Investor Relation

The list of crucial and latest information about investor relation

  • Share Ownership
  • Financial Informations
  • Annual Report
  • Credit Ratings

    Structure of Group Shareholders

    Share Ownership Composition

    Shareholders

Structure of Group Shareholders

 

Share Ownership Composition

Shareholders December 31. 2024 December 31. 2023

Number of Shares % Number of Shares %
OCBC Overseas Investments Pte, Ltd, 
(Controlling Shareholder)
19.521.391.224 85,08% 19.521.391.224 85,08%
Board of Commissioners:
Pramukti Surjaudaja 451.942 0,00% 451.942 0,00%
Board of Directors:
Parwati Surjaudaja 3,250,420 0.01% 3,208,420 0.01%
Hartati 252,000 0.00% 216,000 0.00%
Martin Widjaja 252,000 0.00% 216,000 0.00%
Andrae Krishnawan W 252,000 0.00% 216,000 0.00%
Johannes Husin 252,000 0.00% 216,000 0.00%
Joseph Chan Fook Onn 252,000 0.00% 216,000 0.00%
The Ka Jit 144,000 0.00% 108,000 0.00%
Lili S, Budiana 144,000 0.00% 108,000 0.00%
Other Shareholders (Ownership below 5%) 3,418,655,386 14.91% 3,418,733,386 14.91%
Total 22,945,296,972 100.00% 22,945,296,972 100.00%

Top 20 Shareholders

As of 31 January 2025

No, Shareholders Number of Shares %
1 OCBC OVERSEAS INVESTMENTS PTE.LTD 19,521,391,224 85.08
2 PT UDAYAWIRA UTAMA 497,950,936 2.17
3 PT SURYASONO SENTOSA 494,512,602 2.16
4 JPMCB NA RE-PACIFIC ASSETS TRUST PLC 150,252,000 0.65
5 BP2S LONDON S/A ABERDEEN STANDARD ASIA FOCUS PLC 137,362,666 0.60
6 NTC-CAM-GTF VCC 135,036,184 0.59
7 PT. AMB FINANSIAL INDONESIA 130,000,000 0.57
8 DRS. LO KHENG HONG 122,079,700 0.53
9 JOHAN SUNDJOTO 117,000,000 0.51
10 JPMCB NA AIF CLT RE-THE SCOTTISH ORIENTAL SMALLER COMPANIES TRUST PLC 90,037,300 0.39
11 NTC-RAIC VCC 77,176,452 0.34
12 PANIN SEKURITAS. PT 62,524,008 0.27
13 PT SURYA ANUGRAH MULYA 35,000,000 0.15
14 MANOJ PITAMBER NANWANI 32,350,000 0.14
15 UOB KAY HIAN PTE LTD 30,464,000 0.13
16 MARINUS COSTAN 20,000,000 0.09
17 DRS SURONO SUBEKTI 19,200,000 0.08
18 ANDY TANUJAYA 19,116,800 0.08
19 MUSKAAN ANIL BAHIRWANI 18,014,600 0.08
20 PURYANTO 17,619,000 0.08

    Quarterly Published Report

    Quarterly Financial Reports

    Monthly Financial Reports

    Performance Presentation

    Leverage Ratio

    Basel III Disclosure

    LCR (Liquidity Coverage Ratio)

    NSFR (Net Stable Funding Ratio)

    Quantitative Information of Risk Exposure

    Key Financial Highlights

    Merger Information

    Financial Statements of Parent Entity (OCBC Bank)

