TAKA Hadiah

Variety of Rewards

Plan the future + get rewards as you wish

Flexibility Choose Target Fund

Future plans are more certain with fixed interest

Life Insurance Benefits

Comfortable life protected until the age of 69

Other benefits

Flexible Initial Deposit

Set your own target and initial deposit according to plan

Autodebet system

Transfer to savings account every month with no hassle

No Admin Fee

Save comfortably without being charged a monthly administration fee

Flexible Time Period

Flexible to choose the period of saving according to need

Competitive Interest Rates

Fixed interest rate for 1 year

Achieve Life Goals with TAKA

Make your dreams come true with the discipline of saving in a planned way with Life Goals feature on OCBC mobile.

Terms & Conditions

General Terms and Condition of Time Deposit Account Opening via branch

General Conditions

Interest & Fees

Product Information Summary

Required Documents

Required Documents	Individual	Corporate
Account Request Form
ID Card/Passport
NPWP (Tax number)
Reference Letter
Establishment Deed and Changes	-
Business Trading License (SIUP/SITU/TDP)	-
Ministry of Justice letter	-
Domicile letter	-
Export Transaction Details (RTE)
Export Declaration (PEB)

Deposito

Terms and Condition of Time Deposit Account Opening

Customer's Statement Letter

- For break deposit request before the maturity date, then the special income tax rates on DHE Time Deposit does not apply.
- Valid for 1 (one) time of account opening (non-rollover).

IDR

Fee	Jumlah	Unit
Interest Rate*	2.75%	p.a.
Income tax fee	7.5% 5% 0%	for 1 month placement for 3 months placement for 6 & 12 months placement
Penalty fee	1%	of placed amount

*) Interest rates can change at any time

USD

Fee	Jumlah	Unit
Interest Rate*	0.25%	p.a.
Income tax fee	10% 7.5% 2.5% 0%	for 1 month placement for 3 months placement for 6 months placement for 12 months placement
Penalty fee	1%	of placed amount