LiveSMART Protector

Affordable insurance solutions for you and your family

Life Insurance Benefits

Life protection for 20 years

Affordable Premium

Starting from IDR 100 thousand to IDR 300 thousand per month

Quick Premium Payment

The premium payment period is 5 years

Other benefits

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Deposits with Profits

Deposits with Profits Fund will grow optimally

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Savings Safely

Secure deposits because only the account holder can withdrawn the deposits

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Competitive Interest Rates

Competitive Interest Rates The more you save the higher the interest you get

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Achieve Life Goals with Deposit

Make your dreams come true with the discipline of saving in a planned way with Life Goals feature on OCBC mobile.

    Terms & Conditions

    Interest & Fees

    Facility

    Product Information Summary

Terms to Open Deposito IDR Account

  • ID Card/Driving License
  • KIMS/KITAS/KITAP for Foreigners
  • Minimum placement IDR 8 Million
Time Deposits
Time Deposits

Time Deposits

Digital Time Deposits
Digital Time Deposits

Digital Time Deposits

Regular Interest Rate

  Period of Time( Month )
Nominal placement 1 >1-3 >3-6 >6-12
Minimum IDR 8 Million  3.00%  3.00%  3.25%  3.25%

Mobile/ Internet Banking Interest Rate:

  Interest Rate (% p.a)
Nominal Placement 14 Days** 1 Month 3 Months 6 Months 12 Months
≥ IDR 1 Million - < IDR 500 Million 2,00% 3.75% 4.00% 4.25% 4.25%
≥ IDR 500 Million - ≤ IDR 2 Billion 2,00% 3.75% 4.00% 4.25% 4.25%
> IDR 2 Billion  - ≤ IDR10 Billion 2,00% 4,25% 4,25% 4,50% 4,75%

* The interest rate is subject to change anytime
* Effective November 30, 2023

** Spesial for tenor of 14 days, min. plavement of IDR5 million

Deposito IDR Facilities

  • OCBC Application
  • Internet Banking OCBC

IDR

IDR - Branch
IDR - Branch

IDR - Branch

IDR - Online
IDR - Online

IDR - Online

IDR - Call
IDR - Call

IDR - Call

Frequently asked question about LiveSMART Protector

Only 5 years of protection for 20 years

A medical examination is not required in accordance with the applicable terms and conditions

Starting from IDR 100,000

Protection purchases can be done by OCBC mobile, with following steps:

  1. Click 'Wealth Management' menu
  2. Click 'Insurance' menu
  3. Select the desired insurance products
  4. Read product information, then click 'Buy'
  5. Select the account that will be used
  6. Fill in the required data, then click 'next'
  7. Check the premium detail and confirm
  8. Fill in the Health Statement/Customer Statement, then click 'next'
  9. Check the transaction detail, then click 'next'
  10. Click 'Terms and Conditions', then click 'Confirm'
  11. Enter your transaction PIN or SMS Token, then click 'next'

The insurance premium payments will be done in autodebet periodically through OCBC account according to the seleccted product.

For claims, the customer or the heirs can complete the documents as stated in the policy, then:

  • Give it to the Relationship Manager or OCBC branch, to be forwarded to the Insurance Company, or
  • Send directly to Insurance Company

Did not find what you're looking for?

See FAQ

Asuransi dengan LiveSMART Protector