TAKA Bunga

Flexible to Set Target & Time

Set your own funding target and time to save

Competitive Interest Rates

Fixed interest rate for 1 year

Life Insurance Benefits

Live comfortably protected until the age of 74

Other benefits

Available in 3 currencies

Flexibility to choose to save with IDR, USD or SGD as needed

No Administration Fee

Enjoy saving without being charged a monthly administration fee

Savings Fund Target

Save as needed starting from IDR 2 Million / USD 1000 / SGD 2000

Determine the Term of Saving

Choose the time period between 6 months to 10 years

Autodebet System

Transfer to savings with no hassle every month

Achieve Life Goals with TAKA

Make your dreams come true with the discipline of saving in a planned way with Life Goals feature on OCBC mobile

Terms & Conditions

General Terms and Condition of Time Deposit Account Opening via branch

General Conditions

Interest & Fees

Product Information Summary

Required Documents

Required Documents	Individual	Corporate
Account Request Form
ID Card/Passport
NPWP (Tax number)
Reference Letter
Establishment Deed and Changes	-
Business Trading License (SIUP/SITU/TDP)	-
Ministry of Justice letter	-
Domicile letter	-
Export Transaction Details (RTE)
Export Declaration (PEB)

Deposito

Terms and Condition of Time Deposit Account Opening

Customer's Statement Letter

- For break deposit request before the maturity date, then the special income tax rates on DHE Time Deposit does not apply.
- Valid for 1 (one) time of account opening (non-rollover).

IDR

Fee	Jumlah	Unit
Interest Rate*	2.75%	p.a.
Income tax fee	7.5% 5% 0%	for 1 month placement for 3 months placement for 6 & 12 months placement
Penalty fee	1%	of placed amount

*) Interest rates can change at any time

USD

Fee	Jumlah	Unit
Interest Rate*	0.25%	p.a.
Income tax fee	10% 7.5% 2.5% 0%	for 1 month placement for 3 months placement for 6 months placement for 12 months placement
Penalty fee	1%	of placed amount