Quarterly Published Report

Quarterly Published Report 2024

Quarterly Published Report 2024

Quarterly Published Report 2023

Quarterly Published Report 2023

Quarterly Published Report 2022

Quarterly Published Report 2022

Quarterly Published Report 2021

Quarterly Published Report 2021

Quarterly Published Report 2020

Quarterly Published Report 2020

Quarterly Published Report 2019

Quarterly Published Report 2019

Quarterly Published Report 2018

Quarterly Published Report 2018

Quarterly Published Report 2017

Quarterly Published Report 2017

Quarterly Financial Reports

Quarterly Financial Report 2024

Quarterly Financial Report 2024

Quarterly Financial Report  2023

Quarterly Financial Report 2023

Quarterly Financial Report 2022

Quarterly Financial Report 2022

Quarterly Financial Report 2021

Quarterly Financial Report 2021

Quarterly Financial Report 2020

Quarterly Financial Report 2020

Quarterly Financial Report 2019

Quarterly Financial Report 2019

Quarterly Financial Report 2018

Quarterly Financial Report 2018

Quarterly Financial Report 2017

Quarterly Financial Report 2017

Quarterly Financial Report 2016

Quarterly Financial Report 2016

Quarterly Financial Report 2015

Quarterly Financial Report 2015

Monthly Financial Reports

Monthly Financial Report 2025

Monthly Financial Report 2025

Monthly Financial Report 2024

Monthly Financial Report 2024

Monthly Financial Report 2023

Monthly Financial Report 2023

Monthly Financial Report 2022

Monthly Financial Report 2022

Monthly Financial Report 2021

Monthly Financial Report 2021

Monthly Financial Report 2020

Monthly Financial Report 2020

Monthly Financial Report 2019

Monthly Financial Report 2019

Monthly Financial Report 2018

Monthly Financial Report 2018

Performance Presentation

Performance Presentation 2024

Performance Presentation 2024

Performance Presentation 2023

Performance Presentation 2023

Performance Presentation 2022

Performance Presentation 2022

Performance Presentation 2021

Performance Presentation 2021

Performance Presentation 2020

Performance Presentation 2020

Performance Presentation 2019

Performance Presentation 2019

Performance Presentation 2018

Performance Presentation 2018

Performance Presentation 2017

Performance Presentation 2017

Leverage Ratio

Leverage Ratio Tahun 2024

Leverage Ratio Tahun 2024

Leverage Ratio 2023

Leverage Ratio 2023

Leverage Ratio 2022

Leverage Ratio 2022

Leverage Ratio 2021

Leverage Ratio 2021

Leverage Ratio 2020

Leverage Ratio 2020

Leverage Ratio 2019

Leverage Ratio 2019

Leverage Ratio 2018

Leverage Ratio 2018

Leverage Ratio 2017

Leverage Ratio 2017

Basel III Disclosure

Basel III Disclosure 2024

Basel III Disclosure 2024

Basel III Disclosure 2023

Basel III Disclosure 2023

Basel III Disclosure 2022

Basel III Disclosure 2022

Basel III Disclosure 2021

Basel III Disclosure 2021

Basel III Disclosure 2020

Basel III Disclosure 2020

Basel III Disclosure 2019

Basel III Disclosure 2019

Basel III Disclosure 2018

Basel III Disclosure 2018

Basel III Disclosure 2017

Basel III Disclosure 2017

LCR (Liquidity Coverage Ratio)

Liquidity Coverage Ratio (LCR) 2024

Liquidity Coverage Ratio (LCR) 2024

Liquidity Coverage Ratio (LCR) 2023

Liquidity Coverage Ratio (LCR) 2023

Liquidity Coverage Ratio (LCR) 2022

Liquidity Coverage Ratio (LCR) 2022

Liquidity Coverage Ratio (LCR) 2021

Liquidity Coverage Ratio (LCR) 2021

Liquidity Coverage Ratio (LCR) 2020

Liquidity Coverage Ratio (LCR) 2020

Liquidity Coverage Ratio (LCR) 2019

Liquidity Coverage Ratio (LCR) 2019

Liquidity Coverage Ratio (LCR) 2018

Liquidity Coverage Ratio (LCR) 2018

Liquidity Coverage Ratio (LCR) 2017

Liquidity Coverage Ratio (LCR) 2017

NSFR (Net Stable Funding Ratio)

