TAKA Bunga

Set your own funding target and time to save

Fixed interest rate for 1 year

Live comfortably protected until the age of 74

Available in 3 currencies

Flexibility to choose to save with IDR, USD or SGD as needed

No Administration Fee

Enjoy saving without being charged a monthly administration fee

Savings Fund Target

Save as needed starting from IDR 2 Million / USD 1000 / SGD 2000

Determine the Term of Saving

Choose the time period between 6 months to 10 years

Autodebet System

Transfer to savings with no hassle every month

Achieve Life Goals with TAKA

Make your dreams come true with the discipline of saving in a planned way with Life Goals feature on OCBC mobile

TAKA Interest Rate
Effective November 14^th, 2022

Product	Interest Rate (p.a) s/d 13 Nov 2022	Interest Rate (p.a) eff. 14 Nov 2022
Open TAKA via Branch
TAKA - IDR	2,75%	2,75%
TAKA - USD	0,25%	2,00%
TAKA - SGD	0,01%	0.01%
Open TAKA via OCBC mobile/ Internet Banking
TAKA - IDR	3,75%	3,15%

Rates & Fees
Tutup rekening sebelum jatuh tempo : Rp 100 ribu

Fluctuations in interest rates can occur following market developments (floating interest rates) and will be reviewed annually
The payment process is based on the auto debit system from the source account
If funds are not available on the debit date, a late monthly deposit fee will be charged, with the following conditions: Late monthly deposit fee: 0.025% x monthly deposit arrears x number of days in arrears Automatic close: 6 consecutive months there are arrears of monthly deposits
Customers cannot withdraw funds or close accounts before the end of the saving period. If funds are withdrawn or the account is closed, the customer will be charged an account closing fee
Insurance benefits: The amount guaranteed by the insurance company is the target amount of funds minus the amount of monthly deposits that have calculated interest and taxes

Taka Bunga