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Provides life protection until 80 years old and 100% Basic Premium is invested from the first year.
Free monthly administration cost, free switching cost for online transaction, and free acquisition cost for Basic Premium
Flexible in choose premium payment period, premium payment method, and Sum Assured
Deposits with Profits
Deposits with Profits Fund will grow optimally
Savings Safely
Secure deposits because only the account holder can withdrawn the deposits
Competitive Interest Rates
Competitive Interest Rates The more you save the higher the interest you get
Achieve Life Goals with Deposit
Make your dreams come true with the discipline of saving in a planned way with Life Goals feature on OCBC mobile.
| Period of Time( Month ) | ||||
| Nominal placement | 1 | >1-3 | >3-6 | >6-12 |
| Minimum IDR 8 Million | 3.00% | 3.00% | 3.25% | 3.25% |
| Interest Rate (% p.a) | |||||
| Nominal Placement | 14 Days** | 1 Month | 3 Months | 6 Months | 12 Months |
| ≥ IDR 1 Million - < IDR 500 Million | 2,00% | 3.75% | 4.00% | 4.25% | 4.25% |
| ≥ IDR 500 Million - ≤ IDR 2 Billion | 2,00% | 3.75% | 4.00% | 4.25% | 4.25% |
| > IDR 2 Billion - ≤ IDR10 Billion | 2,00% | 4,25% | 4,25% | 4,50% | 4,75% |
* The interest rate is subject to change anytime
* Effective November 30, 2023
** Spesial for tenor of 14 days, min. plavement of IDR5 million
IDR
Basic Premium allocation as Investment Fund at the first year is 60%, then at the 2nd year onward is 100%
Medical examination is required under certain conditions based on underwriting terms & conditions.
Yes, there are few rider options such as hospitalization and surgery, term life, critical illness, personal accident, waiver premium and others
The insurance Premium payment will be debited / deducted from OCBC Customer Account
For claims, the customer or the heirs can complete the documents as stated in the Policy, then:
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