Get the chance to get rewards up to IDR 13.29 million - Top Up Program

1 Jan 2025 - 30 Jun 2025

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Get a total reward of up to IDR 13.29 million by placing funds (fresh funds) of at least IDR 100 million/product on various selected products

Skema Program

Customers Criteria	Activity	Reward	Max. Reward (IDR)
Invited customers with total asset under management < IDR1 Billion as of 31 December 2024	Placement of fresh funds in selected products* minimum IDR100 Million/product	0.15%	2.25 Million
Customers with total asset under management ≥ IDR1 Billion before participating in the program		0.10%	1.5 Million

*Selected Product (Minimum fund placement of IDR100 Million/product)
Bonds (transaction nominal)	Mutual Funds (excluding money markets)	Bancassurance (premiums paid)	USD savings (end-of-month balance & exchange rate)
Fixed Deposits with a minimum tenor of 3 months	Hold account with a minimum tenor of 3 months	Gold savings (total balance & end-of-month price)	RDN (minimum 1x urchase transaction on PTOS with OCBC RDN)

Term & Conditions:

Customers are entitled to a reward if they meet the following conditions:
1. This program applies to customers with the following criteria:
  - Invited customers with total managed funds < IDR1 Billion as of 31 December 2024
  - Customers with total managed funds ≥ IDR1 Billion before joining the program
2. This program applies to OCBC Premier Banking customers with the following conditions:
  - Customers who have joined as OCBC Premier Banking Customers for at least 3 months
  - Customers who have joined as OCBC Customers (non-Premier Banking) for at least 3 months and have been successfully upgraded to OCBC Premier Banking in the same month as the month they join the program
3. Customers place fresh funds according to the program scheme table
4. Eligible products for this program are listed in the *Selected Products table (also applies to sharia products)
5. The calculation of reward eligibility will be based on the growth in total managed funds in the month the customer joins the program compared to the total managed funds of the customer in the previous month (net growth). Example: total managed funds of the customer before joining the program is IDR 0 (included in the category of total managed funds < IDR1 Billion). To get a maximum reward of IDR2.25 Million, the customer must top up IDR1.5 Billion
6. Placement of funds that are calculated into the growth of total managed funds must be done on the type of product that has been determined, which can be in the form of top up or opening a new product with funds originating from outside OCBC
7. Fulfillment of the program scheme must be done in the same month as registering for the program. Example: Customers join the program on 2 March 2025, then customers must place new funds & open new products before 31 March 2025
8. Rewards apply to a minimum growth in total managed funds of IDR100 Million and apply in multiples, up to the maximum value specified in the program scheme
9. Invited customers with total managed funds < IDR1 Billion are allowed to join the program as customers with total managed funds < IDR1 Billion and ≥ IDR1 Billion each 1 time during the program period;
10. Customers with total managed funds ≥ IDR1 Billion are only allowed to join the program 1 time during the program period;
Rewards are credited no later than the following month to the Tanda 360 Plus IDR account that is still active after the customer meets the applicable Terms and Conditions. The form and mechanism for providing rewards can be adjusted later with a maximum nominal as stated
The Bank, at its discretion and consideration, has the right to suspend or cancel the provision of rewards if there are indications of fraud, unfairness or violations of these Terms and Conditions. The Bank has the right and authority to change, add and/or reduce these Terms and Conditions with notification through media deemed good by the Bank by considering the provisions and regulations of applicable laws and regulations

Program Simulation

Customer	Month join program	Total position of managed funds before joining the program (IDR)	Fresh fund (IDR)	Total funds under management	Placement on product (IDR)	Cashback (IDR)	Notes
Customer A	March 2025	100 Million	1.5 Billion	1.6 Billion	- Mutual Funds 750 Million - Bancassurance 750 Million	2.25 Million	Customers are eligible for 0.15% cashback as customers with total managed funds < IDR1 Billion
	May 2025	1.6 Billion	1.5 Billion	3.1 Billion	- Mutual Funds 1.5 Billion	1.5 Million	Customers are eligible for 0.10% cashback as customers with total managed funds ≥ IDR1 Billion
	July 2025	200 Million	1 Billion	1.2 Billion	- RDN 1 Billion	0	Customers are not eligible for 0.15% cashback because they have already joined the program
Customer B	May 2025	5 Billion	5 Billion	10 Billion	- Giro account 5 Billion	0	Customers are not eligible for cashback because the placement of funds in their products does not match the options
Customer C	June 2025	100 Million	550 Million	650 Million	- USD savings equivalent to 550 Million	750 Thousand	Customers are eligible for 0.15% cashback as customers with total managed funds < IDR1 Billion for placement of IDR500 Million (per multiple of IDR100 Million)
Customer D	May 2025	2 Billion	1.5 Billion	3.5 Billion	- Hold account 1.5 Billion with a tenor of 3 months	12.54 Million	Customers are eligible for 0.10% cashback as customers with total managed funds ≥ IDR1 Billion. Customers are eligible for cashback from fund placement in Tanda Hold amounting to IDR11.04 Million
Customer E	June 2025	100 Million	1.5 Billion	1.6 Billion	- Hold Sign 1.5 Billion with a tenor of 3 months	13,29 Million	Customers are eligible for 0.10% cashback as customers with total managed funds ≥ Rp1 Billion. Customers are eligible for cashback from fund placement in Tanda Hold amounting to IDR11.04 Million.

Premier Banking OCBC mobile

Get the chance to get rewards up to IDR 13.29 million - Top Up Program

Get a total reward of up to IDR 13.29 million by placing funds (fresh funds) of at least IDR 100 million/product on various selected products

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