NSFR (Net Stable Funding Ratio) 2024

NSFR (Net Stable Funding Ratio) 2024

NSFR (Net Stable Funding Ratio) 2023

NSFR (Net Stable Funding Ratio) 2023

NSFR (Net Stable Funding Ratio) 2022

NSFR (Net Stable Funding Ratio) 2022

NSFR (Net Stable Funding Ratio) 2021

NSFR (Net Stable Funding Ratio) 2021

NSFR (Net Stable Funding Ratio) 2020

NSFR (Net Stable Funding Ratio) 2020

NSFR (Net Stable Funding Ratio) 2019

NSFR (Net Stable Funding Ratio) 2019

NSFR (Net Stable Funding Ratio) 2018

NSFR (Net Stable Funding Ratio) 2018

Quantitative Exposure Risk

Quantitative Information of Risk Exposure 2024

Quantitative Information of Risk Exposure 2024

Quantitative Information of Risk Exposure 2023

Quantitative Information of Risk Exposure 2023

Quantitative Information of Risk Exposure 2022

Quantitative Information of Risk Exposure 2022

Quantitative Information of Risk Exposure  2021

Quantitative Information of Risk Exposure 2021

Quantitative Information of Risk Exposure  2020

Quantitative Information of Risk Exposure 2020

Quantitative Information of Risk Exposure  2019

Quantitative Information of Risk Exposure 2019

Quantitative Information of Risk Exposure 2018

Quantitative Information of Risk Exposure 2018

Quantitative Information of Risk Exposure  2017

Quantitative Information of Risk Exposure 2017

Key Financial Highlights

In million Rupiah, unless otherwise stated

Description 2024 2023 2022 2021 2020
Statement of Financial Position
Total Assets 281.008.237 249,757,139 238,498,560 214,395,608 206,297,200
Total Earning Assets 267.941,101 238,828,247 229,850,198 206,098,916 200,361,914
Loans - Gross 170.460.517 154,093,917 137,621,383 120,775,015 114,903,280
Loans - Net 162.421.515 146,007,794 130,258,491 113,228,691 109,737,912
Deposits from Customers 205.932.220 181,755,225 176,084,993 168,050,732 159,036,404
Current Accounts 59.644.103 55,254,840 55,895,693 52,090,261 36,771,711
Savings Account 54.309.942 46,116,548 40,253,434 33,025,441 30,328,552
Time Deposits 91.978.175 80,383,837 79,935,866 82,935,030 91,936,141
Borrowings 2.744.498 2,737,985 4,728,401 4,718,556 4,709,294
Subordinated Debts 160.950 153,970 155,675 142,525 140,500
Total Liabilities 240.316.858 212,436,871 204,287,525 182,068,037 176,467,884
Total Equity 40.691.379 37,320,268 34,211,035 32,327,571 29,829,316
Statements of Profit or Loss and Other Comprehensive Income/(Expense)
Net Interest Income 11.044.807 9,911,536 8,740,701 7,643,485 7,112,768
Other Operating Income 891.212 1,401,618 1,863,469 2,059,246 2,249,317
Total Operating Income 11.936.019 11,313,154 10,604,170 9,702,731 9,362,085
Allowance for Impairment Losses on Financial Assets and Others 151.294 1,133,120 1,722,470 2,285,045 2,455,852
Other Operating Expenses 6.078.897 5,011,095 4,667,523 4,214,269 4,125,764
Operating Income 5,705,828 5,168,939 4,214,177 3,203,417 2,780,469
Income Before Tax 5,989,304 5,184,463 4,218,016 3,203,792 2,784,855
Net Income 4,866,750 4,091,043 3,326,930 2,519,619 2,101,671
Other Comprehensive Income/(Expense) for The Year, Net of Tax 156,422 348,857 (938,719) (21,414) 331,943
Total Comprehensive Income for The Year, Net of Tax 5,023,172 4,439,900 2,388,211 2,498,205 2,433,614
Net Income Attributable to:
Owners of the Parent 4,866,750 4,091,028 3,326,917 2,519,574 2,101,670
Non-Controlling Interests - 15 13 45 1
Total Comprehensive Income Attributable to:
Owners of the Parent 5,023,172 4,439,885 2,388,198 2,498,160 2,433,613
Non-Controlling Interests - 15 13 45 1
"Earnings per Share (Full Amount) 212.10 178.30 144.99 109.81 91,59
Financial Ratios, Compliance and Others
Financial Ratios
Capital Adequacy Ratio (CAR) 23,60% 23.69% 21.53% 23.05% 22.04%
Non Performing Loan (NPL) Gross 1,55% 1.64% 2.42% 2.36% 1.93%
Non Performing Loan (NPL) Net 0,56% 0.58% 0.96% 0.91% 0.79%
Return on Assets (ROA) 2,24% 2.14% 1.86% 1.55% 1.47%
Return on Equity (ROE) 13,04% 12.00% 10.51% 8.33% 7.47%
Net Interest Margin (NIM) 4,39% 4.35% 4.04% 3.82% 3.96%
Operating Expenses to Operating Income Ratio (BOPO) 70,99% 71.01% 71.09% 76.50% 81.13%
Loan to Deposit Ratio (LDR) 81,89% 83.80% 77.22% 71.70% 71.81%
Loan to Funding Ratio (LTF) 80,75% 82.49% 75.14% 69.69% 69.31%
Macroprudential Intermediation Ratio 83,27% 84.79% 78.26% 71.07% 71.82%
Net Stable Funding Ratio (NSFR) 139,53% 134.82% 139.60% 152.84% 151.63%
Current Account & Saving Account (CASA) 55,34% 55.77% 54.60% 50.65% 42.19%
Liquidity Coverage Ratio (LCR) 260,64% 206.16% 177.98% 229.23% 207.56%
Compliance Ratios
Percentage Breach of Legal Lending Limit
Related Parties - - - - -
Non Related Parties - - - - -
Percentage Excess of Legal Lending Limit
Related Parties - - - - -
Non Related Parties - - - - -
Minimum Reserve Requirement
Statutory Reserve (Rupiah)* 7.70% 8.08% 8.42% 5.86% 3.02%
Macroprudential Liquidity Buffer 47.60% 32.44% 32.51% 36.85% 25.44%
Statutory Reserves - Foreign Currency 4.00% 4.01% 4.01% 4.01% 4.26%
Net Open Position (NOP) 0.75% 1.55% 2.56% 3.47% 1.65%
Others
Net Income to Income From Operations Ratio 40.77% 36.16% 31.37% 25.97% 22.45%
Liabilities to Equity Ratio 590.58% 569.23% 597.14% 563.20% 591.59%
Liabilities to Assets Ratio 85.52% 85.06% 85.66% 84.92% 85.54%
Other Main Indicator
Number of Employees 6.506 6,159 5,819 5,777 5,985
Number of Office Networks 207 199 200 211 236
Number of ATMs 531 496 496 537 592
Issued and fully paid - Rp million (22,945,296,972 shares) 2.868.162 2,868,162 2,868,162 2,868,162 2,868,162

