Dual Currency Return (DCR) – European Knock-In (EKI)

Forex investment solutions with smaller alternative risks

Competitive Returns

Returns are higher than conventional deposits

Short Term

The period starts from 1 week

Lighter Risk

The value of KI can minimize the risk of conversion

Other benefits

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Deposits with Profits

Deposits with Profits Fund will grow optimally

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Savings Safely

Secure deposits because only the account holder can withdrawn the deposits

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Competitive Interest Rates

Competitive Interest Rates The more you save the higher the interest you get

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Achieve Life Goals with Deposit

Make your dreams come true with the discipline of saving in a planned way with Life Goals feature on OCBC mobile.

    Terms & Conditions

    Interest & Fees

    Facility

    Product Information Summary

Terms to Open Deposito IDR Account

  • ID Card/Driving License
  • KIMS/KITAS/KITAP for Foreigners
  • Minimum placement IDR 8 Million
Time Deposits
Time Deposits

Time Deposits

Digital Time Deposits
Digital Time Deposits

Digital Time Deposits

Regular Interest Rate

  Period of Time( Month )
Nominal placement 1 >1-3 >3-6 >6-12
Minimum IDR 8 Million  3.00%  3.00%  3.25%  3.25%

Mobile/ Internet Banking Interest Rate:

  Interest Rate (% p.a)
Nominal Placement 14 Days** 1 Month 3 Months 6 Months 12 Months
≥ IDR 1 Million - < IDR 500 Million 2,00% 3.75% 4.00% 4.25% 4.25%
≥ IDR 500 Million - ≤ IDR 2 Billion 2,00% 3.75% 4.00% 4.25% 4.25%
> IDR 2 Billion  - ≤ IDR10 Billion 2,00% 4,25% 4,25% 4,50% 4,75%

* The interest rate is subject to change anytime
* Effective November 30, 2023

** Spesial for tenor of 14 days, min. plavement of IDR5 million

Deposito IDR Facilities

  • OCBC Application
  • Internet Banking OCBC

IDR

IDR - Branch
IDR - Branch

IDR - Branch

IDR - Online
IDR - Online

IDR - Online

IDR - Call
IDR - Call

IDR - Call

Achievements

List of OCBC Awards in keeping the quality and trust for the Customer

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Berinvestasi dengan Dual Currency Return (DCR) – European Knock-In (EKI)

Popular questions about Dual Currency Return (DCR) – European Knock-In (EKI)

DCR EKI is a short-term investment in a form of combination of deposit placements that are combined with foreign exchange option instruments, with the risk of converting a base currency to an alternative currency smaller than a regular DCR due to the presence of Knock In (KI) value

A higher return rate compared to conventional deposits and a relatively short placement period with a relatively small placement nominal

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