Benefit One Tier Up Premier Banking

Benefit One Tier Up is a special benefit from OCBC Premier Banking for Secured Loan*, Emerging Business*, and selected customers** to enjoy exclusive Premier Banking services with a lower minimum fund balance.

*Secured Loan customers with a loan limit of min. IDR 2 Billion, Emerging Business customers with a loan limit of min. IDR 3,5 Billion, and Work Place Banking customers.
**Selected cutomers: Staff Ambassador, Plus One Program Participants, and Key Opinion Leader

Premier Banking One Tier Up benefits include Transaction Benefit and Beyond Banking Benefit.

Details of the One Tier Up benefits effective 3 Januari 2025 are as follows:

1. Transaction Benefit

Description of Facilities	Minimum average monthly combined balance (IDR)
Premier Banking Customers Regular	500 Million – 1 Billion	≥ 1 Billion	2 - <5 Billion	5 - < 10 Billion	>=10 Billion
Premier Banking Customers - One Tier Up	50 - <500 Million	500 Million - <1 Billion	1 - <2 Billion	2 - <5 Billion	>= 5 Billion
Free BI-FAST transfer fee	Unlimited	Unlimited
Free cash withdrawal fee at ATMs	Unlimited	Unlimited
Free online transfer fees	50x	Unlimited
Free payment/purchase fees	50x	Unlimited
Free balance check fee at network ATMs	50x	Unlimited
Free Telex Transfer Currency (TT) via OCBC mobile	1x	1x
Free RTGS via OCBC mobile	-	10x



2. Benefit Beyond Banking

Package	Description of Facilities	Quota based on the average Asset Under Management (AUM) for the last 3 consecutive months (IDR)
	Premier Banking Customers - Regular	1 Billion - 2 Billion	2 Billion - < 5 Billion	5 Billion - < 10 Billion	≥ 10 Billion
	Premier Banking Customers - One Tier Up	500 Million - < 1 Billion	1-2 Billion	2 - < 5 Billion	>= 5 Billion
Signature	Airport Pick Up Domestic	1x per year (Armada Innova)	8x per year (1x per month) (Armada Innova)	12x per year (2x per month) (Armada Innova)	20x per year (4x per month) (Armada Premium SUV)
	Airport Pick Up Overseas	-
	Medical Check Up Domestic - Regular Package		1x per year	1x per year	1x per year
Lifestyle	Airport Pick Up Domestic	1x per year  (Armada Innova)	2x per year (1x per month) (Armada Innova)	4x per year (2x per month) (Armada Inova)	8x per year (4x per month) (Armada Premium SUV)
	25% bonus voyage poin* max 1000 poin (equivalent to IDR 200,000)	–	12x per year (1x per bulan)	–	–
	35% bonus voyage poin* max 1750 poin (equivalent to IDR 350,000)		–	12x per year (1x per bulan)	–
	50% bonus voyage poin* max 2500 poin (equivalent to IDR 500,000)			–	12x per year (1x per bulan)
Wellness	Airport Pick Up Domestic	1x per year (Armada Innova)	1x per year (Armada Innova)	1x per year (Armada Innova)	2x per year (2x per month) (Armada Premium SUV)
	Airport Pick Up Singapore	–	–	–
	Medical Check Up Domestic - Regular Package		2x per year (1 x per month)		–
	Medical Check Up Domestic - Advance Package		–	2x per year (2x per month)	4x per year (4x per month)
	Medical Check Up Overseas

*Bonus Voyage Points apply to the main card.

Terms of use of Benefit Beyond Banking:

1. The facility is valid in the name of the account owner. If the account is a Joint account (AND or OR) then the facility applies to the first name.
2. Eligibility provisions, specifically for customers with One Tier Up benefits, refer to the average combined monthly balance for the last 3 (three) consecutive months with a minimum of IDR 500 million per month.
3. The monthly quota period starts from the 3rd of the current month to the 2nd of the following month (example: the March quota is March 3 – April 2)
4. The monthly quota is updated on the 3rd (three) of each month.
5. The selected package period is valid throughout the year (January – December).
6. Reservations must be made at least 2 (two) working days before the use of the facility.
7. The facility may change at any time with notice through the media that the Bank considers good by taking into account the provisions and applicable laws and regulations.

• Once registered, One Tier Up benefits of Secured Loan customers, Emerging Business customers, and Work Place Banking customers are valid until December of the following year. Furthermore, the Customer will be registered as a Premier Banking customer with regular benefits and must follow the applicable minimum balance provisions.

Example:

Customers who join Premier Banking with One Tier Up benefits in April 2022 can enjoy One Tier Up benefits until December 2023. In January 2024, the Customer will be listed as a Premier Banking customer with regular benefits.

• Secured Loan customers and Emerging Business customers with One Tier Up Benefit are subject to a Service Fee of IDR 150,000 (one hundred and fifty thousand rupiah) per month as long as the customer has an Outstanding Loan even though they have not met the minimum requirements of the applicable average combined balance.