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Account openings done collectively through the Company’s PIC, and special savings benefits for the Employees
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Competitive Ujrah, easy process and requirements
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Explanation of ZIS Funding
To assist you with your donation to charity through a trusted institution, OCBC e-channel directly works with Rumah Zakat to provide you a convenient service to pay for ZIS.
You can donate by using the following:
Other than donating Zakat donations, e-Channel OCBC can also help you to give to the need by the following donations:
Each donation transaction through Rumah Zakat will have to pay IDR 3,000 less for the administration fee
Instructions on how to donate Zakat by Rumah Zakat at an OCBC ATM
To celebrate 13th anniversary, OCBC Syariah will conduct a social activity event named AMAL which will be held in Bandung and Jakarta on October 15th and 23rd 2022. With the theme “Sharing Together, Elevating Each Other” OCBC Syariah will distribute 200 packages of food supplies and stationery.
This event will be held on:
| Location | : | Rumah Zakat Turangga |
| Time | : | 08.00 – 12.00 WIB |
| Attended by | : |
Muslim Bikers United Community OCBC Bandung’s Stakeholder Team of AMAL OCBC Syariah Staff of OCBC Syariah Bandung |
| Location | : | Rumah Yatim Kemang |
| Time | : | 08.00 – 12.00 WIB |
| Attended by | : |
CMC Harley Davidson Community President of OCBC Team of AMAL OCBC Syariah Staff of OCBC Syariah Kantor Pusat |
Take Every Step with Guidance
Find the convenience of sharia services and products with OCBC
Written agreement between the Bank and other parties that contains the rights and obligations of each party in accordance with Sharia Principles.
The principles of Islamic law in banking activities are based on fatwas issued by institutions that have the authority to determine fatwas in the field of sharia.
The distribution of profit of Bank Syariah to the Deposit Customers is based on the agreed ratio every month. Revenue sharing depends on the amount and duration of deposits and bank income for the period. The amount of profit sharing is calculated based on bank revenue so that the customer must obtain profit sharing and not lose the principal savings.
The board is tasked with giving advice and advice to the Directors and overseeing the activities of the Sharia Business Unit to be in accordance with Sharia Principles.
Transaction of fund investment from the owner of the fund (shahibul mal) to the fund manager (mudharib) to carry out certain business activities in accordance with Sharia Principles, with the distribution of results of business between the two parties based on a mutually agreed ratio.
Funds or goods deposit transaction from the owner to the depositor of funds with an obligation for the depositing party to return the funds or goods deposited at any time or in accordance with the agreement.
Buying and selling transactions of goods at the acquisition price plus the margin agreed upon by the parties, where the seller informs the buyer in advance of the acquisition price.
Agreement of representation between one party to another. Wakalah is usually applied for making Letter of Credit, for purchasing goods abroad (L/C Import) or forwarding requests
Collaboration between two or more parties having funds and/or goods to carry out certain businesses in accordance with Sharia Principles by sharing the results of operations in accordance with the amount of capital ownership of each party or based on a mutually agreed ratio.
Collaboration between two or more owners of funds and/or goods to carry out certain businesses in accordance with Sharia Principles with the distribution of operating results in accordance with the amount of capital ownership of each party or based on a mutually agreed ratio, then one party gradually buys the other party's capital ownership, so that at the end of the cooperation period one party has the entire capital (100%).
The amount of profit agreed between the Bank and the Customer for financing transactions with a sale and purchase agreement (murabahah). Financing margins are fixed (fixed) unchanged throughout the term of the financing.
Share of profit sharing between the Bank and the Customer of funding and financing transactions with profit sharing agreements (mudharabah and musyarakah).
Lease transactions of goods and/or services between the owner of the object for lease, including ownership of the right to use the object for rent and the lessee to get compensation for the leased object.
Borrowing transactions without compensation for the obligations of borrowing party to repay the loan principal in one lump sum or installments within a certain period.
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