Benefits for you and your community, up to IDR 150K and bonus up to IDR 125 Million per year!

1 Aug 2024 - 31 Dec 2024

Refer your business community partners to join Nyala Bisnis and place funds for rewards of up to IDR 150K, plus bonus up to IDR 125 Million per year.


Terms and conditions:

  1. Valid for OCBC Nyala Bisnis Customers to refer fellow entrepreneurs.
  2. The referred customer joins the Nyala Bisnis service within 7 days from the opening of the account.
  3. Customers are required to input special promo code for their respective community.
  4. Customers are required to have Giro Business Smart/ Giro Syariah Wadiah/ Giro Syariah Mudharabah at OCBC.
  5. Rewards will be credited to the community account that is legally listed in MoU.
  6. The provisions for the calculation period of the Customer's average balance for are as follows:
    • For Customers who join the Bank in the 1st – 24th date: the average balance will be calculated from the 1st – 30th/31st date of the month.
    • For Customers who join the Bank in the 25th – 31st date: the average balance will be calculated from the 1st – 30th/31st date of the following month.
  7. This program requires a duly signed SME.
  8. For registration, visit your nearest branch.

Referral reward terms:

Number of Members Monthly balance per member Business entity referral rewards Individual entrepreneur referral rewards
≤ 10 IDR25 Million IDR100K/member IDR50K/member
> 10 IDR150K/member IDR75K/member

Association fund bonus terms:

Number of Members Bonus/year Additional bonus/year (For women's Community*) Min. member's average current account balance/month Max. bonus/year Max. bonus/year (For women's Community)
10-25 0,5% 0,25% IDR10 Million IDR25 Million IDR50 Million
25-50 0,75% IDR50 Million IDR75 Million
> 50 1% IDR100 Million IDR125 Million

General terms and conditions of the women's business program:

  • Business members (60%) are women.
  • Business entities that min. 51% of its shares are owned by women.

*Additional conditions for the bonus of the association fund by doing the following 2 activities:

  1. Activate at least 1 of the following products:
    • QRIS
    • EDC
    • Virtual account
    • Bulk payment
    • Tax payment
  2. Outgoing/incoming/purchase/payment transactions at least 6 times/month

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