Want Poinseru to get you Something New?

Transact on OCBC mobile, Earn Poinseru, Redeem for Rewards

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Get Poinseru

Fun with OCBC Loyalty Program

Earn Poinseru in every banking activity with OCBC and redeem it with various interesting products at Raih.id to support your lifestyle.

What is Poinseru?

Poinseru is a reward unit at OCBC. Customers will get Poinseru by doing OCBC banking activities, where 1 Poinseru is equal to Rp20.

What is Raih.id

Raih.id is a loyalty platform provided for loyal customers of OCBC to exchange Poinseru with various attractive products ranging from e-vouchers, e-wallets, selected products to miles.

Cara Mendapatkan Poinseru:

Join Nyala with minimum Nyala Basic or Premier Banking, do your banking with OCBC! From saving to shopping, you can earn Poinseru. The more banking activities you do, the more points you earn. Banking activities that can earn Poinseru:

  • Transaction with OCBC mobile and Debit Card
  • Maintain Savings Balance in IDR
  • Term Savings and Mutual Fund Futures
  • Platinum Credit Card Transactions
  • Various OCBC’s special programs

Transactions via OCBC mobile & Kartu Debit OCBC

Valid as of 01 September 2024*

Activity Poinseru
6 Transactions with a minimum of IDR 100,000 each or an accumulation of IDR 500,000,- with combination of:
  • At least 1 shopping transaction with a Debit Card;
  • Minimum 1 QRIS transaction;
  • At least 1 bill payment transaction (water, electricity, credit or other bills);
Valid for Nyala customers who maintain a minimum combined average balance level Nyala Basic sd/ Nyala Pro.
Get 1.250 Poinseru/Month
Valid for Nyala customers who maintain a minimum combined average balance level Nyala Master.
Get 2.500 Poinseru/Month

*The program period valid until 31 December 2024.

Maintain Savings Balance

Activity Poinseru
Average Daily Balance 1 month min. IDR 1 million Multiples apply Min. 50 Poinseru/Month/Customer
Max. 2,500 Poinseru/Month/Customer

Valid for 360 (Community) Marks, 360 Plus Marks (Digital, Community, Private Banking, ON Employees), and ON Employee Marks with Rupiah currency that are non-hold.

Terms Savings & Terms Mutual Funds

Activity Poinseru
Monthly Deposit min. IDR100.000 with min. tenor/target time 12 months Multiples apply Min. 40 Poinseru/Month/Customer
Max. 400 Poinseru/Month/Customer

Credit Card Transaction

Activity Poinseru
Every retail Transactions using OCBC Platinum Credit Card worth IDR10,000 (multiplication applies) 1 Poinseru (multiplication applies)

IB Wadiah Savings

Activity Poinseru
SHR (average daily balance) according to the above provisions per multiple of IDR100,000. SHR min in 1 month above IDR1 Million.
Valid for IB Wadiah Savings only.
Perhitungan Poinseru dalam 1 Month:
  • SHR IDR1 Million - IDR5 Million = Poinseru x 1
  • SHR > IDR5 Million - IDR25 Million = Poinseru x 3
  • SHR > IDR25 Million - IDR100 Million = Poinseru x 5
  • SHR ≥ IDR100 Million = Poinseru x 8

How to know the value of Poinseru you have?

The amount of Poinseru is listed on the main page of OCBC mobile or visit Raih.id, log in with the OCBC mobile Username and Password. The Poinseru amount is listed on the top left of the Raih.id website page

What Can I Redeem with Poinseru?

There are various rewards at Raih.id that can be redeemed with Poinseru, ranging from e-vouchers, e-wallets, selected products to miles.

Regular Catalogue:

Vouchers or gifts from various categories that you can get by redeeming your Poinseru

  • E-Vouchers : Tokopedia, various Food to health vouchers
  • Miles : Krisflyer, Garuda Miles, Big Loyalty
  • Shopping : Physical Products from home appliances, electronic goods to Clothing & Accessories
  • Top up Electricity or Credit : Electricity Tokens to Phone Credit
  • E-Wallet : OVO, gopay and Shopee Pay

 Hype Program:

You can redeem 500 Poinseru to be exchanged with:

  • KFC voucher worth Rp 50,000 that can be redeemed for Payday on the 25th - 27th of every month.
  • XXI voucher worth Rp 50,000 that can be redeemed on every Twin dates and months (8.8 - 12.12)

 

Redeem Poinseru

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