LiveSMART Protector

Affordable insurance solutions for you and your family

Life Insurance Benefits

Life protection for 20 years

Affordable Premium

Starting from IDR 100 thousand to IDR 300 thousand per month

Quick Premium Payment

The premium payment period is 5 years

Other benefits

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No Transfer Fee

Transfer anywhere via ATM without worry to think about additional fees

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No Fee Check Balance

Check balances at domestic and international ATM

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11 Foreign Currencies Cash Withdrawals

Withdraw 11 currencies at overseas ATM. Exclusive for countries using USD, AUD, SGD, JPY, EUR, HKD, CHF, NZD, CAD, GBP, CNH currencies

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Free Cash Withdrawal Fees Outside Indonesia

Free cash withdrawal fees on the Mastercard network in domestic and abroad, but the Bank owning the ATM/acquiring may charge a fee determined by the Bank

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Safe

With Premier Global Debit Card*,
you are no longer need to bring cash when travelling overseas

*Formerly known as Global Wallet

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Shop Like Locals

Directly debits from foreign currency account balance while shopping abroad
Specifically with BIN 531928, enjoy the benefits and programs from Platinum Mastercard.
Click here for more info

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MRT Access

Valid in countries and transportation companies that accept Mastercard and contactless Bank cards. Info here

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Broad ATM Network

Easy access in Indonesia, Singapore, Malaysia

    Requirements

    Brochure

    FAQ

    Product Information Summary

    Terms and Condition

    Disclaimer

Requirements to Apply LiveSMART Protector

  • Currency: Rupiah
  • Entry age Insured: 18 - 45 year
  • Entry age Policy Holder: 18 - 99 year
  • Premium payment period : 5 years
  • Insurance Coverage Period: 20 years or until the Insured is 65 years old or while the Policy is still active

1. LiveSMART Protector - Brosur ver04 2020.04.28_Bahasa

1. LiveSMART Protector - Brosur ver04 2020.04.28_Bahasa
1. LiveSMART Protector - Brosur ver04 2020.04.28_Bahasa

1. LiveSMART Protector - Brosur ver04 2020.04.28_Bahasa

2. GTA Brosur

2. GTA Brosur
2. GTA Brosur

2. GTA Brosur

3. BROSUR - LEGACY PROTECTOR Path_Rev Marcom 11 Jan 2019

3. BROSUR - LEGACY PROTECTOR Path_Rev Marcom 11 Jan 2019
3. BROSUR - LEGACY PROTECTOR Path_Rev Marcom 11 Jan 2019

3. BROSUR - LEGACY PROTECTOR Path_Rev Marcom 11 Jan 2019

4. MPHP_21 Feb 2019_preview

4. MPHP_21 Feb 2019_preview
4. MPHP_21 Feb 2019_preview

4. MPHP_21 Feb 2019_preview

5. Brosur Great Optima Link_GELI 17 Juli 2020

5. Brosur Great Optima Link_GELI 17 Juli 2020
5. Brosur Great Optima Link_GELI 17 Juli 2020

5. Brosur Great Optima Link_GELI 17 Juli 2020

6. SIP101_1702_GELI 17 Feb 2020

6. SIP101_1702_GELI 17 Feb 2020
6. SIP101_1702_GELI 17 Feb 2020

6. SIP101_1702_GELI 17 Feb 2020

7. Worldcare brosur

7. Worldcare brosur
7. Worldcare brosur

7. Worldcare brosur

8. Home Partner OCBC_disclaimer

8. Home Partner OCBC_disclaimer
8. Home Partner OCBC_disclaimer

8. Home Partner OCBC_disclaimer

Insurance product is provided by the Insurance Company, It is not a product of PT Bank OCBC NISP Tbk. (“Bank”) and Bank is not an insurance agent or insurance broker of the Insurance Company.

The Insurance Company will take full responsibility over the insurance product and the content of the insurance policy published for such insurance product, so therefore Bank will not be liable in any form for the insurance product and the content of insurance policy published for such insurance product.

The insurance product is not a saving product of the Bank, thus is not included in the government guarantee program or Lembaga Penjamin Simpanan.

Premium paid by the Policyholder are including cost of insurance, supplementary, fund management, bank commission and marketing staff commission.

The information in this document should be read and subject to the policy provisions and other provisions that are related to the insurance product as per current as well as their changes afterward.

Frequently asked question about LiveSMART Protector

Only 5 years of protection for 20 years

A medical examination is not required in accordance with the applicable terms and conditions

Starting from IDR 100,000

Protection purchases can be done by OCBC mobile, with following steps:

  1. Click 'Wealth Management' menu
  2. Click 'Insurance' menu
  3. Select the desired insurance products
  4. Read product information, then click 'Buy'
  5. Select the account that will be used
  6. Fill in the required data, then click 'next'
  7. Check the premium detail and confirm
  8. Fill in the Health Statement/Customer Statement, then click 'next'
  9. Check the transaction detail, then click 'next'
  10. Click 'Terms and Conditions', then click 'Confirm'
  11. Enter your transaction PIN or SMS Token, then click 'next'

The insurance premium payments will be done in autodebet periodically through OCBC account according to the seleccted product.

For claims, the customer or the heirs can complete the documents as stated in the policy, then:

  • Give it to the Relationship Manager or OCBC branch, to be forwarded to the Insurance Company, or
  • Send directly to Insurance Company

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