,556	604,667	465,778
15,000,000	2,767,000	1,517,000	1,100,333	907,000	698,667
20,000,000	3,689,333	2,022,667	1,467,111	1,209,333	931,556
25,000,000	4,611,667	2,528,333	1,833,889	1,511,667	1,164,444
30,000,000	5,414,000	2,914,000	2,110,667	1,724,000	1,307,333
35,000,000	6,316,333	3,399,667	2,462,444	2,011,333	1,525,222
40,000,000	7,218,667	3,885,333	2,814,222	2,298,667	1,743,111
45,000,000	8,121,000	4,371,000	3,166,000	2,586,000	1,961,000
50,000,000	9,023,333	4,856,667	3,517,778	2,873,333	2,178,889
55,000,000	9,925,667	5,342,333	3,869,556	3,160,667	2,396,778
60,000,000	10,828,000	5,828,000	4,221,333	3,448,000	2,614,667
65,000,000	11,730,333	6,313,667	4,573,111	3,735,333	2,832,556
70,000,000	12,632,667	6,799,333	4,924,889	4,022,667	3,050,444
75,000,000	13,535,000	7,285,000	5,276,667	4,310,000	3,268,333
80,000,000	14,437,333	7,770,667	5,628,444	4,597,333	3,486,222
85,000,000	15,339,667	8,256,333	5,980,222	4,884,667	3,704,111
90,000,000	16,242,000	8,742,000	6,332,000	5,172,000	3,922,000
95,000,000	17,144,333	9,227,667	6,683,778	5,459,333	4,139,889
100,000,000	17,646,667	9,313,333	6,735,556	5,446,667	4,057,778
125,000,000	22,058,333	11,641,667	8,419,444	6,808,333	5,072,222
150,000,000	26,470,000	13,970,000	10,103,333	8,170,000	6,086,667
175,000,000	30,881,667	16,298,333	11,787,222	9,531,667	7,101,111
200,000,000	35,293,333	18,626,667	13,471,111	10,893,333	8,115,556

* The table is only a simulation with insurance protection. The installment amount will be adjusted as recorded in OCBC system. The Interest rate that applied and recorded in OCBC system is flat annuity with fixed installments per month where the principal and interest portion can be different every month. Interest rates might change at any time based on OCBC policy.

Personal Loan

KTA Cashloan