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1 Policy for serenity protection during productive age and potential Investment Value during the old
105% Regular Basic Premium allocation as Investment Fund since the 6th Policy Year onward
Persistency Bonus Benefit in amount of 70% from Regular Basic Premium at the end of the 5th Policy Year refer to the Policy provision
Partner insurance company
PT Asuransi Jiwa Allianz Indonesia
Sum Assured Readjustment
The sum insured value will return to normal (which has previously been reduced by the Critical Illness Sum Insured that has been paid), for the calculation of the Life Coverage Value if the Insured still survives for 3 (three) years from the date of diagnosis of Critical Illness
Medical Assistance
Information access and worldwide medical assistance
Medical Assistance
Information access and worldwide medical assistance
*) Other Premium payment frequency options are available (monthly, quarterly & semester) with different minimum Premium provisions
brosur
Insurance product is provided by the Insurance Company, It is not a product of PT Bank OCBC NISP Tbk. (“Bank”) and Bank is not an insurance agent or insurance broker of the Insurance Company.
The Insurance Company will take full responsibility over the insurance product and the content of the insurance policy published for such insurance product, so therefore Bank will not be liable in any form for the insurance product and the content of insurance policy published for such insurance product.
The insurance product is not a saving product of the Bank, thus is not included in the government guarantee program or Lembaga Penjamin Simpanan.
Premium paid by the Policyholder are including cost of insurance, supplementary, fund management, bank commission and marketing staff commission.
The information in this document should be read and subject to the policy provisions and other provisions that are related to the insurance product as per current as well as their changes afterward.
MaxPrestige Heritage Protector
Regular Basic Premium allocation as Investment Fund at the first year is 70% from Regular Basic Premium, then at the 2nd year until 5th year is 95% from Regular Basic Premium and then 6th year onwards is 105% from Regular Basic Premium. Allocation only for Reguklar Top Up Premium and/or Single Top Up Premium as Investment Fund: 95% from Regular Top Up Premium and/or Single Top Up Premium.
Medical examination is required under certain conditions based on underwriting terms & conditions.
Yes, there are few rider options such as 100 Critical Illness condition benefit (CI 100), Premium paid by Allianz for Premium Payor diagnosed with Critical Illness / total permanent disability (Payor Benefit) and hospitalization as charge benefit (Prime Medical Protection).
The insurance Premium payment will be debited from OCBC Customer Account
For claims, the customer or the heirs as beneficiary can complete the documents as stated in the Policy, then:
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