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Jakarta, January 31, 2025 – Closing the year of 2024, PT Bank OCBC NISP Tbk (OCBC) recorded a robust performance, marked by consistent growth in net profit, reaching double digits up 19% YoY to IDR 4.9 trillion.
| Key Financial Performance (Consolidated) as of 31 December in IDR trillion, except % |
|||
|---|---|---|---|
| Description | 2024 | 2023 | ∆% YoY |
| Net Income | 4.9 | 4.1 | 19% |
| Total Loans | 170.5 | 154.1 | 11% |
| Deposits | 205.9 | 181.8 | 13% |
| Total Assets | 281.0 | 249.8 | 13% |
| Total Equity | 40.7 | 37.3 | 9% |
The growth in net profit was driven by an 11% YoY increase in net interest income, alongside a decrease in the allowance for impairment losses on financial assets by 87%, reflecting the stable management of asset quality and risks, adhering to the principle of prudence.
Parwati Surjaudaja, President Director of OCBC, stated, “Throughout 2024, OCBC demonstrated robust performance, with net profit growth reaching double-digit. This reflects our customers' trust in the Bank and the resilience of the Bank in facing global and domestic economic challenges.”
Credit quality is also continually well maintained, as evidenced by stable Gross Non-Performing Loans ratio at 1.6% and a 0.4% decrease by point to point in Loan at Risk compared to the previous year.
In addition, the Bank's liquidity conditions is healthy, with a Liquidity Coverage Ratio (LCR) of 260.6%, well above regulatory requirements.
From a financing perspective, as of December 31, 2024, the Bank had disbursed sustainable financing with a growth of 5.5 trillion or 17% YoY, of which 42.3% was in the form of sustainability-linked loans and green financing. Retail lending grew by 14% YoY, while business banking loans increased by 9% YoY.
By the end of the year, the number of transactions through e-channels achieved a growth of 58% YoY. The number of active individual internet banking users and OCBC Mobile users increased by 20% YoY, while the number of OCBC Business Mobile active users for corporate clients also saw an increase of 30% YoY.
In 2024, OCBC also reached various milestones, including the acquisition of Bank Commonwealth, which then merged into OCBC, further strengthening the Bank's position in the industry. The Bank's commitment to providing comprehensive financial solutions for customers has also received various recognitions in the form of international and national awards, including The Bank of the Year - Indonesia from The Banker magazine, part of the Financial Times Group, for seven consecutive years.
Parwati added, “In facing the opportunities and challenges of 2025, while adhering to the principle of prudence, OCBC remains committed to innovating and adapting to provide the best services for both individual and business customers.”
An overview of the financial report and financial ratios as of December 31, 2024, is presented in the attached factsheet.
About OCBC
PT Bank OCBC NISP Tbk ‘OCBC’ was established in Bandung in 1941 under the name Nederlandsch Indische Spaar en Deposito Bank. Over its 83 years of journey, the Bank has undergone several name changes, from 'Bank NISP' to 'Bank OCBC NISP', and 'OCBC' on November 14, 2023. As of December 31, 2024, OCBC serves customers through 207 office networks in 54 cities in Indonesia. Furthermore, customers could conduct transaction through the Bank's 531 ATM, more than 90,000 ATM networks in Indonesia, and connected to more than 580 OCBC Group ATM networks in Singapore and Malaysia. OCBC also serves customers through various digital channels, including mobile banking and internet banking – both for individuals and corporations. OCBC is one of the banks with the highest credit ratings in Indonesia, namely AAA(idn)/stable from PT Fitch Ratings Indonesia.
Brand & Communication Division, OCBC
OCBC Tower, Jl Prof Dr Satrio Kav 25, Jakarta 12940
Tel: 021- 25533888; Fax: (62)-021-57944000
Email: brand.communication@ocbc.id
Website: www.ocbc.id
|
Aleta Hanafi Division Head aleta.hanafi@ocbc.id, Mobile: 62-8119860068 |
Chandra Novita Publicist chandra.novita@ocbc.id Mobile: 62-8111071069 |
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Nadya Maharani Publicist nadya.maharani@ocbc.id Mobile: 62-8118725945 |
Novi Henriatika Publicist novi.henriatika@ocbc.id Mobile: 62-8119812329 |
