TAKA Bunga

Term savings with the freedom of choosing targets to fulfil your dreams

Flexible to Set Target & Time

Set your own funding target and time to save

Competitive Interest Rates

Fixed interest rate for 1 year

Life Insurance Benefits

Live comfortably protected until the age of 74

Other benefits

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Available in 3 currencies

Flexibility to choose to save with IDR, USD or SGD as needed

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No Administration Fee

Enjoy saving without being charged a monthly administration fee

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Savings Fund Target

Save as needed starting from IDR 2 Million / USD 1000 / SGD 2000

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Determine the Term of Saving

Choose the time period between 6 months to 10 years 

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Autodebet System

Transfer to savings with no hassle every month

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Achieve Life Goals with TAKA

Make your dreams come true with the discipline of saving in a planned way with Life Goals feature on OCBC mobile

    Terms & Conditions

    Interest & Fees

    Facility

    Other Conditions

    Product Information Summary

TAKA Angsuran Tetap Account Opening Requirements

  • KTP and NPWP card for Indonesian citizens
  • KIMS/KITAS/KITAP for Foreigners
  • Have an account with Bank OCBC
  • Make the first deposit equal to the monthly deposit
Reguler Saving Plan
Reguler Saving Plan

Reguler Saving Plan

Taka Interest Rate
Effective November 14th, 2022

Produk Suku Bunga (p.a) s/d 13 Nov 2022 Suku Bunga (p.a) eff. 14 Nov 2022
Pembukaan TAKA Melalui Cabang
TAKA Angsuran Tetap 2.50% 3.75%
Pembukaan TAKA Melalui OCBC mobile / Internet Banking
TAKA Angsuran Tetap 2.50% 3.75%


Tarif dan Biaya
Cabang Online
Tutup rekening sebelum jatuh tempo : Rp100 ribu Tutup rekening sebelum jatuh tempo : Rp100 ribu
Features
Customer Terms Individual
Currency IDR
Monthly Installment Deposit Min IDR100,000
Installment Multiples IDR100,000
Period Minimum 1 year and maximum 10 years (multiple of 6 months)
Target Funds #N/A (target funds are assumptions depending on term, monthly deposit and interest)
Rates Review Fixed 1 year (review rate per year)
Admin Fee No Admin Fee
Closing Costs IDR100,000
Monthly Deposit Late Fee 0.025% x monthly deposit arrears x number of days in arrears (grace period = 0 days)
Auto Close If there is a monthly deposit arrears for 6 consecutive months
Account Closing Before Maturity Through Branch Office (valid for branch opening / in OCBC mobile)
  1. Deposit conditions are autodebit accounts from Relasi Accounts.
  2. The currency of the TAKA account must be the same as the currency in the Relasi Account.
  3. The name of the TAKA account owner must be the same as the relasi account (debit source).

Taka Fix Installment

Taka Fix Installment (Cabang)
Taka Fix Installment (Cabang)

Taka Fix Installment (Cabang)

Taka Fix Installment (Online)
Taka Fix Installment (Online)

Taka Fix Installment (Online)

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Wujudkan Rencana Masa Depan dengan Life Goals di ONe Mobile

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Popular Questions About the TaKa Bunga

Target Dana Pasti

IDR, USD dan SGD

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Term savings with the freedom of choosing targets

Start Saving with OCBC mobile