Loan Limit of up to IDR 500 Million for ESB user with KTA CASHBIZ
2 Sep 2024 - 2 Sep 2025
Esensi Solusi Buana or ESB is a technology company that provides cloud-based software that is useful in F&B business operations.
Special unsecured INVESTMENT CREDIT loan for business development for ESB users
Loan limit up to IDR 500 Million
Installment up to 36x
Interest starts from 0.99%
Provision
Tenor
Provision Fee
1 year
1,00%
2 years
1,50%
>3 years
2,00%
Terms and conditions for applying for a loan limit:
Valid for individual customers and business entities (PT/CV/Firm/Cooperative/Individual Company).
Minimum business duration of 2 years with a minimum average net income of IDR 8 million / month.
Valid for ESB customers domiciled in JABODETABEK, Bandung, Semarang, Solo, Surabaya, and Medan.
Customers are required to apply for a KTA loan through the KTA onboarding web and open a checking account if the application is approved.
WORKING CAPITAL CREDIT loan for Financing Operational Needs for ESB users
Loan up to IDR 500 Million
Interest rate 1.5% flat per month
Tenor up to 3 months
Limit valid for up to 12 months from approval
Maximum financing of 80% of the invoice
No provisioning fees and disbursement fees
No installments, principal and interest are paid directly at maturity
Terms and conditions for applying for a loan limit for the first time:
Valid for individual customers and business entities (PT/CV/Firm/Cooperative/Individual Company).
Minimum business duration of 2 years with a minimum average net income of IDR 8 million per month.
Valid for ESB users domiciled in JABODETABEK, Bandung, Semarang, Solo, Surabaya, and Medan.
Customers are required to apply for a KTA loan through the KTA onboarding web and open a checking account if the application is approved.
Terms and conditions for the next loan withdrawal:
Disbursement is only for the purpose of purchasing at suppliers registered with PT Esensi Solusi Buana.
Valid if the loan limit is still available, the loan tenor/term has a maturity date before/equal to the expiration date of the loan limit, there are no arrears for the previous loan and in accordance with other OCBC internal provisions.
