LiveSMART Protector

Affordable insurance solutions for you and your family

Life Insurance Benefits

Life protection for 20 years

Affordable Premium

Starting from IDR 100 thousand to IDR 300 thousand per month

Quick Premium Payment

The premium payment period is 5 years

Other Advantages

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Easy Submission

Get protection easier without health checks

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100% Return Guarantee

If there is no claim during the protection period

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Great Eastern Life Indonesia

Great Eastern Life Indonesia's partner insurance company

    Terms & Conditions

    General Terms and Condition of Time Deposit Account Opening via branch

    General Conditions

    Interest & Fees

    Product Information Summary

Required Documents

Required Documents Individual Corporate
Account Request Form

ID Card/Passport

NPWP (Tax number)

Reference Letter

Establishment Deed and Changes -
Business Trading License (SIUP/SITU/TDP) -
Ministry of Justice letter -
Domicile letter -
Export Transaction Details (RTE)

Export Declaration (PEB)

Deposito

Terms and Condition of Time Deposit Account Opening
Terms and Condition of Time Deposit Account Opening

Terms and Condition of Time Deposit Account Opening

Customer's Statement Letter
Customer's Statement Letter

Customer's Statement Letter

- For break deposit request before the maturity date, then the special income tax rates on DHE Time Deposit does not apply.
- Valid for 1 (one) time of account opening (non-rollover).
IDR
Fee Jumlah Unit
Interest Rate* 2.75% p.a.
Income tax fee 7.5%
5%
0%
for 1 month placement
for 3 months placement
for 6 & 12 months placement
Penalty fee 1% of placed amount

*) Interest rates can change at any time

USD

Fee Jumlah Unit
Interest Rate* 0.25% p.a.
Income tax fee 10%
7.5%
2.5%
0%
for 1 month placement
for 3 months placement
for 6 months placement
for 12 months placement
Penalty fee 1% of placed amount

*) Interest rates can change at any time

$name

Export Proceed Time Deposit IDR
 Export Proceed Time Deposit IDR

Export Proceed Time Deposit IDR

Export Proceed Time Deposit - IDR Personal
 Export Proceed Time Deposit - IDR Personal

Export Proceed Time Deposit - IDR Personal

Export Proceed Time Deposit USD
 Export Proceed Time Deposit USD

Export Proceed Time Deposit USD

Export Proceed Time Deposit - USD Personal
 Export Proceed Time Deposit  - USD Personal

Export Proceed Time Deposit - USD Personal

Frequently asked question about LiveSMART Protector

Only 5 years of protection for 20 years

A medical examination is not required in accordance with the applicable terms and conditions

Starting from IDR 100,000

Protection purchases can be done by OCBC mobile, with following steps:

  1. Click 'Wealth Management' menu
  2. Click 'Insurance' menu
  3. Select the desired insurance products
  4. Read product information, then click 'Buy'
  5. Select the account that will be used
  6. Fill in the required data, then click 'next'
  7. Check the premium detail and confirm
  8. Fill in the Health Statement/Customer Statement, then click 'next'
  9. Check the transaction detail, then click 'next'
  10. Click 'Terms and Conditions', then click 'Confirm'
  11. Enter your transaction PIN or SMS Token, then click 'next'

The insurance premium payments will be done in autodebet periodically through OCBC account according to the seleccted product.

For claims, the customer or the heirs can complete the documents as stated in the policy, then:

  • Give it to the Relationship Manager or OCBC branch, to be forwarded to the Insurance Company, or
  • Send directly to Insurance Company

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See FAQ

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