Regular premi start from IDR 100.000 per month
5 and 10 years protection and premium payment period options
Death benefit 100% of Sum Assured and additional 100% of Sum Assured if death due to accident and maturity benefit
Simple
“guaranteed acceptance” for underwriting process with health declaration
Easy
Product purchase by Customer via OCBC Mobile
Flexible
Premium payment frequency options: monthly, quarter, semester and yearly
Partner Insurance Company
PT Asuransi Allianz Life Indonesia
Taka Interest Rate
Effective November 14th, 2022
Produk | Suku Bunga (p.a) s/d 13 Nov 2022 | Suku Bunga (p.a) eff. 14 Nov 2022 |
---|---|---|
Pembukaan TAKA Melalui Cabang | ||
TAKA Angsuran Tetap | 2.50% | 3.75% |
Pembukaan TAKA Melalui OCBC mobile / Internet Banking | ||
TAKA Angsuran Tetap | 2.50% | 3.75% |
Tarif dan Biaya | |
---|---|
Cabang | Online |
Tutup rekening sebelum jatuh tempo : Rp100 ribu | Tutup rekening sebelum jatuh tempo : Rp100 ribu |
Features | |
---|---|
Customer Terms | Individual |
Currency | IDR |
Monthly Installment Deposit | Min IDR100,000 |
Installment Multiples | IDR100,000 |
Period | Minimum 1 year and maximum 10 years (multiple of 6 months) |
Target Funds | #N/A (target funds are assumptions depending on term, monthly deposit and interest) |
Rates Review | Fixed 1 year (review rate per year) |
Admin Fee | No Admin Fee |
Closing Costs | IDR100,000 |
Monthly Deposit Late Fee | 0.025% x monthly deposit arrears x number of days in arrears (grace period = 0 days) |
Auto Close | If there is a monthly deposit arrears for 6 consecutive months |
Account Closing Before Maturity | Through Branch Office (valid for branch opening / in OCBC mobile) |
Taka Fix Installment
eAZy ProLife is an life insurance product that provides protection against the risk of death with affordable premiums. By having this product, you can feel calm in facing financial uncertainty for your family that may occur in the future
eAZy ProLife can be purchased independently via the Bank's mobile banking application (OCBC mobile)
The entry age limit for purchasing eAZy ProLife is 18 years - 55 years (nearest birthday)
You can choose the eAZy ProLife insurance period according to your convenience, the options are 5 or 10 years
The benefits of eAZy ProLife are Natural or Illness Death Benefits and Death Due to Accidents also Maturity Benefits if there are no claims on the End Date of Coverage in accordance with the provisions of this product.
To see details of the benefits you can take, you can read the Product Information Summary.
>Premium payments can be done via bank account autodebet according to the selected payment frequency.
eAZy ProLife premiums are quite affordable, starting from Rp. 100,000/month or Rp. 1,100,000/year. Premiums are determined based on your Age and Sum Insured. Detailed premium information can be seen in the Product Information Summary.
Those are the frequency of premium payments for eAZy ProLife product, where Annual premium is the total premium cost which must be paid once every year, Semi-annual premium is the premium which must be paid once every 6 months, Quarterly premium is the premium which must be paid once every 3 months and the monthly premium is Premium payments are made 1 month.
You will immediately be sent a link by Allianz to access the e-policy via your registered when you first made your purchase. If you choose to have the policy book sent, Allianz will send it to the registered address with a 3 days delivery TAT + Courier SLA.
Protection will be effective a maximum of 1 working day after successful premium payment
You can register eAZy ProLife for yourself where you are the Policy Holder and Insured
Your heirs can submit a death benefit claim by sending all original claim documents that have been filled in completely and correctly to the Allianz Document Management Center (ADMC). Details of the ADMC address and claim document requirements can be seen in Product Information Summary
Death benefit will be sent to the heir's account submitted based on claim’ document sent to Allianz
The expiration period for claims for death benefits is 60 days from the date the Insured dies, so that before that time period all claim documents must be sent to Allianz.
The Waiting Period is a period during which claims related to certain diseases or conditions cannot be accepted by Allianz or are not covered. Where the waiting period for the eAZy ProLife product is the first 2 policy years or the policy reinstatement date, whichever is later.
Pre-existing Condition are medical conditions that you have before purchasing this Life Insurance product.
There is no premium refund for policy surrendered.
You can contact the Allianz Customer Center (1500 136, ContactUs@allianz.co.id) or visit the Allianz website at www.allianz.co.id.
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