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Provides life protection until 80 years old and 100% Basic Premium is invested from the first year.
Free monthly administration cost, free switching cost for online transaction, and free acquisition cost for Basic Premium
Flexible in choose premium payment period, premium payment method, and Sum Assured
Optimum Investment
Get the opportunity to get bonus at the end of the insurance period
Loyalty Bonus
Additional investment value through Loyalty Bonus starting from the 5th Policy anniversary
| Required Documents | Individual | Corporate |
|---|---|---|
| Account Request Form |
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| ID Card/Passport |
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| NPWP (Tax number) |
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| Reference Letter |
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| Establishment Deed and Changes | - |
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| Business Trading License (SIUP/SITU/TDP) | - |
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| Ministry of Justice letter | - |
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| Domicile letter | - |
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| Export Transaction Details (RTE) |
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| Export Declaration (PEB) |
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Deposito
Terms and Condition of Time Deposit Account Opening
| Fee | Jumlah | Unit |
|---|---|---|
| Interest Rate* | 2.75% | p.a. |
| Income tax fee | 7.5% 5% 0% |
for 1 month placement for 3 months placement for 6 & 12 months placement |
| Penalty fee | 1% | of placed amount |
*) Interest rates can change at any time
USD
| Fee | Jumlah | Unit |
|---|---|---|
| Interest Rate* | 0.25% | p.a. |
| Income tax fee | 10% 7.5% 2.5% 0% |
for 1 month placement for 3 months placement for 6 months placement for 12 months placement |
| Penalty fee | 1% | of placed amount |
*) Interest rates can change at any time
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Basic Premium allocation as Investment Fund at the first year is 60%, then at the 2nd year onward is 100%
Medical examination is required under certain conditions based on underwriting terms & conditions.
Yes, there are few rider options such as hospitalization and surgery, term life, critical illness, personal accident, waiver premium and others
The insurance Premium payment will be debited / deducted from OCBC Customer Account
For claims, the customer or the heirs can complete the documents as stated in the Policy, then:
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