TAKA Bunga Pasti

Flexibility Set Target & Time

Set your own funding target and time to save

Competitive Interest Rates

Fixed interest rate for 1 year

Life Insurance Benefits

Live comfortably protected until the age of 74

Other benefits

Savings in the Form of Rupiah

Saving with Rupiah

No Administration Fee

Save comfortably without being charged a monthly administration fee

Determine your Savings Period

Choose time periods according to the target, ranging from 1 to 3 years

Autodebit system

Transfer to savings with no hassle every month

Target funds as needed

Target funds start from IDR 10 Million with a minimum initial deposit of 10%

Achieve Life Goals with TAKA

Make your dreams come true with the discipline of saving in a planned way with Life Goals feature on OCBC mobile.

Terms & Conditions

General Terms and Condition of Time Deposit Account Opening via branch

General Conditions

Interest & Fees

Product Information Summary

Required Documents

Required Documents	Individual	Corporate
Account Request Form
ID Card/Passport
NPWP (Tax number)
Reference Letter
Establishment Deed and Changes	-
Business Trading License (SIUP/SITU/TDP)	-
Ministry of Justice letter	-
Domicile letter	-
Export Transaction Details (RTE)
Export Declaration (PEB)

Deposito

Terms and Condition of Time Deposit Account Opening

Customer's Statement Letter

- For break deposit request before the maturity date, then the special income tax rates on DHE Time Deposit does not apply.
- Valid for 1 (one) time of account opening (non-rollover).

IDR

Fee	Jumlah	Unit
Interest Rate*	2.75%	p.a.
Income tax fee	7.5% 5% 0%	for 1 month placement for 3 months placement for 6 & 12 months placement
Penalty fee	1%	of placed amount

*) Interest rates can change at any time

USD

Fee	Jumlah	Unit
Interest Rate*	0.25%	p.a.
Income tax fee	10% 7.5% 2.5% 0%	for 1 month placement for 3 months placement for 6 months placement for 12 months placement
Penalty fee	1%	of placed amount