Notes:

  • Banking industry does not use Current Ratio calculation.
  • In 2020-2024, OCBC Indonesia made an investment of 99.9% in OCBC Ventura.

Merger Information

Merger Information

Merger Information

Financial Statements of Parent Entity (OCBC Bank)

Financial Statements of Parent Entity (OCBC Bank) - 2024

Financial Statements of Parent Entity (OCBC Bank) - 2024

Financial Statements of Parent Entity (OCBC Bank) - 2023

Financial Statements of Parent Entity (OCBC Bank) - 2023

Financial Statements of Parent Entity (OCBC Bank) - 2022

Financial Statements of Parent Entity (OCBC Bank) - 2022

Financial Statements of Parent Entity (OCBC Bank) - 2021

Financial Statements of Parent Entity (OCBC Bank) - 2021

Financial Statements of Parent Entity (OCBC Bank) - 2020

Financial Statements of Parent Entity (OCBC Bank) - 2020

Financial Statements of Parent Entity (OCBC Bank) - 2019

Financial Statements of Parent Entity (OCBC Bank) - 2019

Financial Statements of Parent Entity (OCBC Bank) - 2018

Financial Statements of Parent Entity (OCBC Bank) - 2018

Financial Statements of Parent Entity (OCBC Bank) - 2017

Financial Statements of Parent Entity (OCBC Bank) - 2017

    Annual Report

    Sustainability Report

Annual Report

Annual Report  2024

Annual Report 2024

Annual Report  2023

Annual Report 2023

Annual Report  2022

Annual Report 2022

Annual Report  2021

Annual Report 2021

Annual Report  2020

Annual Report 2020

Annual Report  2019

Annual Report 2019

Annual Report 2018

Annual Report 2018

Annual Report 2017

Annual Report 2017

Annual Report 2016

Annual Report 2016

Sustainability Report

Sustainability Report 2024

Sustainability Report 2024

Sustainability Report 2023

Sustainability Report 2023

Sustainability Report 2022

Sustainability Report 2022

Sustainability Report 2021

Sustainability Report 2021

Sustainability Report 2020

Sustainability Report 2020

Sustainability Report 2019

Sustainability Report 2019

Sustainability Report 2018

Sustainability Report 2018

Sustainability Report 2017

Sustainability Report 2017

Sustainability Report 2016

Sustainability Report 2016

    Fitch Ratings

Fitch Ratings

Fitch Ratings 2024
Outlook National - Long Term Stable
National Long - Term AAA(idn)
Foreign Currency, Long - Term BBB
Foreign Currency, Short - Term F2
Local Currency A

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Leverage Ratio

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Leverage Ratio Common Disclosure - Desember 2019

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Leverage Ratio Common Disclosure - November 2019

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Leverage Ratio Common Disclosure - October 2019

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Leverage Ratio Common Disclosure - September 2019