eAZY ProLife
(Purchased via OCBC Mobile)

Financial Protection for peace of mind

Affordable premium

Regular premi start from IDR 100.000 per month

Protection and premium payment period options

5 and 10 years protection and premium payment period options

Death and Maturity Benefit

Death benefit 100% of Sum Assured and additional 100% of Sum Assured if death due to accident and maturity benefit

Other Advantages

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Simple

“guaranteed acceptance” for underwriting process with health declaration

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Easy

Product purchase by Customer via OCBC Mobile

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Flexible

Premium payment frequency options: monthly, quarter, semester and yearly

Other Advantages

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Partner Insurance Company

PT Asuransi Allianz Life Indonesia

    Terms & Conditions

    Interest & Fees

    Facility

    Other Conditions

    Product Information Summary

TAKA Angsuran Tetap Account Opening Requirements

  • KTP and NPWP card for Indonesian citizens
  • KIMS/KITAS/KITAP for Foreigners
  • Have an account with Bank OCBC
  • Make the first deposit equal to the monthly deposit
Reguler Saving Plan
Reguler Saving Plan

Reguler Saving Plan

Taka Interest Rate
Effective November 14th, 2022

Produk Suku Bunga (p.a) s/d 13 Nov 2022 Suku Bunga (p.a) eff. 14 Nov 2022
Pembukaan TAKA Melalui Cabang
TAKA Angsuran Tetap 2.50% 3.75%
Pembukaan TAKA Melalui OCBC mobile / Internet Banking
TAKA Angsuran Tetap 2.50% 3.75%


Tarif dan Biaya
Cabang Online
Tutup rekening sebelum jatuh tempo : Rp100 ribu Tutup rekening sebelum jatuh tempo : Rp100 ribu
Features
Customer Terms Individual
Currency IDR
Monthly Installment Deposit Min IDR100,000
Installment Multiples IDR100,000
Period Minimum 1 year and maximum 10 years (multiple of 6 months)
Target Funds #N/A (target funds are assumptions depending on term, monthly deposit and interest)
Rates Review Fixed 1 year (review rate per year)
Admin Fee No Admin Fee
Closing Costs IDR100,000
Monthly Deposit Late Fee 0.025% x monthly deposit arrears x number of days in arrears (grace period = 0 days)
Auto Close If there is a monthly deposit arrears for 6 consecutive months
Account Closing Before Maturity Through Branch Office (valid for branch opening / in OCBC mobile)
  1. Deposit conditions are autodebit accounts from Relasi Accounts.
  2. The currency of the TAKA account must be the same as the currency in the Relasi Account.
  3. The name of the TAKA account owner must be the same as the relasi account (debit source).

Taka Fix Installment

Taka Fix Installment (Cabang)
Taka Fix Installment (Cabang)

Taka Fix Installment (Cabang)

Taka Fix Installment (Online)
Taka Fix Installment (Online)

Taka Fix Installment (Online)

Frequently asked question about eAZy ProLife

eAZy ProLife is an life insurance product that provides protection against the risk of death with affordable premiums. By having this product, you can feel calm in facing financial uncertainty for your family that may occur in the future

eAZy ProLife can be purchased independently via the Bank's mobile banking application (OCBC mobile)

The entry age limit for purchasing eAZy ProLife is 18 years - 55 years (nearest birthday)

You can choose the eAZy ProLife insurance period according to your convenience, the options are 5 or 10 years

The benefits of eAZy ProLife are Natural or Illness Death Benefits and Death Due to Accidents also Maturity Benefits if there are no claims on the End Date of Coverage in accordance with the provisions of this product.
To see details of the benefits you can take, you can read the Product Information Summary.

>Premium payments can be done via bank account autodebet according to the selected payment frequency.

eAZy ProLife premiums are quite affordable, starting from Rp. 100,000/month or Rp. 1,100,000/year. Premiums are determined based on your Age and Sum Insured. Detailed premium information can be seen in the Product Information Summary.

Those are the frequency of premium payments for eAZy ProLife product, where Annual premium is the total premium cost which must be paid once every year, Semi-annual premium is the premium which must be paid once every 6 months, Quarterly premium is the premium which must be paid once every 3 months and the monthly premium is Premium payments are made 1 month.

You will immediately be sent a link by Allianz to access the e-policy via your registered when you first made your purchase. If you choose to have the policy book sent, Allianz will send it to the registered address with a 3 days delivery TAT + Courier SLA.

Protection will be effective a maximum of 1 working day after successful premium payment

You can register eAZy ProLife for yourself where you are the Policy Holder and Insured

Your heirs can submit a death benefit claim by sending all original claim documents that have been filled in completely and correctly to the Allianz Document Management Center (ADMC). Details of the ADMC address and claim document requirements can be seen in Product Information Summary

Death benefit will be sent to the heir's account submitted based on claim’ document sent to Allianz

The expiration period for claims for death benefits is 60 days from the date the Insured dies, so that before that time period all claim documents must be sent to Allianz.

The Waiting Period is a period during which claims related to certain diseases or conditions cannot be accepted by Allianz or are not covered. Where the waiting period for the eAZy ProLife product is the first 2 policy years or the policy reinstatement date, whichever is later.

Pre-existing Condition are medical conditions that you have before purchasing this Life Insurance product.

There is no premium refund for policy surrendered.

You can contact the Allianz Customer Center (1500 136, ContactUs@allianz.co.id) or visit the Allianz website at www.allianz.co.id.

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eAZY ProLife