Deposito IDR

Time Deposits that provide optimal benefits

Low Placement Funds

Get profit faster by placing a minimum fund of IDR 8 Million

Flexible Term *

Opt for a period of 1, 3, 6 and 12 months

Competitive Interest Rates

The more savings the higher the interest earned

Other benefits

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No Transfer Fee

Transfer anywhere via ATM without worry to think about additional fees

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No Fee Check Balance

Check balances at domestic and international ATM

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11 Foreign Currencies Cash Withdrawals

Withdraw 11 currencies at overseas ATM. Exclusive for countries using USD, AUD, SGD, JPY, EUR, HKD, CHF, NZD, CAD, GBP, CNH currencies

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Free Cash Withdrawal Fees Outside Indonesia

Free cash withdrawal fees on the Mastercard network in domestic and abroad, but the Bank owning the ATM/acquiring may charge a fee determined by the Bank

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Safe

With Premier Global Debit Card*,
you are no longer need to bring cash when travelling overseas

*Formerly known as Global Wallet

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Shop Like Locals

Directly debits from foreign currency account balance while shopping abroad
Specifically with BIN 531928, enjoy the benefits and programs from Platinum Mastercard.
Click here for more info

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MRT Access

Valid in countries and transportation companies that accept Mastercard and contactless Bank cards. Info here

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Broad ATM Network

Easy access in Indonesia, Singapore, Malaysia

    Terms & Conditions

    Interest & Fees

    Facility

    Product Information Summary

Terms to Open Deposito IDR Account

  • ID Card/Driving License
  • KIMS/KITAS/KITAP for Foreigners
  • Minimum placement IDR 8 Million
Time Deposits
Time Deposits

Time Deposits

Digital Time Deposits
Digital Time Deposits

Digital Time Deposits

Regular Interest Rate

  Period of Time( Month )
Nominal placement 1 >1-3 >3-6 >6-12
Minimum IDR 8 Million  3.00%  3.00%  3.25%  3.25%

Mobile/ Internet Banking Interest Rate:

  Interest Rate (% p.a)
Nominal Placement 14 Days** 1 Month 3 Months 6 Months 12 Months
≥ IDR 1 Million - < IDR 500 Million 2,00% 3.75% 4.00% 4.25% 4.25%
≥ IDR 500 Million - ≤ IDR 2 Billion 2,00% 3.75% 4.00% 4.25% 4.25%
> IDR 2 Billion  - ≤ IDR10 Billion 2,00% 4,25% 4,25% 4,50% 4,75%

* The interest rate is subject to change anytime
* Effective November 30, 2023

** Spesial for tenor of 14 days, min. plavement of IDR5 million

Deposito IDR Facilities

  • OCBC Application
  • Internet Banking OCBC

IDR

IDR - Branch
IDR - Branch

IDR - Branch

IDR - Online
IDR - Online

IDR - Online

IDR - Call
IDR - Call

IDR - Call

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Popular Questions About Deposito IDR

1. Keamanan, di mana deposito hanya dapat dicairkan oleh pemilik sesuai nama pada bukti kepemilikan deposito.
2. Suku Bunga Kompetitif, suku bunga menguntungkan dan bersaing dengan bank lain.
3.   Fleksibel, nasabah bebas menentukan pilihan kebutuhan jangka waktu investasi sesuai dengan rencana keuangan nasabah mulai dari 1 bulan, 3 bulan, 6 bulan dan 12 bulan

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Time Deposits that provide optimal benefits

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