Flexibility to fulfill your various needs
Fulfill your needs in no time
Flexibility to manage your cash flow
Fixed Installment with Flat Rate
Payment with fixed installment method until the end of loan tenor with flat interest calculation
Fixed Installment with Effective Rate
Payments with fixed installment methods until the end of tenor with effective interest calculation.
Balloon Payment
Small portion payment of principal and interest for early tenor, and at the end of loan tenor, remaining principal and interest are billed
Balloon Interest Only
Payment of interest for early tenor, and at the end of loan tenor, principal and interest are billed
Bullet Payment
Payment of principal and interest are paid all at once at the end of loan tenor
Taka Interest Rate
Effective November 14th, 2022
Produk | Suku Bunga (p.a) s/d 13 Nov 2022 | Suku Bunga (p.a) eff. 14 Nov 2022 |
---|---|---|
Pembukaan TAKA Melalui Cabang | ||
TAKA Angsuran Tetap | 2.50% | 3.75% |
Pembukaan TAKA Melalui OCBC mobile / Internet Banking | ||
TAKA Angsuran Tetap | 2.50% | 3.75% |
Tarif dan Biaya | |
---|---|
Cabang | Online |
Tutup rekening sebelum jatuh tempo : Rp100 ribu | Tutup rekening sebelum jatuh tempo : Rp100 ribu |
Features | |
---|---|
Customer Terms | Individual |
Currency | IDR |
Monthly Installment Deposit | Min IDR100,000 |
Installment Multiples | IDR100,000 |
Period | Minimum 1 year and maximum 10 years (multiple of 6 months) |
Target Funds | #N/A (target funds are assumptions depending on term, monthly deposit and interest) |
Rates Review | Fixed 1 year (review rate per year) |
Admin Fee | No Admin Fee |
Closing Costs | IDR100,000 |
Monthly Deposit Late Fee | 0.025% x monthly deposit arrears x number of days in arrears (grace period = 0 days) |
Auto Close | If there is a monthly deposit arrears for 6 consecutive months |
Account Closing Before Maturity | Through Branch Office (valid for branch opening / in OCBC mobile) |
Taka Fix Installment
90°N Credit Card, OCBC Nyala Platinum, Platinum Credit Card, Titanium Credit Card, Voyage Credit Card
12 Jun 2024 - 2 May 2026
Platinum Credit Card, Titanium Credit Card, Voyage Credit Card, 90°N Credit Card, OCBC Nyala Platinum
25 Nov 2024 - 30 Apr 2026
Debit Card, GPN Debit Card, Online Debit Card, Premier Debit Card, 90°N Credit Card, Platinum Credit Card, Titanium Credit Card, Voyage Credit Card
1 Jun 2022 - 1 Apr 2026